David Kurtz is a financial advisor with Equitable Advisors in Hamilton, Ohio, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm employs a range of advisory models, including third-party TAMPs and discretionary portfolio management through its SAM program, and provides ERISA fiduciary services for qualified plans.

Steven Ryan is a CFP®-designated financial advisor with Morgan Stanley, based in Centerville, OH, and has 27 years of industry experience. Prior to joining Morgan Stanley, he held roles at PNC Investments, Wesbanco Securities, Chase Investment Services, and Banc One Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and provides financial plans that incorporate scenario modeling without offering individual security recommendations as part of standalone planning.

Larry Bowling is a financial advisor with MassMutual Investors Services who holds a Series 63 designation and has 44 years of industry experience. He has worked with MML Investors Services, Inc. since 1988. Outside of his advisory role, he is also involved in life, health, and dental insurance sales. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements.

Corey Callahan is a CFP® professional with 18 years of industry experience, currently with Wells Fargo Advisors in Dayton, OH. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he serves as a board member for 2940 At The Square, LLC, a community organization focused on local improvement decisions. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, utilizing extensive research and tools to develop tailored recommendations for clients who meet a net-worth threshold.

Teri Engle is a Wealth Management Advisor at Merrill Lynch Wealth Management with 29 years of experience in the finance industry. She has worked since 1993, beginning her career with Merrill, and focuses on building long-term relationships with clients. Teri offers a comprehensive approach to wealth management, providing advice on retirement preparation, wealth transfer strategies, tax minimization, insurance, education planning, and divorce transition planning. Teri holds a bachelor's degree from Miami University and an MBA from the University of Dayton. She is a CERTIFIED FINANCIAL PLANNER™ certificant, holds the Chartered Retirement Planning Counselor™ designation, and is a Certified Divorce Financial Analyst®. She is also a graduate of the Leadership Dayton Program and has been an active member of the Junior League of Dayton. Teri is involved in community service, including serving on the board of the Widows Home of Dayton. Beyond her professional work, Teri enjoys spending time with her family, including her husband Joe and children Brendon and Lauren. She also appreciates activities such as camping, reading, traveling, watching movies, and outdoor time with her dog Gio by any body of water.

Joshua Manners is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked previously at Ameriprise Financial Services, Morgan Stanley Smith Barney, and Ultimus Fund Solutions. Based in Cincinnati, OH, he joined Charles Schwab in 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by strategic asset allocation models and centralized custody and supervisory arrangements.

Steven Fischer is a financial advisor with Ameriprise in Springboro, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise since 2009. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

David Lowe is a financial advisor with Ameriprise in Miamisburg, OH, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, Lowe is a partner in Lowe & Pfaff Associates LLC, a business created to manage Ameriprise business expenses. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement-income planning through its Premier Retirement Income service. The firm provides a written Recommendation Report and ongoing advice focused on income sources and tax-aware withdrawal strategies, supported by proprietary research and third-party data.

Brittany Hartley is a financial advisor with UBS Financial Services, holding a Series 66 designation and eight years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Michael Canida is a financial advisor with Cambridge Investment Research Advisors in Dayton, Ohio, holding a Series 66 designation and 18 years of industry experience. He previously worked at Edward Jones for seven years before joining Cambridge in 2015. Outside of his advisory role, Canida serves as president and board member of the Rotary Club of Beavercreek and owns Canida Industries Corporation. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of discretionary and non-discretionary management platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Matthew Whitcomb is a CFP®-credentialed financial advisor with seven years of industry experience. He is currently with Cambridge Investment Research Advisors and has prior experience at Financial Resource Partners, LLC. Whitcomb also operates as an independent insurance agent through Matthew Whitcomb LLC. Cambridge Investment Research Advisors, Inc. serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to proprietary and third-party investment strategies through various platforms.

Alisha Blalock is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, she worked for ten years at Adare Pharmaceuticals. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a variety of investment strategies and affiliated financial services under a fiduciary standard.

Jerry Rude is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and one year of industry experience. Prior to joining LPL, he worked at Ulteig Engineers, Inc. and Woolpert. He is also the owner and author of The Whitetail Detail, a non-investment-related publication. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Leslie Cool is a financial advisor at Fidelity with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked with Fidelity Investments and FIDELITY Brokerage Services LLC since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and execution of algorithmic portfolio construction using proprietary research and quantitative analysis.

Gerard Walsh is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 licenses and has 28 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously spent 14 years with Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Keith Burnett is a financial advisor with Primerica Advisors in Centerville, OH, holding 17 years of industry experience. He has worked with Primerica Financial Services since 2005 and PFS Investments Inc. since 2012. Outside of advising, he is co-owner of A-1 Complete Services, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, with portfolio implementation delegated to BNY Mellon Advisors.

Ethan Tyack is a financial advisor with UBS Financial Services, holding a Series 66 designation and two years of industry experience. Prior to joining UBS in 2023, he worked at American Income Life Insurance Company and has experience in various roles including at Urban Meyers Pint House and 360 One Firm. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans aligned with client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Barry Linder is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, LLC and Scottsdale Securities, Inc. since 1995. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Gregory Soto is an advisor at LPL Financial with one year of industry experience. Prior to joining LPL Financial, he worked for 36 years at Lawrence Livermore National Laboratory and spent six years retired. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a broad platform supported by research and technology tools.

Courtenay Kull is a financial advisor with Morgan Stanley in Centerville, OH, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. Prior to joining Morgan Stanley in 2024, Kull worked at PNC Investments for three years and Fifth Third Securities for 21 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, employing a structured planning process supported by proprietary tools and research.