Halie Stewart is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. She has held roles at Merrill since 2021 and is currently based in Bonita Springs, FL. Outside of finance, her background includes experience in various service and hospitality positions, including work at Kava Culture Kava Bar and Barra Rossa Ristorante. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, supported by internal Chief Investment Office teams and third-party managers.

Carroll Clark Jr. is a financial advisor at Ameriprise with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise since 1981, including its predecessor firm. He is also a notary and co-owns an LLC that leases office space shared with two other advisors. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional provider.

Alfred Rich is a financial advisor with LPL Financial in Cape Coral, FL, holding a Series 66 license and 11 years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory role, he serves as an Operations Manager at FedEx. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services utilizing both discretionary and non-discretionary management approaches.

Chelsea Scomak is a CFP® with 10 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors since 2017. Prior to this, she worked at Sophia's At Walden and Kovack Securities, Inc. She is also the founder of Via Brio LLC and serves as a board member of Women in Tech & Entrepreneurship in Fort Myers, FL. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement plan advisory services to a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers a range of portfolio management options through a network of independent financial professionals, utilizing both proprietary and unaffiliated strategies.

Scott Lair is a financial advisor at LPL Financial with 37 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at FSC Securities Corporation for 16 years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

James Sands Jr. is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2013. In addition to his advisory role, Sands is involved in tax preparation and accounting services, as well as offering non-variable life and health insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by research and a variety of investment management approaches.

Peter Ardolino is a financial advisor at Ameriprise with 40 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior work includes roles at Century Securities Associates, Inc., Peter J Ardolino Insurance & Fin Serv Inc., and New York Life Insurance Co. Outside of advising, he is involved in tax preparation through his business, Preferred Services 4U, LLC. Ameriprise provides retirement-income planning services primarily for individuals near or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations supported by a centralized consulting team.

William White III is a financial advisor with Stifel in Fort Myers, FL, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He previously worked at UBS Financial Services from 2011 to 2021 before joining Stifel in 2021. Outside of his advisory work, he serves on the boards of See His Face Ministries and the Southwest Florida Community Prayer Breakfast. Stifel serves a diverse client base including individuals, institutions, and municipalities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodology developed by its Investment Strategy Group.

Sean O'Hara is a financial advisor with Wells Fargo Clearing in Cape Coral, FL, holding a Series 66 designation and 21 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016, as well as Wachovia Bank, N.A. since 2005. Wells Fargo Advisors is a national securities firm managing approximately $671 billion in assets with over 14,000 financial advisors. The firm provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, offering both brokerage and advisory solutions supported by research and analytics.

Daniela Fergen is a Series 66 licensed financial advisor with Edward Jones in Fort Myers, FL, where she has worked since 2016. She has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,700 advisors.

Robert Woosley II is a financial advisor with Stifel in Cape Coral, FL, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Stifel since 1994. Outside of his advisory role, he serves as the Treasurer of the Optimist Club of Louisville. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and allocation guidance developed by its Investment Strategy Group, providing clients with tools for asset allocation, retirement, insurance, and estate planning decisions.

Fred Scheller is a financial advisor at Osaic with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Sagepoint Financial, LPL Financial, and SII Investments. Outside of his advisory work, he co-owns an online retail business and owns a grape vineyard with his wife, where he assists in the growing and harvesting of wine grapes. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services along with financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Ryane Kavanagh is a financial advisor with Edward Jones in Estero, FL, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2010. Outside of advising, she is involved in rental property ownership alongside Christopher Kavanagh. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including various types of households and organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Thomas Boland is a CFP®-designated financial advisor with 25 years of industry experience. He is currently with LPL Financial and has previously worked for Wells Fargo Advisors. Outside of his advisory role, he is involved with Montesano Financial Group LLC in a non-investment capacity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and model portfolios.

Michael Sabaugh is a financial advisor with UBS Financial Services in South Cape Coral, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with UBS Financial Services since 2013. Outside his advisory role, he serves as successor managing member of a family real estate entity in Leawood, Kansas. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including financial planning and portfolio management. The firm utilizes proprietary research and model-based asset allocations to tailor client strategies, integrating institutional trading capabilities with wealth management services.

Debra Merwin is a financial advisor with Morgan Stanley in Fort Myers, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She previously worked at LPL Financial for 18 years before joining Morgan Stanley in 2019. Outside of her advisory role, she is also a commissioned notary. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a comprehensive range of advisory programs to individual and institutional clients. The firm’s financial planning approach includes structured discovery conversations and firm-supported planning tools, serving clients through customized strategies and broader institutional relationships.

David Retkowski is a financial advisor with Edward Jones in Estero, Florida, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Craig Freund is a financial advisor at LPL Financial with over 32 years of industry experience. He holds the CFP® designation and has worked previously at Spc and Sigma Financial Corporation. Freund is also involved as an investor and owner in several non-investment related businesses, including Open Ocean Charters, LLC, a sportfishing and charter company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning and advisory programs, utilizing model portfolios and research from LPL Research and third-party subadvisors, with discretionary and non-discretionary management options.

Timothy Murphy is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Bradley Jenson is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Raymond James Financial in Fort Myers, FL. He has been with Raymond James Financial and Raymond James Financial Services, Inc. since 2009. Outside of his advisory role, he is involved as a partner in Longevity Revolution Press, where he presents workshops and promotes book sales, and he has authored several books and contributed chapters on diverse topics. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs a non-discretionary, tailored approach to investment consulting that incorporates risk profiling and analytical modeling to support client goals.