Lillian Kozak is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and three years of industry experience. She has worked at Sigma Financial Corporation since 2023 and has prior experience at KM Financial, Fifth Wheel Freight, Lee and Birch, and Grand Valley State University. Kozak serves as the Events Committee Chair for the Grosse Pointe Sunrise Rotary, where she assists with event hosting and fundraising. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other account programs.

David Vickery is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He has been affiliated with Sigma Planning Corporation since 2006 and has maintained long-term roles with Sigma Financial Corp and Vickery and Associates since the 1980s. Vickery serves on the Michigan Catholic Conference Lay Employees Retirement Plan Board of Directors. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, employing both discretionary and nondiscretionary strategies and maintaining a corporate structure that integrates affiliated broker-dealers and insurance agencies.

Kalpana Shah is a financial advisor at SPC with 28 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at LPL Financial for 22 years before joining SPC and Sigma Financial Corporation. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm delivers tailored, discretionary advice through a large network of advisors and is notable for its affiliations with broker-dealers and insurance agencies.

John Sepp is a financial advisor at SPC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SPC since 2016. Outside of his advisory role, he serves as a FINRA arbitrator and volunteers as an election poll worker in Washtenaw County, Michigan. He also provides marketing and management support to his spouse's dental practice. SPC offers investment management, financial planning, and retirement-plan advisory services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary advice, with custody and execution services provided primarily through Fidelity/NFS.

Alexandrea Snyder is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation with eight years of industry experience. She has worked at Hantz Financial Services since 2017 and also spent time at Cedar Springs Brew Co. and Concordia University. Hantz Financial Services, Inc. is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate, and retirement plan sponsors through a multi-advisor platform, focusing on diversified, ETF-centered model portfolios combined with third-party managers and tax-aware strategies.

Michael Stros is a CFP® professional with five years of industry experience, currently serving clients at Mercer Global Advisors Inc. in Ann Arbor, Michigan. His prior experience includes roles at Vintage Financial Services and Beth Shutko's State Farm. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm emphasizes globally diversified, risk-appropriate portfolios implemented through a variety of low-cost investment options and provides specialized services such as retirement plan consulting and charitable advisory.

Gary London is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior roles include positions at Pure Benefits of Michigan, Securian Financial Services, and ownership of London Financial Services, Inc. He has maintained an officer role at London Financial LLC alongside his advisory career. Fidelity’s Strategic Advisers LLC, where Gary is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction across a diverse investable universe.

Mark Pagels is a financial advisor with Edward Jones in Brighton, MI, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018, following a three-year tenure at MedTest. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and trust services.

Brenda Henning is a financial advisor with LPL Financial in Ann Arbor, MI, holding Series 63 and Series 66 credentials and possessing 21 years of industry experience. Her previous roles include positions at Old National Bank, Foresters Financial Services, and First Investors Advisory Services. She also participates in a referral program for banking products with Old National Bank. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Kathleen Aksten is a financial advisor with LPL Financial in Brighton, MI, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She previously worked at Invest Financial Corporation and Executive Wealth Management. Outside of her advisory work, she owns and operates Triple Diamonds Alpaca Ranch and is involved in several retail and animal exhibitor ventures related to alpacas. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, utilizing resources such as model portfolios, third-party subadvisors, and LPL Research.

Janet Nickel is a financial advisor with Morgan Stanley in Ann Arbor, MI, holding Series 63 and Series 65 licenses. She has 37 years of industry experience and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Kimberly Haines is a financial advisor with Cetera, holding a Series 66 designation and bringing nine years of industry experience. Prior to joining Cetera in 2025, she worked at Avantax Investment Services and Goldsmith & Associates. In addition to her advisory role, she owns Kimberly J Haines LLC, through which she provides accounting, tax preparation, and payroll services to small businesses and individual clients. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Jennifer Hunter is a financial advisor at Raymond James Financial with 27 years of industry experience. She holds the Series 66 designation and has worked at several firms, including Vision Capital Partners and Triad Advisors, Inc. Her current role at Raymond James began in 2023. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individual and institutional clients. The firm uses tailored, non-discretionary consulting informed by analytical tools and supports a broad network of advisors with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Bruce Pickard is a financial advisor at Merrill based in Ann Arbor, MI, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has worked at Merrill since 1982 and has also been with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Rolfes is a financial advisor with Ameriprise Financial Services in Ann Arbor, MI, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Ameriprise since 2016 and previously managed his own financial practice. Outside of advising, he serves as a basketball official for the Michigan High School Athletic Association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice.

Marci Blankenship is a Series 66-licensed financial advisor with Thrivent Investment Management, bringing eight years of industry experience. She has been with Thrivent and its affiliates since 2017. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations on various financial planning topics through a network of Financial Advisors. The firm’s approach separates planning from managed-account services and emphasizes ongoing client engagement without discretionary trading authority.

Edward Perez is a financial advisor at Raymond James Financial Services Advisors, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James in various capacities since 1999. He also operates Laprad Perez & Associates LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting client implementations through advisory programs or other providers.

John Syverson is a financial advisor with Merrill based in Ann Arbor, MI. He holds Series 63 and Series 65 credentials and has 44 years of industry experience. His career includes long-term tenures at Merrill since 1981 and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Sara Savoia is a financial advisor at Edward Jones in Ann Arbor, MI, holding a Series 66 designation with seven years of industry experience. Her prior work includes roles at Franklin Energy and Kroger before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large nationwide network of advisors and branch offices.

Richard Stites is a financial advisor with LPL Financial in Ann Arbor, MI, holding Series 63 and Series 65 licenses and offering 34 years of industry experience. He has worked at LPL Financial since 2018 and has prior experience with Blue Water Asset Management and Invest Financial Corporation. He also operates Stites Financial LLC, an insurance agency and investment-related business he has managed since 1997. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, as well as research and model portfolios from internal and third-party sources.