Jennifer Fox is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 21 years of industry experience. She previously worked at The Huntington Investment Company and Huntington National Bank for over a decade, and had a brief tenure at J.P. Morgan Securities. Fox serves on the board of a nonprofit organization, Family Services, in Moraine, Ohio. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement planning focused on dependable income sources and tax-aware withdrawal strategies.

Derrick Petry is a CFA® charterholder currently with LPL Financial, bringing over 26 years of industry experience. He previously worked at Fifth Third Bank from 1999 to 2025 before joining LPL Financial in 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Paul Macuski is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2012 and brings over 30 years of experience in the financial industry. His career includes roles in research and as Director of Trading for a private money manager. Paul's areas of expertise include family wealth management strategies, portfolio management services, and individual and corporate investment strategy. He holds a Bachelor's degree in Finance from Wright State University and has earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Paul resides in Miamisburg, Ohio with his wife Nancy and their three sons. Outside of work, he follows the latest business and market news, supports Cleveland sports teams, and enjoys baseball, basketball, bowling, football, music, watching movies, and spending time with his family.

Stacia Kerlin Welch is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 29 years of industry experience. She has been with J.P. Morgan Securities since 2012 and previously worked at Chase Investment Services Corp. and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering non-discretionary asset allocation advice, investment manager research, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative analysis.

John Glueckert is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 49 years of industry experience. He previously worked at Bank of America and Merrill, accumulating 30 years at those firms before joining Morgan Stanley in 2019. In addition to his advisory role, he serves as an arbitrator for FINRA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates tools like Monte Carlo simulations and Secular Return Estimates from its Global Investment Committee.

Joshua Pavon is a financial advisor at Ameriprise with 17 years of industry experience and holds a Series 66 designation. He has worked at Ameriprise and its predecessor since 2011. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Windsor Square Condo Association and is the founder and president of Haste the Day, a nonprofit organization. He also facilitates Dave Ramsey’s Financial Peace classes at Centerville Christian Fellowship Church. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written retirement income recommendations and annual planning advice focused on income sources and tax-aware withdrawal strategies.

Cathleen White is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Ameriprise and its related entities since 2012. Outside of her advisory role, she is involved in managing a real estate investment business. Ameriprise is an institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Caitlin Pelzer is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she worked at The Cinday Academy and Charyl Stockwell Academy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes proprietary research, quantitative analysis, and algorithmic portfolio construction, with oversight for affiliated and unaffiliated sub-advisers.

Emily Nangle is a financial advisor with Raymond James & Associates holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, she worked at Baird and has professional experience in diverse fields including entrepreneurial ventures such as Emily Julian Photography and roles outside finance like The Woodhouse Day Spa and Shipt. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, employing a range of portfolio management styles and firm research to support its clients.

Jason Hillard is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. His prior experience includes roles at Montgomery County Treasurer and Wright-Patt Credit Union. Outside of his advisory work, he is the owner of Whillete Property LLC and Whillette Residential LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors, offering a range of advisory programs and investment strategies under a fiduciary standard.

Kenna Hesseling is a financial advisor with LPL Financial in Lebanon, Ohio, holding a Series 66 designation and having 23 years of industry experience. She has worked at firms including Raymond James Financial Services and People's Bank, N.A. Outside of advising, she is involved with LCNB Investment Services in connection with her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Todd Evans is a CFP® professional with 30 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2012. He holds Series 63 and Series 65 licenses and is based in Centerville, Ohio. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Karl Kessler is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has been with Ameriprise since 2009. Outside of his advisory role, Kessler serves on the Board of Directors for Lebanon Ultimate Frisbee and Hope Church, and he is involved in community activities such as coordinating evening programs at Camp Joy and announcing soccer games for Lebanon City Schools. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Curtis Uhlenhake is a CFP® professional with two years of experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. He previously worked at Corient and has held various roles including at The Ohio State University and St. Henry Schools. Outside of his advisory work, Curtis officiates basketball games for local junior high and high schools. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports a broad network of advisors with analytical tools and programs that incorporate technology and risk profiling.

Thomas Myrick is a CFP® professional with 12 years of industry experience, currently serving at Edward Jones since 2013. He holds the Series 66 designation and acts as Vice President of The Referral Group in Cincinnati, overseeing referral tracking and reporting. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and fiduciary advisory services.

Bhavna Singh is a financial advisor at Stifel with one year of industry experience. She holds a Series 66 designation and previously worked at Key Bank from 2020 to 2023. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, providing both brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Timothy Van Simaeys is a financial advisor with UBS Financial Services who holds the Series 65, Series 63, and Series 66 designations and has 31 years of industry experience. He has been with UBS since 2004. In addition to his advisory role, he teaches part of the Financial Strategies for Successful Retirement course at the University of Dayton and is involved with Big Brothers Big Sisters Miami Valley. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Geneva Beard is a financial advisor with Primerica Advisors, holding 29 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1995 and has concurrently worked with Graceworks since 2014. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and offers advisory services based on model recommendations managed by third-party asset managers.

Barbara Luttrull is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 30 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she serves as an executor and co-executor for estates, handling estate administration in Dayton, Ohio. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and strategies supported by its Global Investment Committee.

Benjamin Marcum is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining Fidelity, he served as head defensive coach for SOUL Lacrosse LLC and has experience coaching at Springboro High School. Outside of finance, he has been involved in lacrosse coaching and youth sports activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.