Clovis Martin is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, Martin is involved in residential real estate investment and rehabilitation through his ownership of Real Redhead, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outcome simulations.

Edwin Lamberty III is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, charitable organizations, and public entities, offering financial planning and consulting through various advisory programs with a focus on non-discretionary, client-directed implementation.

Scott Schroeder is a financial advisor with RBC Capital Markets in Albuquerque, NM, holding Series 65 and Series 63 designations and having 16 years of industry experience. He joined RBC Capital Markets in 2020 after working at MIAI, Inc and Maplewood Investment Advisors, Inc from 2016 to 2020. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles and investment preferences.

Terry Abeyta is a financial advisor with Primerica Advisors in Albuquerque, NM, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2013 and previously worked for the U.S. Postal Service for 34 years. Outside of his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a curated selection of third-party asset managers and a tiered wrap fee structure.

Nathanael Pacheco is a CFP® professional with 10 years of industry experience, currently affiliated with Mass Mutual Investors Services in Albuquerque, NM. He has worked at MML Investors Services LLC and MassMutual Life Insurance Co since 2015 and has over two decades of experience in education. Outside of his advisory role, he is also an insurance agent specializing in life, health, and fixed annuity insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual planning engagements that utilize firm-approved analytical tools without discretionary investment authority.

Ian Eshelman is a Financial Advisor with Merrill Lynch Wealth Management. He provides financial advisory services to clients, leveraging his expertise to support their wealth management needs. Ian Eshelman holds a Bachelor's Degree from the University of New Mexico and a Master of Business Administration (MBA) from the same institution. His educational background provides a foundation for his work in the financial services industry.

Consuelo Meza is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and bringing nine years of industry experience. She previously worked at RBC Wealth Management for seven years prior to joining Morgan Stanley in 2023. Outside of her advisory role, she serves on the Finance Council of the Shrine of St. Bernadette, assisting with parish budgeting and financial oversight. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and wealth management services, managing approximately $2.74 trillion in client assets.

Larisa Holiday is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. She has worked with several firms, including Valic Financial Advisors and Commonwealth Financial Network. Outside of her advisory work, she owns a business entity, Holiday Financials LLC, which is unrelated to investment services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Melissa Dean is a Series 66-registered advisor with LPL Financial in Albuquerque, NM, with a combined 13 years of experience at Legacy Financial Group and Voya Financial Advisors alongside her current role since 2022. She has worked in the financial advisory industry since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, including access to third-party asset management and institutional platforms, supported by technology tools for operational and research purposes.

Jordan Barela is a financial advisor with Primerica Advisors in Albuquerque, NM, holding a Series 66 designation and two years of industry experience. Prior to joining Primerica Advisors, he worked at firms including Raymond James Financial Advisors and Hightower Advisors. Outside of finance, he serves as president of Round Shade Records LLC, a music-related business based in Santa Fe, NM. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients, operating primarily as a wrap-fee solution.

Jeffrey Bard is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He focuses on individual equity investing and wealth management planning, leveraging the breadth of Merrill Lynch's resources to support clients in making informed financial decisions. Jeffrey manages personalized strategies that may include individual stocks, bonds, Merrill Lynch model portfolios, and third-party investment strategies to address clients' financial objectives. Jeffrey joined Merrill Lynch Wealth Management in 2014, bringing with him over a decade of experience in consumer banking and human resources management. His role emphasizes business and relationship management, aiming to maintain and expand the team's client relationships while supporting the business model. His areas of expertise include education planning, family wealth management strategies, liquidity management, retirement income planning, and portfolio management services. He holds a Bachelor's degree in Economics from the University of New Mexico and has earned professional designations including Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). Beyond his professional pursuits, Jeffrey is involved with several organizations, including the Albuquerque Community Foundation Social Giving Club, serving as a Popejoy Hall Board Member, and participating in the FBI Citizens Academy Class of 2017. His personal interests include biking, fishing, gardening, golfing, hiking, reading, scuba diving, skiing, and yoga.

Andrew Furste is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab for 14 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Joshua Richards is a Series 66-licensed financial advisor with Thrivent Investment Management in Albuquerque, NM, and has four years of industry experience. Before joining Thrivent in 2021, he held roles in hospitality, education, and real estate. Outside of finance, Richards has experience in kitchen and bakery certification and remodeling services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without implementing those recommendations. The firm combines holistic, goal-based analyses with managed-account options, maintaining planning and portfolio management as separate services.

Jaime Cervantes is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. He has been in the industry since 2023, with prior experience at Wells Fargo Bank, nA and Sei. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Stcyr is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2006 and develops financial strategies and manages client portfolios focused on their specific objectives. His approach includes incorporating estate planning services and liability management alongside investment advice to provide comprehensive financial guidance. Jonathan holds a Bachelor of Arts degree in American History from the University of New Hampshire. Before joining Merrill Lynch, he taught in the US and South America. He has been responsible for the local financial advisor training program for six years and holds several professional designations, including Certified Plan Fiduciary Advisor®, Chartered Retirement Planning Counselor™, and Chartered Retirement Plans Specialist™ from the College for Financial Planning Institutes Corp. Jonathan is also a Senior Vice President. Outside of his professional role, Jonathan is involved with the Moriarty Rotary Club. He and his wife, Jessica, are parents to two children, JP and Rosalie. Jonathan enjoys travel, playing soccer, and following New England and Boston sports.

Christopher Guillen is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and provides services under both direct client and corporate financial planning agreements.

Clarence Hughes is a financial advisor with UBS Financial Services in Albuquerque, NM, holding Series 63, 65, and 66 licenses and possessing 13 years of industry experience. His prior roles include positions at Wells Fargo NA, REDW Wealth LLC, BOK Financial Securities, Inc., and Allspring Global Investments, LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Rosalind Milloy is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and 10 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Milloy serves as a board member of The Life Center Foundation, a nonprofit focused on youth in Santa Fe, New Mexico. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Oumar Niang is a financial advisor at Fidelity with 4 years of industry experience. He holds Series 66 and Series 63 designations and previously worked at Wells Fargo for 11 years. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and employs systematic methodologies along with oversight controls to manage conflicts of interest.

Julio Marquez is currently serving as an Investment Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he worked as a Planning Consultant at Fidelity Investments from 2022 to 2026 and as a Relationship Manager there from 2021 to 2022. His earlier experience includes positions at Edward Jones as a Client Relationship Specialist from 2019 to 2021 and as a Financial Advisor from 2018 to 2019. Julio also gained experience at Fidelity Investments in various capacities including Work Place Planning and Advice (2017-2018), Retirement Brokerage Services and HSA Trader (2015-2017), and Financial Representative (2014-2015). Born and raised in Albuquerque, Julio focuses on helping his community plan for their financial future. He emphasizes the importance of listening to clients and creating financial plans with their goals in mind, maintaining trust and open communication throughout the relationship.