Ronald Wilson is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Jessica Taylor is a Series 66-licensed financial advisor with Merrill in Columbia, SC, where she has worked since 2016. She has two years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Frank Mc Leod is a financial advisor at Ameriprise with 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for The Rotary Club of St Matthews. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations, with a focus on assets held in Ameriprise Managed Accounts.

Julian Jordan is a financial advisor at Merrill with a Series 66 credential. He has one year of industry experience and previously worked at the United States Department of Agriculture and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Paulk is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2002, concurrently serving at Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Richard Migliore is a Private Wealth Advisor and the managing partner of Ellison Kibler, a wealth management and institutional consulting practice within Merrill Private Wealth Management. Ellison Kibler was ranked among the top private wealth management teams in the U.S. by Barron's in multiple years. Richard began his career with Merrill Lynch Wealth Management in 1994. His expertise includes portfolio strategies for high-net-worth individuals, retirement plans, endowments, foundations, and institutional consulting. He has also contributed to training Merrill Financial Advisors and has lectured for Barron's. Richard holds several professional designations including Certified Investment Management Analyst (CIMA®), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Merrill Institutional Consultant (MIC), Personal Investment Advisor (PIA), Sports & Entertainment (SE), and Senior Retirement Benefits Consultant Institutional Retirement (SRBCI). Richard graduated with a Bachelor's degree in Finance from the University of Kentucky. He has served on numerous charitable boards including the Cutler Jewish Day School and the Humane SPCA. His personal interests include camping, ice hockey, skiing, and traveling.

Vanessa Hodgeman is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Bank of America. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Merry Robinson is a Financial Advisor with Merrill Lynch Wealth Management who works with individuals, families, professionals, entrepreneurs, and business owners. She focuses on providing personalized financial advice that evolves alongside her clients' lives, careers, and priorities, with an emphasis on building long-term relationships. Merry's approach centers on understanding the person behind the portfolio to tailor guidance to their unique goals and challenges. With over 20 years of experience in business development, relationship management, leadership, and financial services, Merry helps clients with a range of financial needs including investment and wealth management, retirement planning, cash flow and liquidity strategies, education planning, business owner financial strategies, estate and legacy planning, as well as long-term wealth accumulation and preservation. She holds a Personal Investment Advisor (PIA) designation and has completed a non-accredited certificate program from Western Governors University. Outside of her professional work, Merry enjoys activities such as cooking, football, gardening, golfing, music, reading, softball, spending time with family, swimming, and traveling.

Joseph Bradley is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He has been with Wells Fargo Clearing since 2015 and previously worked at Clemson University and USC Upstate. Outside of his advisory role, he owns ABOVE THE KITCHEN LLC, which develops a phone app designed to create checklists for home or grocery store use. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, supported by research from Wells Fargo Investment Institute and third-party databases.

Roy Winters is a financial advisor with Ameriprise Financial Services LLC in Columbia, SC. He holds Series 63 and Series 65 licenses and has 25 years of industry experience, including ten years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Perry is a financial advisor with Ameriprise in Columbia, SC, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Perry also owns Langdon & Perry Enterprises Inc., through which he manages his financial planning practice. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Craig Bedenbaugh is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2023. He has held previous roles within Wells Fargo entities since 2009. He has ownership interests in investment-related businesses, including BEDENBAUGH YPW, LLC and FINET PRACTICE YIELD PRIVATE WEALTH, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, utilizing proprietary research and tools, and combines advisory services with other financial products and referral channels.

L Johnson is a financial advisor at Merrill with 46 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Merrill since 1979, alongside a tenure at Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by specialized trading, account administration, and custody services.

Harrison Meltzer is a financial advisor at Wells Fargo Clearing in Columbia, SC, with three years of industry experience. He holds Series 63 and Series 65 designations. Prior to his advisory roles, his work history includes positions at Wells Fargo Bank, Allstate, Aflac, and entrepreneurial experience with Duke's Pad Thai. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research-driven investment approaches with a broad range of brokerage and advisory solutions.

Mary Zamboni is a CFP® with 41 years of experience in the financial services industry. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2013 and is also a principal of Zamboni & Sipes, Inc., where she serves as president and board member of a non-public entity. Outside of advisory work, she is an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a variety of portfolio management approaches and both proprietary and third-party strategies.

Robert King is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in personal retirement planning, portfolio management services, and retirement income. With over 20 years of experience, Robert focuses on helping clients build and grow income streams to support a multi-decade retirement of rising costs. Robert joined Merrill Lynch Wealth Management in 2002 after working for five years in commercial real estate banking. He earned a Bachelor's Degree in Finance from Wofford College and holds the Personal Investment Advisor (PIA) designation. Robert has obtained the FINRA Series 7, 31, and 66 registrations. Outside of his professional work, Robert enjoys running, traveling, and spending time with his wife Juliana and their two daughters, Lucy and Dottie.

John Rast III is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including The Hilb Group of Maryland, LPL Financial, and The Vanguard Group. He also has prior experience with the Baltimore Orioles and Loyola University Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach includes a structured financial planning process using proprietary tools and models but does not provide individual security recommendations as part of its standalone planning services.

Johnathan Stackhouse is a financial advisor with LPL Financial in Irmo, South Carolina, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Merrill, Wells Fargo Clearing, and various credit unions. He is also involved with Palmetto Citizens Federal Credit Union alongside his work at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by advisory tools and a broad range of financial products.

Jeri Salmond is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2017 and Morgan Stanley Smith Barney LLC since 2011. Outside of her advisory role, she is involved with Ladson Presbyterian Church in Columbia, South Carolina, where she contributes to technology and streaming services, and is a passive investor in Crypto Ceramics, LLC, an art and culture venture. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools.

Renelle Herndon is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in providing personal wealth strategies tailored to the unique needs of her clients, with a focus on areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income. Renelle holds a Bachelor's and a Master's degree from Stetson University, as well as the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. She works closely with clients to develop, implement, and manage individualized wealth plans that address budgeting, cash flow analysis, wealth transfer strategies, retirement planning, and portfolio management services. Renelle is active in her local community and volunteers across many organizations, engaging in efforts that support and enhance the area where she lives and works.