Daniel Lujan is a CFP® and securities-licensed financial advisor with 10 years of industry experience. He is currently with Charles Schwab, having worked there in various capacities since 2022, following prior roles at Citigroup, Guaranteed Rate, and Wells Fargo Home Mortgage. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory guidance with access to affiliated discretionary separately managed accounts and employs multi-asset strategic portfolios supported by research from its Schwab Center for Financial Research.

Savanah Arellano is a financial advisor at Morgan Stanley with seven years of industry experience. She has worked at Morgan Stanley Private Bank since 2021 and previously held positions at U.S. Bancorp Investments and U.S. Bank. Outside of her advisory role, she is involved in property management as a sole proprietor of a real estate business in North Las Vegas. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that include financial planning, investment management, and institutional solutions.

Brian Chang is a CFP® with 25 years of industry experience, currently serving as an advisor at LPL Financial since 2000. Based in Henderson, NV, he also teaches a noncredit financial management workshop at local colleges and sells traditional life insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment options, including model portfolios, third-party asset management, and institutional platforms.

Trent Gneiting is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined the team in 2018, focusing on providing tailored financial strategies for corporate executives, business owners, and individuals in the sports and entertainment industry. Trent's responsibilities include serving clients, conducting investment analysis, planning, and business development. He earned a Bachelor's degree in Economics with a minor in Business Management from Brigham Young University. Prior to his current role, Trent worked as a Research Analyst for Merrill Bateman Associates - Economic Consulting Group and completed internships with Transamerica and the Stanford University - Wharton College Clean Energy Project. He holds the designations of Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of work, Trent enjoys spending time with his wife, Rachael, and their two children. His hobbies include sports such as basketball, volleyball, football, and following the Vegas Golden Knights, as well as outdoor activities like hiking and skiing. He is involved with professional and community organizations including the Church of Jesus Christ of Latter-day Saints, BYU, Habitat for Humanity, and has served on the Italy Milan LDS Mission and as Student Body President at Palo Verde High School.

Heather Djan is a Financial Advisor with Merrill Lynch Wealth Management. She began her career in financial services in 2007 with UBS in New York City and joined Merrill Lynch Wealth Management in 2010 in Northshore, Long Island. In 2014, she transferred to Las Vegas, where she currently resides. Her areas of expertise include college education planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Heather holds a Bachelor's Degree from SUNY Old Westbury and has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Originally from New York, Heather has lived in Las Vegas for nine years. She enjoys spending time with her family exploring local dining, shows, hiking trails, and supporting local businesses. Her personal interests include antiquing, dancing, drawing and sketching, interior decorating, music, photography, sewing, traveling, and woodworking.

Lawrence Jacobsen Jr. is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including UBS Financial Services and Morgan Stanley. He is currently based in Las Vegas, NV. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Veniesha Brooks is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having 21 years of industry experience. She has worked at Wells Fargo Bank, N.A. since 2007 and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she is involved with Plexus Worldwide as a health and wellness ambassador. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Brad Wittusen is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 27 years of industry experience. He previously worked for Wells Fargo Advisors Financial Network LLC for 12 years before joining Raymond James in 2020. Outside of his advisory role, he is the owner of a rental real estate business managing a single condo unit. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charities, and institutions. The firm emphasizes tailored, non-discretionary planning and employs risk profiling and modeling tools to support client goals, while also maintaining specialized programs in municipal advisory and SIMPLE IRA consulting.

Justin Smith is a CFP® professional with 17 years of experience in financial advising. He has worked at Ameriprise since 2021 and previously spent eight years at Edward Jones. Ameriprise provides a retirement-income planning service tailored to individuals nearing or in retirement who meet specific asset criteria, offering detailed recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a combination of research, modeling, and algorithmic automation to support its advisory process and offers a broad range of advisory, brokerage, and insurance solutions.

Jacqueline Baquera is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Keith Jensen is a financial advisor with Charles Schwab in Las Vegas, NV, holding Series 63 and Series 66 licenses and having 20 years of industry experience. He has worked at Charles Schwab since 2009 and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Michael Carpenter is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 designation and 23 years of industry experience. He has been associated with Linsco / Private Ledger since 2003. Outside of his advisory work, Carpenter serves on the board of a community, civic, and charitable organization in Southeast Las Vegas and is involved as a coach and referee. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Jeffrey Kopp is a financial advisor with Edward Jones in Las Vegas, NV, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Ryan Tabor is a financial advisor with Equitable Advisors in Las Vegas, NV, holding a Series 66 designation and eight years of industry experience. He has worked at Equitable Advisors since 2018 and previously held roles at Axa Advisors, Primerica, and AmeriPark. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing third-party asset managers and endorsed advisory programs.

Philip Natale is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2007 as a bank teller and joined Merrill Lynch Wealth Management as a Financial Advisor in 2011. Philip works with clients on a comprehensive range of financial needs including investments, banking, retirement, lending, insurance, and estate planning to provide a well-rounded approach. He holds a Bachelor's Degree from the University of Nevada and is a Personal Investment Advisor (PIA). Philip is involved in several professional and community organizations, including Junior Achievement of Southern Nevada and Knights of Columbus. He volunteers with Junior Achievement teaching financial literacy, entrepreneurship, and economics to high school students, and participates in activities through the Catholic Church. Outside of his professional work, Philip enjoys running, writing, playing with his dog, and has lived in both New York City and Henderson, Nevada. He maintains ongoing communication with his clients and values both digital and face-to-face interactions to establish lifelong relationships.

Melissa Durante is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding a Series 66 designation and 17 years of industry experience. She has worked within various Wells Fargo entities since 2007, including Wells Fargo Bank, N.A. and Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Louis Larson is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has previously worked in facilities management and nonprofit roles, including with the University of St. Thomas and MNFEI, a nonprofit organization. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Steven Lloyd is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 designation and 15 years of industry experience. Prior to joining LPL Financial in 2017, he worked at MML Investors Services, MassMutual Life Insurance Company, and Merrill. Outside of his advisory role, he is a 50% owner of a local business, VJ Kings, LLC, which operates under the name Junk King. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a broad platform of investment options and operational tools.

Anna Kareis is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and eight years of industry experience. She previously worked at Northwestern Mutual in various capacities from 2018 to 2022 and spent a year with City Year San Antonio. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Heather Henderson is a Financial Advisor with Merrill Lynch Wealth Management, operating out of the Summerlin Office in Tivoli Village in Las Vegas. She joined the firm in 2020 after a career in sports marketing and holds her Series 7 and 66 FINRA registrations along with the Accredited Asset Management Specialist™ (AAMS™) designation. Her approach centers on providing clients with financial confidence by customizing financial plans tailored to their lives and priorities. Heather's responsibilities include portfolio review management, marketing and event efforts, and team member training. She holds a Bachelor of Science degree in Business Administration with a focus on Marketing from the University of Nevada, Las Vegas. Heather has a background in digital marketing, having worked with a local Triple-A Baseball Team prior to entering financial services. She continues to pursue her interest in athletics by coaching a youth club volleyball team. Additionally, Heather is active in philanthropic efforts, serving on the Advisory Board of Moonrise NextGen and participating on her local Merrill office's Philanthropy Committee and Women's Exchange. She has been recognized by Bank of America for contributing over 100 volunteer hours.