James Morris is a financial advisor with Primerica Advisors in Maumee, OH, holding a Series 63 designation and bringing 15 years of industry experience. He has worked with Primerica Financial Services since 1998 and has held positions at ProMedica Healthcare System and Greater Toledo Urgent. In addition to his advisory role, Morris is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies and discretionary separately managed accounts. The firm manages approximately $15.5 billion in assets through a large network of advisors and delivers advisory services supported by third-party managers and custodians.

Joseph Johnson is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with Mass Mutual Investors Services since 2008 and also holds a position with Massachusetts Mutual Life Insurance Company. In addition to his advisory role, Johnson is involved in life and health insurance sales. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved tools and educational seminars, with a focus on recommending investment categories and strategies rather than specific products.

Gregory Willibey is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at JP Morgan Securities, Citi Group, and CUSO Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by tools such as Secular Return Estimates and Monte Carlo simulations.

Diane St. John is a financial advisor at Robert W. Baird & Co. with 22 years of industry experience. She has previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. The DDK Group, where she is based, operates within Baird’s Private Wealth Management department, serving individuals—including high net worth clients—corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and custody and brokerage services, supported by internal research, manager monitoring, and a variety of investment strategies.

Emily Davis is a Series 66-credentialed financial advisor at Edward Jones with 19 years of industry experience. She previously worked at Danberry Realtors for four years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment advisory programs and affiliated financial services.

Gary Wise is a financial advisor with Mass Mutual Investors Services in Toledo, Ohio, holding a Series 63 designation and over 35 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 1990. Outside of his advisory role, he is involved in health insurance sales and owns farm ground rented from the State of Ohio for wildlife conservation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers planning through collaborative, annual engagements and a variety of specialized programs, including recent additions like standalone Divorce Planning.

Eric Baker is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms including The Huntington Investment Company, PNC Investments, and Fifth Third Securities. Baker is based in Maumee, Ohio. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Tyler Mallett is a financial advisor at Edward Jones in Toledo, Ohio, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in the automotive and banking sectors, including positions at Jim White Honda and Fifth Third Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Matthew Smith is a financial advisor with LPL Financial in Holland, OH, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior experience includes roles at Cetera, Avantax, and Midland National Life General Agency. Outside of financial advising, he serves on the board of Bowling Green Curling, Inc., overseeing the club’s treasury, and holds a board position with the Robert S. Rogers High School Athletic Hall of Fame. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party managers, and technology tools, while combining these with extensive non-advisory financial services and oversight of substantial discretionary assets.

Stephanie Stahl is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 63 designation and 19 years of industry experience. She has been with Morgan Stanley since 2009 and previously worked at Citigroup Global Markets for one year. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Brittany Oldham is a Series 66-licensed financial advisor with Morgan Stanley in Toledo, Ohio, bringing 14 years of industry experience. She has worked at Morgan Stanley since 2015 and is currently with Morgan Stanley Private Bank, N.A. since 2024. Morgan Stanley Wealth Management provides a broad range of advisory and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured discovery and firm-approved tools, with an emphasis on modeling potential outcomes rather than recommending individual securities.

Gregory Seals is a financial advisor with Mass Mutual Investors Services in Toledo, Ohio, holding a Series 63 designation and 26 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of his advisory role, he is involved in Medicare insurance education and training through principal agent positions in multiple health and wellness organizations. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative planning relationships using firm-approved analytical tools.

Deborah Boisselle is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with LPL Financial since 1995. She also operates a separate business under the name Citizens Wealth Management Group in Bowling Green, Ohio. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Timothy Ayer is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds the Series 65 designation and has previously worked at Spc and Kaminsky & Associates. In addition to his advisory role, he is an agent with Sunrize Retirement & Financial Services, focusing on insurance and benefits. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension funds, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms and custodians.

Gregory Siravo is a financial advisor with Primerica Advisors in Maumee, OH, holding a Series 63 designation and 38 years of industry experience. He has worked with Primerica Advisors since 1987 and has been affiliated with Newman Financial since 2020. Outside of his advisory work, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Sharon Snyder is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and over 25 years of industry experience. She has been associated with PFS Investments Inc. and Primerica Financial Services since 2000. In addition to advisory work, she is involved in sales of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Teresa Emch is a financial advisor at Morgan Stanley in Perrysburg, OH, holding a Series 66 designation with 23 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to assist clients with their financial goals.

Robert Wade is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with LPL Financial since 2001. Outside of his advisory role, Wade operates R. M. Wade & Company, Ltd., where he sells non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Janice Bertz is a financial advisor with Edward Jones in Toledo, OH, holding a Series 66 designation and 14 years of industry experience. She has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Benjamin Wilcox is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds a Series 63 designation and has worked at Ameritas Advisory Services, LLC and other Ameritas affiliates over the past 15 years. Wilcox is also involved with Wilcox Financial and Wilcox Sports Management, which provides financial planning services tailored for sports professionals. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides non-discretionary planning and consulting customized to client goals, utilizing analytical tools such as risk profiling and modeling.