Scott Doyle is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 24 years of industry experience. He has worked at both firms since 2016 in the Houston, TX area. Doyle also sells financial products beyond Guardian offerings when they better suit client needs. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser affiliated with The Guardian Life Insurance Company of America. The firm serves individuals, pension plans, charitable organizations, and corporate clients with a range of brokerage, financial planning, and advisory services.

Gregory Cleare is a financial professional with GWN Securities Inc. in Fresno, TX, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with GWN Securities since 2007. Outside of his advisory role, he is the owner and DJ of Rubber Room Entertainment, a mobile DJ service. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios through a large network of over 400 advisors.

Christopher Ochs is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Citigroup since 2010. Outside of his advisory role, he is a general partner of Two Ochs GP, a business investment entity with no active duties reported. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and combines large institutional scale with unique market roles and arrangements.

Frank Duong is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 credentials. He has 11 years of industry experience and serves as CEO of Delta Family LLC, a business focused on assisting with Medicare and health insurance enrollment. He also has a background in financial education through his work with the Heartland Institute of Financial Education. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Pedro Marquez is a financial advisor with Citigroup Global Markets in Houston, TX, holding a Series 66 designation and 13 years of industry experience. He has been with Citibank since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including acting as a swap dealer and futures commission merchant.

Elelumhe Garuba Hawthorne is a financial advisor with VOYA Financial Advisors, Inc. and holds a Series 66 designation. He has 13 years of industry experience, including prior roles at Agia and VALIC Financial Advisors, Inc. He is also an independent insurance agent selling various life insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering financial planning, portfolio management, and a range of advisory programs that emphasize non-discretionary recommendations.

Kunal Vyas is a financial advisor with TIAA-CREF in Houston, TX, holding a Series 66 designation and 11 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm acts as adviser to the TIAA Donor Advised Fund and operates within a vertically integrated group using affiliated funds.

Tiffany Cao Sidoti is a financial advisor with Voya Financial Advisors, Inc. in Houston, TX. She holds a Series 66 designation and has 18 years of industry experience. Prior to joining Voya in 2015, she has been involved in the financial services sector for several years. Outside of her advisory role, she is active as an independent insurance agent. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm provides financial planning, portfolio management, and consulting services through various program structures, with a notable emphasis on non-discretionary investment recommendations.

Bredawn Riley is a financial advisor with VOYA Financial Advisors, Inc. in Houston, TX, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. She has been with VOYA Financial Advisors since 2014 and also owns Riley Financial, which involves insurance and investment sales. She serves as a board member for Galveston Municipal Utilities District 32, overseeing water and waste control administration. VOYA Financial Advisors, Inc. serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering services such as financial planning, portfolio management, and plan-sponsor consulting. The firm emphasizes recommendation-based advice through various program structures, including Unified Managed Account wrap programs and third-party money manager access.

Raul Chavez is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 66 and Series 63 licenses. His prior positions include roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission activities.

Gustavo Rueda is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds a Series 66 credential and has worked at Citibank NA since 2018, following earlier roles at Axelon Corporation and Automatic Data Processing. Based in Houston, TX, he serves clients through Citigroup's broad range of wealth management services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm integrates in-house research and operates significant market functions, including swap dealing and futures commission services, supporting tailored solutions for large relationships.

Myles Scott is a financial advisor with Kestra Advisory Services LLC, holding a Series 66 credential and 20 years of industry experience. His prior experience includes roles at B. Riley Wealth Advisors, Inc., B. Riley Wealth Management, Inc., and U.S. Capital Advisors LLC. He is also the managing partner of Wealth Empowerment Financial Strategies, an independent financial consulting and advisory firm. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as plan design, fiduciary consulting, and employee education. The firm serves large institutional investors, including sovereign wealth funds, and utilizes multiple management platforms and third-party solutions.

Reynaldo Martinez Jr. is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 credentials. He has military experience from a 23-year career with the US Army and has been with First Command since 2025. Martinez is also a partner in a vending machine business, managing inventory and servicing on weekends. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to select and monitor portfolios and third-party managers.

Philip Onochie is a financial advisor with Hornor, Townsend & Kent, LLC in Houston, TX, holding Series 63 and Series 65 designations and bringing five years of industry experience. Prior to joining Hornor, Townsend & Kent, he worked with Penn Mutual Life Insurance Co and Transamerica Financial Advisors, among others. Outside of advising, he works as a pharmacist at UT MD Anderson Cancer Center. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates a dual registration as an SEC-registered adviser and broker-dealer and manages billions in assets while offering both discretionary and non-discretionary account options.

Dale Pieper is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked with Guardian and Park Avenue Securities since 2007. Pieper is involved in client education events through Skopos, LLC. Park Avenue Securities serves a wide range of clients including individual investors, high-net-worth clients, charitable organizations, and corporations. The firm offers both brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Raffaele Cardone is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, Alamo Angels, and Garcia Hamilton & Associates. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles.

Karin Tyson is a CFP® and ChFC® with 31 years of experience in the financial advisory industry. She currently works at Prime Capital Financial and has held previous positions at Ameritas Investment Corp., 20/20 Financial Advisers Houston, and other investment firms. Outside of her advisory role, she serves on the board of the Future of Finance Scholarship Fund and the Memorial Drive Presbyterian Church finance committee, and conducts educational seminars on Social Security and IRA planning. Prime Capital Financial is an SEC-registered enterprise advisory firm serving high-net-worth individuals, trusts, corporations, and retirement plans. The firm offers a broad range of services including asset management, financial planning, qualified retirement plan services, family office offerings, and tax planning through an affiliated accounting subsidiary.

Viridiana Salamesainz is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds the Series 66 designation and has previously worked at Casa de Bolsa Finamex SAB de CV and Citibanamex. Outside of advisory work, she is a manager and partner at JOSADA LLC, a real estate holding company based in Houston and Montgomery, Texas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies supported by internal oversight and integrates both discretionary and non-discretionary portfolio options.

Christopher Cooper Jr. is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and five years of industry experience. He has been with Bankers Life Advisory Services since 2019 and has worked at Bankers Life & Casualty since 2008, where he manages a sales team of insurance agents. Bankers Life Advisory Services provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

David Hanson is a financial advisor with Sovereign Wealth Advisors LLC and holds the CFP® and ChFC® designations, along with a Series 63 license. He has 39 years of industry experience and has worked at Stratos Wealth Partners, Ltd since 2025, Sovereign Wealth Advisors, LLC from 2015 to 2025, and LPL Financial LLC since 2010. Sovereign Wealth Advisors, LLC serves individuals, trusts, retirement plans, and corporate clients by offering portfolio management, financial planning, retirement-plan consulting, and educational seminars. The firm employs a combination of fundamental and technical analysis, offers both discretionary portfolio management and advisory programs, and provides a broad range of services including real estate analysis and tax-aware model portfolios.