Scott Gehlbach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, retirement income, portfolio management services, and planning for special needs, endowments, foundations, and non-profits. Scott works closely with clients to develop personalized financial strategies tailored to their long-term goals and changing market conditions. He holds a Bachelor's Degree from The Ohio State University and maintains the professional designation of Personal Investment Advisor (PIA). Scott emphasizes a client-focused approach supported by Merrill's extensive resources to help clients pursue their envisioned futures. A native of Northeast Ohio, Scott lives in Rocky River with his wife, two children, and their German shepherd. He enjoys spending time with family and friends and is a Cleveland sports fan. His personal interests include boating, camping, fishing, golfing, hiking, music, racquetball, and skiing. Scott also actively participates in community volunteering in line with Merrill’s tradition of community involvement.

Scott Bauchmoyer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2004 and joined Merrill Lynch in 2019. Scott focuses on helping clients develop potential solutions and providing investment guidance for individuals, their families, and their businesses by understanding their short- and long-term financial objectives. With over 18 years of experience, Scott specializes in managing new wealth, personal retirement planning, and retirement income. He emphasizes a relationship-based approach, working closely with his clients to create customized plans that use the present to help secure their future based on their unique priorities. Scott holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Scott earned a bachelor's degree in Marketing from Miami University. He lives in Avon with his wife, Sadie, and their two children. Scott is active in his community and serves as the Secretary on the Board of Directors for Fedor Manor. He also dedicates time to volunteering with local organizations supporting seniors.

Amanda Penitz is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. She has worked at Raymond James since 2017 and previously spent over a decade with Morgan Stanley in various capacities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on multiple portfolio management styles and affiliated research.

Chadwic Schmeltzer is a financial advisor with Charles Schwab in Westlake, OH, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Charles Schwab since 1997 and with Charles Schwab Bank since 2005. Outside of his advisory role, he serves as treasurer for a local nonprofit supporting a school wrestling program. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, strategic multi-asset model portfolios, and integrated custody and brokerage services.

Nathan Petersen is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Ameriprise since 2012. Petersen serves as Treasurer on the Board of Directors for the Bay Mens Club and is a Trustee for the Bay Rockets Association, both community organizations in Bay Village, Ohio. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Jean Raab is a Series 66-licensed financial advisor with 33 years of industry experience, currently with UBS Financial Services since 2011. Prior to UBS, Jean has been associated with Mcdonald Investments Inc. since 1996. Outside of advisory work, Jean serves on the advisory committee for St Mary Choice Food Pantry, providing guidance on organizational activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based strategies to tailor portfolios. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory solutions.

Todd Musial is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 33 years of industry experience. He has been with Cambridge since 2011 and has operated his own independent financial and insurance services businesses since 1992. Outside of advising, Musial serves as a trustee for the North Olmsted Foundation and is involved with the North Olmsted Chamber of Commerce. Cambridge Investment Research Advisors serves a broad client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides various portfolio management options, including proprietary model strategies and access to unaffiliated managers, with both discretionary and non-discretionary implementations tailored to client objectives.

Alexander Ruiz serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he partners with clients to offer strategic, goal-based financial guidance aimed at building, protecting, and growing wealth with confidence and peace of mind. He focuses on a holistic approach to wealth management that connects all aspects of his clients' financial lives. With expertise in areas such as retirement planning, college education funding, legacy planning, liquidity management, and socially responsible investing, Alexander works closely with individuals, families, and businesses. He applies Merrill's goals-based wealth management methodology to translate complex financial concepts into clear and actionable strategies designed to preserve and grow wealth over time. Alexander holds a Bachelor's Degree from Case Western Reserve University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional duties, he values family, friendships, and maintaining a balanced life. His personal interests include baseball, cooking, football, music, and spending quality time with his family, which inform his emphasis on trust, consistency, and long-term relationships with his clients.

Michael Houser is a Series 66-registered financial advisor with Thrivent Investment Management, based in Westlake, OH. He joined Thrivent in 2026 and has previously worked in a variety of roles, including positions at Catawba Island Club and Bankers Life. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based planning across topics such as retirement, tax, estate, and business continuation. The firm offers these services through a network of advisors, combining planning with managed-account programs under consolidated billing options while keeping planning and management separate.

Serina Lopez is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Her prior roles include operating Serina Lopez Agency LLC and working at National General Insurance. Outside of her advisory work, she is a co-owner of SEAL Enterprise LLC, a rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a range of households, pension plans, corporate clients, and charities. The firm offers various advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Eric Heilmann is a Series 66 licensed advisor with 24 years of industry experience. He has worked at Equitable Advisors since 2001, following his tenure at Axa Advisors, Llc. He is also a partner in EPIK Wealth Holdings LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm uses a range of advisory models and third-party asset managers to deliver customized investment solutions.

John Ruddy III is a financial advisor with Cetera who holds the Series 66 designation and has 24 years of industry experience. He has worked with Cetera and its affiliates since 2013 and also operates a tax and accounting business, WR Taxes, LLC, where he serves as a partner. Additionally, Ruddy has served as a firefighter with the City of Cleveland since 1993. Cetera Investment Advisers LLC is a large SEC-registered advisory firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that combines affiliated model portfolios, third-party managers, and bespoke strategies.

Dennis Harp is a financial advisor with LPL Financial, holding a Series 63 designation and 41 years of industry experience. His prior firms include Edward Jones and METLIFE Securities Inc. Outside of his advisory role, he operates TA-Check Financial, Ltd, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Shereen Moussa is a financial advisor with J.P. Morgan Securities in North Olmsted, Ohio, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has held multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank since 2015, as well as brief experience with Key Investment Services LLC and KeyBank in 2018. J.P. Morgan Securities LLC provides institutional consulting services to entities such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Preston Di Marco is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include work at Ohio Investment Partners and Ashland University. Outside of his advisory work, he serves as a wrestling referee for middle and high schools in Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by various model portfolios and research.

Karl Kniely is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he collaborates one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals. He integrates insights from Merrill with banking and lending solutions from Bank of America to provide flexible wealth management approaches responsive to changing market conditions. Karl holds a Bachelor's Degree from Cleveland State University and has earned the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He also participates in community organizations through volunteer work, reflecting Merrill’s tradition of engagement in the communities it serves.

Helene D'andrea is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank affiliate since 2009. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Brian Sullivan is a financial advisor with RBC Capital Markets based in Westlake, OH, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His previous roles include positions at UBS Financial Services Inc. and City National Bank. Outside of his advisory work, he owns and manages a part-time rental property in Hilton Head Island, SC. RBC Wealth Management serves a diverse range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple wrap fee advisory programs and customizes investment strategies based on clients’ Advisory Risk Profiles, utilizing a combination of in-house and third-party managers along with various portfolio management options.

Samuel Martello is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds the Series 63 designation and has worked previously at UBS Financial Services from 2006 to 2020 and at City National Bank since 2020. Martello engages with the community as a guest speaker on finance for Physician Assistant students at Baldwin Wallace University and serves as Co-Chair of the Alzheimer's Association Cleveland Chapter's A Celebration of Hope annual event. RBC Wealth Management, a division of RBC Capital Markets, provides investment advisory, financial planning, custody, and brokerage services to individual, institutional, corporate, and charitable clients. The firm employs tailored portfolio strategies and offers access to a range of in-house and third-party investment managers and specialized program structures.

Lauren Kearney is a financial advisor at Wells Fargo Advisors with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Wells Fargo in various capacities since 2009. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and sports & entertainment planning, utilizing Wells Fargo’s research and planning tools.