Rich Harrison is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. In his role, he works with high-net-worth and ultra-high-net-worth individuals and families to develop plans and strategies aimed at achieving their unique financial goals. Prior to joining Fidelity Investments, he was a Financial Advisor at The Vanguard Group from 2017 to 2019. Rich holds a California Insurance License, which supports his ability to advise clients on financial matters involving insurance products. Outside of his professional responsibilities, he has interests in fitness, parenthood, running, and soccer.

Joseph Farris is a financial advisor with Raymond James & Associates, holding a Series 66 designation and five years of industry experience. His prior work includes roles at JCCS, Harrington Bottling Company, Wadsworth Builders Co, Silver Star Steak Company, and Carroll College. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Darrell Hay is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 65 and Series 63 licenses and three years of industry experience. He has worked with PFS Investments Inc. since 2022 and has been involved in hockey coaching activities, currently serving as a Hockey Director. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, and offers model-driven investment strategies supported by third-party asset managers and custodians.

Janelle Burns is a financial advisor at J.P. Morgan Securities with a Series 66 designation and six years of industry experience. She has been with J.P. Morgan affiliates in various roles since 2000. Outside of her advisory work, she is an independent sales representative for Rodan + Fields skin care products. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

Christopher Ellis is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2013. Outside of his advisory role, Ellis is president of Evident Character Investments, a passive investment company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary planning and utilizes risk profiling and modeling tools to tailor recommendations, supporting implementation through its advisory programs or other providers.

Ronald Gallegos is a financial advisor with Wells Fargo Advisors in Meridian, Idaho, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked within various Wells Fargo entities since 2010. Gallegos serves as a board member of the Idaho Community Foundation. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Dulcie Docherty Corletto is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 65 and Series 63 designations and 11 years of industry experience. Her career includes roles at Primerica Financial Services and BO Enterprises, where she was involved in home improvement sales. Outside of advisory work, she is engaged in sales of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Steven Peters is a Series 66-credentialed financial advisor with Raymond James & Associates, based in Boise, ID, and has 27 years of industry experience. He has been with Raymond James & Associates since 2006 and has also worked with the Boise School District since 2025. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and research resources.

Kellie Frasher is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment options, using proprietary research and planning tools to develop tailored client recommendations.

Wendy Barrington is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and is based in Nampa, ID. Barrington has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Andrew Baber is a financial advisor with Edward Jones in Boise, ID, holding a Series 63 designation and 37 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1989. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a broad range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices nationwide.

Scott Carter is a financial advisor with LPL Financial in Eagle, Idaho, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Raymond James & Associates, Morgan Stanley, Wells Fargo Clearing, and Prudential Equity Group. In addition to advising, he is the author of a book titled *Money Management for the Faithful*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Duane Richter is a financial advisor at Morgan Stanley with 16 years of industry experience and holds a Series 66 designation. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, City National Bank, and RBC Capital Markets. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Kerry Peltier is a financial advisor at Merrill with 4 years of industry experience. He holds a Series 66 designation and previously worked at OMCS for 9 years before joining Merrill in 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Christopher Ravlin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 24 years of industry experience. He previously worked at Ameriprise, Wells Fargo Clearing, and Wells Fargo Advisors LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Dennis Koch is a Series 66-credentialed financial advisor with 18 years of industry experience, currently with J.P. Morgan Securities. He has worked at J.P. Morgan Securities since 2012 and previously at Thrivent Investment Management. Outside of his advisory role, he serves as a lacrosse coach and directs the Treasure Valley Golf Tour, organizing events and leading meetings for the tour. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their recommendations.

Randy Anderson is a Certified Financial Planner (CFP®) with 29 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2020 and previously worked at UBS Financial Services from 2012 to 2020. He is based in Boise, ID. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services such as fee-based financial planning and wrap programs. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group that provides forward-looking capital market assumptions and probabilistic modeling for asset allocation and planning analyses.

Jeffery Erekson is a financial advisor at Edward Jones with 23 years of industry experience. He has held his current position at Edward Jones since 2003. His credentials include Series 63 and Series 66 registrations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Michael Spiedel is a financial advisor with UBS Financial Services in Boise, ID, holding a Series 66 designation and 19 years of industry experience. He has been with UBS Financial Services since 2009. Outside of his advisory role, he has a personal ownership interest in agricultural land in North Dakota that he rents to a local farmer. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations with institutional trading capabilities and wealth management offerings.

Michael Everett is a financial advisor with LPL Financial in Boise, ID, holding a Series 66 designation and 24 years of industry experience. His prior firms include Invest Financial Corp., D.A. Davidson & Co., and Morgan Stanley DW Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, combining advisory services with various non-advisory financial products and partnerships.