Caroline Theobald is a financial advisor with RBC Capital Markets, holding a Series 66 designation and two years of industry experience. She has worked at RBC Capital Markets since 2020 and previously was employed at BB&T Scott and Stringfellow in 2020. Prior to her financial career, she operated DC Med Consulting LLC from 2016 to 2019 and took time as a stay-at-home mom. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s risk profile through a combination of in-house and third-party investment managers.

Holly Lawrence is a financial advisor with Wells Fargo Advisors in Wilmington, NC, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has worked across various Wells Fargo entities since 2013. Outside of her advisory role, she serves as a trustee for her parent's trust. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, providing investment and fee-based financial planning services tailored by a network of advisors. The firm offers a broad range of planning services covering cash-flow, retirement, education, risk, and wealth-transfer planning, among other specialized areas.

Danielle Rich is a financial advisor with Raymond James & Associates in Wilmington, NC, holding Series 63 and Series 66 licenses and having four years of industry experience. Her prior roles include positions at UBS Financial Services Inc., First Citizens Investor Services, and First Citizens Bank. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning and consulting services supported by firm research and a range of portfolio management strategies.

Spencer Hoag is a financial advisor with Wells Fargo Clearing in Wilmington, NC, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at TIAA CREF, the University of North Carolina Wilmington, and The District Kitchen and Cocktails. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christopher Knowles is a financial advisor with Wells Fargo Advisors in Wilmington, NC, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has worked with various Wells Fargo entities since 2009. He is involved in investment-related activities through ownership interests in Atlas Investment Management LLC and Knowles Investment Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to develop tailored recommendations.

Caleb Teeples is a Series 66-licensed financial advisor with one year of industry experience, currently with Thrivent Investment Management. His previous roles include positions at Hantz Financial Services and various non-financial roles in education and service industries. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of Financial Advisors. The firm focuses on holistic, goal-based planning across multiple financial topics and offers clients the option to combine planning with managed-account programs under a consolidated billing arrangement.

Matthew Minichello is a financial advisor with Charles Schwab in Wilmington, NC, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His prior roles include positions at Mid Atlantic Capital Corporation, NewEdge Advisors, and Wells Fargo Clearing. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment services supported by integrated brokerage, custody, and financial planning solutions.

Carl Hanks is a financial advisor with LPL Financial based in Wilmington, NC, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. His prior roles include positions at Morgan Stanley, Merrill, Fidelity, and Raymond James Financial Services. He is also involved in NJB Global LLC, a non-investment business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and advisory services utilizing model portfolios, third-party asset managers, and technology tools to support investment decisions.

Phillip Harrington is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Price is a financial advisor with Morgan Stanley in Wilmington, NC, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2006, respectively. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and serves clients both directly and through corporate relationships.

James Phillips is a financial advisor with Wells Fargo Clearing in Wilmington, NC, holding a Series 66 designation and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has prior experience at Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Phillips serves as a board member of the Pamlico Plantation Property Owners Association, a private homeowner's association. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs research and analytics to guide investment decisions and provides a range of brokerage and advisory solutions supported by its extensive network of financial professionals.

Megan Ennis is a financial advisor with RBC Capital Markets in Wilmington, NC, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Wells Fargo Clearing, RBC Wealth Management, and Truist Investment Services. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies, utilizing both in-house and third-party managers to implement portfolios suited to clients’ risk profiles.

Adair Graham is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 53 years of industry experience. His prior roles include positions at Bb&T Securities and Scott & Stringfellow, Inc. Outside of finance, he is a partner in an agricultural farming business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipalities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by research and sub-advisers.

Katherine Snyder is a CFP® with four years of industry experience, currently serving as an investment advisor representative at Cambridge Investment Research Advisors. She has held roles within Cambridge Investment Research and its affiliates since 2021. Outside of her advisory work, she is the owner of Pierpoint Wealth Management LLC in Wilmington, NC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent financial professionals using multiple custody and platform arrangements tailored to client objectives.

Joseph Oliver III is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes prior roles at H. Beck, Inc., Osaic FA, Inc., and ongoing involvement with Grove Point Investments, LLC and Grove Point Advisors, LLC. He is based in Wilmington, North Carolina. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing various investment strategies and advisor-facing technology tools.

Lance Stanislaus is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on creating personalized wealth management strategies aligned with his clients' unique financial goals and priorities. He works to simplify the complexities of investing and wealth planning, helping clients pursue objectives such as funding college education, planning for retirement, managing new wealth, philanthropic planning, and legacy planning. Lance holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his High School Diploma from Watts Public Schools. His approach emphasizes understanding each client's full financial picture to develop flexible strategies responsive to changing market conditions. He participates in community service through his involvement with Cape Fear Habitat for Humanity. Outside of his professional commitments, Lance enjoys billiards, golfing, spending time with his family, and watching movies.

Lauren Dessent is a financial advisor with Cetera in Wilmington, NC, holding a Series 66 designation and beginning her industry career in 2026. Prior to her advisory role, she has been involved in various roles including at Nabell Winslow Investments and Wealth Management and community organizations such as the Brooks Family YMCA and Louisa County Aquatic Facility. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform combining affiliated and third-party investment strategies.

John Collie is a financial advisor at Morgan Stanley in Wilmington, NC, holding a Series 66 designation with six years of industry experience. He has been with Morgan Stanley and its Private Bank since 2019, following a ten-year retirement period. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Bullen Keen is a financial advisor at Wells Fargo Advisors with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors, Keen worked at Dye Creek Capital/RKJ and held roles outside the financial sector at Preston Wood Country Club and Triangle Aquatics. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and planning tools.

James Croom is a financial advisor with Merrill Lynch Wealth Management. He serves clients by focusing on creating, preserving, and growing their wealth, drawing on his commitment to building strong relationships that support successful financial planning throughout various life stages. Born and raised in Wilmington, James is dedicated to serving the community that influenced his values and work ethic. He holds a Bachelors degree and a Masters degree from the University of North Carolina at Wilmington. James also maintains the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, James spends time enjoying golfing, fishing, the coastal lifestyle, and being with his wife and their dogs.