Barrington Boyd is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including SagePoint Financial, Inc., Wells Fargo Clearing Services, and Principal Securities Incorporated. He is also a licensed insurance agent for life, annuity, and health insurance since 2004. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with access to third-party money managers and managed accounts. The firm utilizes various asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes.

Mitchel Macnguyen is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Bank of America and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

John Cheang is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for eight years. Outside of his advisory role, Cheang owns INFINITY DIRECT INC, a business based in Scottsdale from which he receives residual trail commissions. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven advisory process based on modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lorena Olivas is a financial advisor at OSAIC with a Series 66 designation and two years of industry experience. She has worked at OSAIC across two periods totaling seven years and has prior experience with Republic Services and Chicanos Por La Causa, Inc. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy program transitions.

Toni Michel is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 credentials and having 28 years of industry experience. Prior to joining OSAIC in 2024, Michel worked at Securities America Inc for 12 years. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing tools such as asset-allocation models, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios that include a range of investment products, managed on both discretionary and non-discretionary bases.

Denise Zumbrun is a financial advisor at OSAIC with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including SagePoint Financial, LPL Financial, Chelsea Financial Services, Claraphi Advisory Network, Thurston Springer Financial, and Citigroup. OSAIC serves a broad range of retail and institutional clients through a large network of advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account solutions. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios tailored to client needs.

Craig Sullivan is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He has held positions at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory work, he serves as CFO for Grants Wishes Inc., a nonprofit that provides gifts to children with cancer. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs diversification principles and modern portfolio theory in its investment approach and supports a wide range of financial products through its affiliates.

Shalene Caldwell is a CFP® professional with 18 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Caldwell is a member of the investment committee for the Beaverton Arts Foundation, a nonprofit performing arts organization. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Stephen Jaffke is a financial advisor at Fidelity with six years of industry experience. He has held roles at Fidelity Investments since 2021 and previously worked at The Vanguard Group, Inc. from 2020 to 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Cynthia Pelosi is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her career includes roles at FSC Securities Corporation, MML Investors Services, MassMutual Life Insurance Co., and Grow Financial Credit Union. She is also the owner of Prodigy Event Planning, a business focused on wedding and event coordination. OSAIC serves a diverse client base—including individual and high-net-worth investors, pension plans, corporations, and charitable organizations—offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary account management.

Andrea Franco is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to her current role since 2022, she held positions at Wells Fargo Advisors, Morgan Stanley, and Mass Mutual. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Bridgford is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He leads a team with over 100 years of combined experience, serving high net worth individuals across 36 states. His advisory approach focuses on safeguarding client assets through diversification and risk mitigation aligned with clients’ desired lifestyles. John’s client expertise includes family wealth management strategies, personal retirement planning, portfolio management services, and retirement income planning. John began his career in finance after earning a bachelor's degree in Economics from Arizona State University in 1990. He joined Merrill Lynch Wealth Management in 1992 and co-founded the Bridgford & Cromer Group. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), and Personal Investment Advisor (PIA) designations, which support his commitment to providing personalized financial strategies to help clients pursue long-term goals. In addition to his professional work, John has nearly two decades of community involvement in the greater Scottsdale and West Valley areas. He has served as Chair of the Board of Directors and Fund Development Committee for Benevilla™, a nonprofit supporting older adults, adults with developmental disabilities, and children. John is also a member of the Fighter Country Foundation Blue Blazer Squadron. Outside of work and community service, he spends time with his wife and three children and participates in coaching and supporting his children’s sporting and artistic activities.

Spencer Weaver is a financial advisor with Charles Schwab based in Scottsdale, AZ, holding a Series 66 designation and bringing 20 years of industry experience. His career includes roles at TD Ameritrade from 2010 to 2022 and at Charles Schwab since 2022, including Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative investment platform.

Wendy Ritchie is a Series 66–licensed financial advisor with Edward Jones in Phoenix, Arizona, where she has worked since 2015. She has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients nationwide. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Dmitry Goldin is a financial advisor at Osaic Wealth, Inc. based in Scottsdale, Arizona, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Osaic since 2000. Goldin serves as a power of attorney for his parents' brokerage accounts. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options, employing asset-allocation tools and automated rebalancing to manage portfolios across multiple platforms.

Samuel Munster is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, N.A., and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with tailored services and discretionary options for clients.

Shannon Dyson is a financial advisor at OSAIC with 23 years of industry experience. She holds a Series 66 designation and has worked at FSC Securities Corporation since 2009, in addition to her current role at OSAIC. Outside of her advisory work, Dyson serves as a Notary Public. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and employs various asset-allocation tools and third-party platforms to support portfolio management.

Theresa Heim is a financial advisor at OSAIC with 33 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials. Her prior experience includes over two decades at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage, investment advisory services, financial planning, and access to third-party money managers and managed-account solutions.

Torrey Jewett is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and 18 years of industry experience. He has been with LPL Financial Services and Arizona State Credit Union since 2010. Jewett’s other business activities include managing real estate rental properties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Omeed Assadi is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2013 and Charles Schwab Bank since 2017. He is also associated with Comfort Keepers since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment guidance alongside access to discretionary separately managed accounts and multi-asset model portfolios. Schwab’s integrated structure combines advisory, brokerage, custody, and cash-sweep services for a large client base.