Edward Quinlan is a financial advisor at Osaic Wealth, Inc. based in Carlsbad, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience, previously working for FSC Securities Corporation for 14 years prior to joining Osaic in 2023. Quinlan operates a business named Quinlan Financial, through which he provides registered products as well as life, health, and disability income insurances. Osaic Wealth serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset allocation tools and third-party platforms to manage portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

Stacey Herrle is a financial advisor with Morgan Stanley in Carlsbad, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. She previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools.

Martin Garcia is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at Bank of America, Enterprise Mobility, Qualitas Insurance Company, Deloitte, and the University of California San Diego. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kailen Cook is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Voya Financial Partners, OneAmerica Securities, and LPL Financial. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs. The firm manages approximately $1.01 trillion in assets and supports its clients through a large nationwide network of advisors and branch offices.

Zachary Sundstedt is a financial advisor at Morgan Stanley in Carlsbad, CA, with two years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at The Vanguard Group and Morgan Stanley Private Bank, N.A. Outside of his advisory roles, his background includes various self-employed ventures and positions in the food service industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to develop tailored plans.

Richard Ordona Jr. is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has previously worked at Grousemont Property Management and AssuredPartners of WA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides advisory services without offering individual security recommendations as part of its standalone planning program.

Adam Traganza is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research since 2017. Outside of his advisory work, he has served as guardian and custodian for an elderly parent for over a decade. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering a variety of portfolio management options across multiple platforms and custody arrangements.

Brian Lucewicz is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2001. He is based in Carlsbad, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Philip Alabi is a financial advisor with Primerica Advisors in Carlsbad, CA, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to his current role, he worked at Vividion Therapeutics and has academic tenure at the University of California San Francisco, Brown University, and Southern Illinois University Edwardsville. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,948 advisors and $15.5 billion in assets under management, delivering advisory services primarily through model-based portfolio strategies.

Chris Rager is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 designations. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Michael Terry is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 32 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank in various roles from 2011 to 2023. Terry is a passive owner of an investment-related business called 3 Fruit in the Box based in Oceanside, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory approach is based on investment policy statements and modern portfolio theory, and it includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Christopher Melton is a CFP® with 44 years of experience in the financial services industry. He is affiliated with Raymond James Financial and is the owner of Melton Wealth Management, LLC, which he established in 2018. His career includes roles at Wells Fargo Clearing Services and Concurrent Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and advanced analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Aleksandra Drake is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. She has worked at Merrill and Bank of America since 2017 and previously spent two years with JPMorgan Securities LLC and JPMorgan Chase Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Bueno is a financial advisor with Morgan Stanley in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through various channels, including corporate financial planning agreements.

Jeffrey Ardantz is a financial advisor with Raymond James & Associates in Carlsbad, CA, holding Series 65, 66, and 63 registrations and bringing 24 years of industry experience. Prior to joining Raymond James in 2016, he worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of advising, he is involved in an agriculture and farming business, Henri P Ardantz LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension and profit-sharing plans, and charitable and governmental entities. The firm offers tailored, primarily non-discretionary financial planning and investment consulting, supported by a broad range of portfolio management styles, firm research, and affiliated sub-advisers.

Bradley Secord is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves on the board and finance committee of the John M Scott Health Care Commission and is involved in a music production business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Paul Kennedy is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. He previously served in the U.S. Navy from 2016 to 2024 before entering the financial services sector. He provides investment advice and wealth management services through Forrest Investment Services. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers multiple portfolio management options with discretionary and non-discretionary authorities, supported by a large network of independent advisors and a variety of affiliated and third-party investment resources.

Mered Oren is a financial advisor at Stifel with 39 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2011. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services such as fee-based financial planning and wrap programs. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning decisions.

Anthony Falaro is a financial advisor at Fisher Investments with 14 years of industry experience. He holds a Series 66 license and has been with Fisher Investments since 2014. Outside of his advisory role, he is a manager and member of THE VISTA COLLECTION LLC, a short-term rental accommodations business. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized Investment Policy Committee that integrates quantitative and qualitative research to construct globally diversified portfolios and utilizes tax-aware and defensive strategies to manage risk.

William Bishoff is a financial advisor with Osaic Wealth, Inc., holding CFP® and ChFC® designations and over 30 years of industry experience. Prior to joining Osaic in 2025, he spent a decade with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. He is also involved in multiple business ventures, including serving as president and CEO of Bishoff Financial Group, which encompasses financial planning and advisory services. Osaic Wealth, Inc. serves a diverse client base that includes retail and institutional investors, offering integrated brokerage, advisory services, financial planning, and access to a wide range of investment platforms and third-party money managers. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary account management.