Theresa Cooper is a financial advisor with Raymond James Financial in Maumee, Ohio, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 17 years of industry experience, including ten years at Merrill Lynch prior to joining Raymond James. Since 2019, she has also worked with Diana Patton Consulting, LLC in a customer service and retirement plan support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers unique services such as municipal advisory support and SIMPLE IRA Employer Advisory & Consulting Services.

Kristin Gedert is a financial advisor at Ameriprise with 30 years of industry experience. She holds the Series 63 designation and has been with Ameriprise and its related entities since 2005. Outside of her advisory role, she serves as vice president on the board of directors for Commerce Office Park and is involved in tax preparation through KEG Tax Services, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating research and data-driven recommendations within a distinct investment framework.

Heather Beier is a financial advisor at Edward Jones in Toledo, OH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Gray Television/WTVG 13abc for twelve years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

David Himich is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley since 2009 and is currently affiliated with both Morgan Stanley Wealth Management and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Richard Wurst is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding a Series 63 designation and nine years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been affiliated with Mass Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in life and health insurance sales and owns a financial advising LLC established for tax purposes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships with clients.

Thomas Lindsay Jr. is a financial professional with 21 years of industry experience, currently affiliated with OSAIC in Maumee, Ohio. He holds Series 63 and Series 66 licenses and has worked at Royal Alliance since 2013. In addition to his advisory role, he is involved in life, health, and disability insurance sales through his activities with Savage & Associates and his own insurance agency. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple investment platforms. The firm employs various asset-allocation and portfolio management tools and supports both discretionary and non-discretionary account management.

Richard Luedtke is a CFP® professional with 32 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 1993 to 2020. Based in Sylvania, OH, he holds the Series 63 designation. Outside of his advisory role, he owns and manages a commercial office property through 6011 Renaissance LLC. Ameriprise provides retirement-income planning services targeted at clients approaching or in retirement with substantial investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Christopher Tucker is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association and Morgan Stanley Smith Barney, with a combined tenure of 16 years. Outside of his advisory role, he owns Tucker Family, LLC, an entity used to lease a truck and trailer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Gregory Fockler is a financial advisor with OSAIC in Toledo, OH, holding a Series 66 designation and 11 years of industry experience. He founded Fockler Financial LLC in 2021 and has been affiliated with OSAIC since 2014. In addition to his advisory work, he serves as treasurer and board member for the Ohio Digital Learning School, a virtual charter school. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing various tools and third-party programs to construct and manage portfolios across a broad range of investment types.

Regan Jahns is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2018, Regan worked at Catholic Charities for eight years. Outside of finance, Regan is an artist who operates a business offering custom paintings and private paint parties. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs with an emphasis on tailored financial planning supported by firm-approved tools and methodologies.

Michael Mccullough is a financial advisor with Wells Fargo Advisors in Toledo, OH, holding Series 63 and Series 65 credentials and 24 years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at UBS Financial Services for eight years and Morgan Stanley Private Bank for three years. He serves on the board of the Ottawa Hills Foundation, a charitable organization focused on education. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with tailored recommendations delivered through meetings and written summaries.

Douglas Pyle is a CFP®-certified financial advisor with 32 years of industry experience, currently affiliated with Ameriprise in Toledo, OH. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients approaching or in retirement.

Jeffrey Fallon is a financial advisor at Edward Jones with 41 years of industry experience. He holds the Series 63 designation and has been with Edward D. Jones & Co., L.P. since 1984. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Christopher Kec is a financial advisor with Ameriprise in Maumee, Ohio, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 1999. Outside of his advisory role, he is co-owner of Quinn's Tax Service, a tax preparation business. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, written recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Dylan Barr is a financial advisor at Edelman Financial Engines with five years of industry experience. He holds a Series 65 designation and has worked at Financial Engines Advisors L.L.C. since 2020. Prior to that, he held roles at Dana Inc., Core Network Fund, Bedford Public Schools, Chick-Fil-A, and the University of Toledo. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through advisor-led and online platforms.

Justin Knierim is a financial advisor with Edward Jones in Rossford, Ohio, holding a Series 63 designation and 19 years of industry experience. He has been with Edward Jones since 2005. Outside of his advisory role, he is a managing member of a real estate holding company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Kelley is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he works as a fitness instructor at the YMCA and serves as a property manager for his condominium association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various portfolio strategies.

Michael King is a financial advisor with Mass Mutual Investors Services in Toledo, OH. He holds a Series 66 designation and has one year of industry experience. Prior to joining Mass Mutual Investors Services and MassMutual Life Insurance Company in 2025, he worked at Glass City Federal Credit Union and Northwestern Mutual, and has spent several years in full-time education. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning and asset management services. The firm offers collaborative, annual planning engagements using firm-approved software and provides additional services including estate settlement and employer-sponsored planning programs.

Jason Strasser is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 license and previously worked at Financial Design Group, Minnesota Life Insurance Company, and Securian Financial Services. Outside of his advisory role, he is involved as a fitness and sports coach through Sylvania Recreation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources to provide discretionary and non-discretionary management options.

Daniel Rudski is a financial advisor at LPL Financial with 21 years of industry experience. He holds a Series 63 designation and previously worked at Cetera Advisors LLC for 11 years before joining LPL Financial. Outside of advisory work, he owns Junior Audio, a non-investment-related business based in Maumee, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management along with access to model portfolios and third-party research.