Jing Zhang is a financial advisor at Transamerica Financial Advisors with one year of industry experience. She holds Series 63 and Series 65 licenses and has prior experience with WFGIA and Ginfinity Consulting Inc. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services, offering fee-based wrap programs, model portfolios, and access to third-party money managers.

Scott Perkins is a CFP® with 15 years of industry experience, currently serving as an advisor at Focus Partners Wealth, LLC since 2025. His prior work includes roles at Churchill Management Group, Cetera Wealth Services, LLC, and Ronald Blue & Co., LLC. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, offering wealth management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach using a mix of active and passive strategies, third-party managers, and private funds.

Anthony Guinane is a financial advisor with Sanctuary Advisors, LLC and holds a Series 66 designation. He has 28 years of industry experience, including 12 years at UBS Financial Services. Outside of his advisory role, Guinane is the founder and managing partner of Dial Square Private Wealth, an investment advisory operating entity. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports over 400 independent investment adviser representatives who deliver customized portfolio management and consulting services utilizing a variety of investment approaches and platforms.

Steven Henningson is a financial advisor at Carson Wealth with Series 63 and Series 65 credentials and 41 years of industry experience. He has held positions at firms including Cetera, Creative Planning Institutional Advisors, and Citigroup Global Markets. Outside of his advisory work, he serves on the advisory board of a community church focused on recovery ministries and is involved with the Ronald Reagan Presidential Foundation & Library. Carson Wealth is an enterprise platform managing approximately $50.6 billion through a network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, using an Investment Committee to construct and monitor model portfolios and providing tailored solutions that integrate custodial and technology partnerships.

Jesse Espinoza Jr. is a financial advisor at Creative Planning in Irvine, CA, holding the Series 66 designation with 23 years of industry experience. He has been with Creative Planning since 2016. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that integrates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets through over 1,100 advisors.

Asihel Pena is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. Prior to joining Citigroup in 2025, he spent 12 years at Bank of America. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is notable for its large institutional scale and unique market roles, including operation as a swap dealer and futures commission merchant.

Aaron Tucker is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. in Irvine, CA. His career includes roles at Goldman Sachs, Coldstream Wealth Management, and Charles Schwab & Co., Inc., along with service in the Army Reserves from 2012 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and Charles Schwab & Co.-referred clients. The firm employs asset-allocation models and internal research tools to deliver tailored recommendations, focusing on client authorization for trades and utilizing separately managed accounts.

Brent Engelhardt is a financial advisor with D.A. Davidson & Co., holding a Series 66 designation and bringing 16 years of industry experience. He has been with D.A. Davidson since 2013. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and provides a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and specialized wealth management for clients with over $20 million in net worth.

Michael Mares is a Series 66-licensed financial advisor with Guardian Life and Park Avenue Securities, based in Irvine, CA. He has three years of industry experience and previously worked at Pacific Advisors LLC and Gilbert Z. Mares & Associates, Inc. Outside of his advisory role, Mares serves as Government Relations Chair for NAIFA California, acting as a liaison with policymakers and handling legislative analysis and advocacy. He is also a committee chair for Cub Scout Pack 361 and holds board membership at NAIFA-Los Angeles. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and nonprofits. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Luke Vandermillen is a financial advisor at Mariner Wealth Advisors with 34 years of industry experience. He holds a Series 63 designation and previously worked at Principal Securities and Principal Life Insurance for over three decades. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, retirement consulting, and access to third-party managers. The firm emphasizes customized portfolio management supported by an internal investment team and offers integrated tax, family office, and financial wellness services uncommon among large advisory firms.

Pushkar Murthy is a CFA® charterholder and Series 63 licensee with six years of industry experience. He has worked at Citigroup Global Markets since 2019 and previously spent five years at Affinity Investment Advisors. Outside of his advisory role, he has passive ownership interests in residential real estate through several entities in California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs and broker-dealer services. The firm utilizes multi-asset, multi-manager strategies with internal oversight and offers solutions including separately managed accounts, mutual funds, ETFs, and alternative products.

Kathleen Knight is a financial advisor with Eagle Strategies (NY Life) based in Lake Forest, CA. She holds a Series 66 designation and has 22 years of industry experience. Knight has been with Eagle Strategies and related New York Life entities since 2016. She serves as a board member and secretary of the Huntington Beach Chamber of Commerce. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a variety of program types and emphasizes tailoring recommendations to client goals, with most assets managed on a non-discretionary basis.

Joshua Cervantes is a financial advisor at Valic Financial Advisors with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at New York Life Insurance Co., NYLIFE Securities LLC, and BBVA Compass. He also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and supports close to 300,000 clients with centralized technology and model solutions.

Adam Herzing is a CFP® professional with 18 years of experience, currently affiliated with Eagle Strategies (New York Life). He has worked with Eagle Strategies since 2009 and has been associated with New York Life Insurance Company and Nylife Securities, LLC since 2007. Outside of his advisory role, he serves on the board of his office building’s homeowners association and is involved in cryptocurrency investment. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm offers a range of advisory programs, including fee-based advice, retirement consulting, and co-advisory relationships, with a focus on tailoring recommendations to client and plan sponsor objectives.

Juan Thorn is a financial advisor with Guardian Life and holds the Series 66 designation. He has six years of industry experience, including roles at both Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory work, Thorn is involved in insurance sales separate from Guardian Life. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm provides tailored financial planning and consulting through advisor-led discretionary management, model-based strategies, and access to proprietary and third-party investment platforms.

Thomas Hanna is a CFA® with nine years of industry experience, currently serving as a financial advisor at Farther since 2024. He previously worked at Charles Schwab & Co., Inc., Citi Wealth Management, and Bank of America/Merrill Lynch. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of a digital platform and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory, utilizing proprietary model portfolios and algorithmic rebalancing with a focus on ETFs, mutual funds, individual equities, and fixed income.

Spencer Johnston is a financial advisor at Carson Wealth with five years of industry experience. He holds Series 66 and Series 63 licenses and has held roles at firms including Thrivent Financial and Ameriprise Financial Services. Johnston’s prior work includes a 15-year tenure at EWI Worldwide. Carson Wealth operates an enterprise platform overseeing approximately $50.6 billion through more than 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, with an investment approach guided by an Investment Committee that manages model portfolios and provides tailored solutions including custom indexing and alternative investments.

Jason Bettendorf is a Series 65-credentialed financial advisor with Schwab Wealth Advisory in Irvine, CA. He has 14 years of industry experience, including 13 years at Wells Fargo and recent roles at Charles Schwab & Co., Inc. and Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on firm-developed asset allocation models and research tools. The firm offers at-least-annual portfolio reviews and typically recommends separately managed accounts managed by third-party or affiliated money managers.

Manorama Pai is a CFP® and holds a Series 65 license, with 19 years of industry experience. She is currently with Independent Advisor Alliance, LLC in Irvine, CA, and previously worked over 13 years at Fountain Strategies, LLC and five years at Financial Advocates Investment Management. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering a range of services such as asset management, financial planning, wealth coaching, and retirement plan consulting. The firm employs a network model with independent advisory representatives and integrates technology platforms to enhance portfolio management and estate planning.

Ronald Savageau is a financial advisor with Empower Advisory Group in Corona, CA, holding Series 63, 65, and 66 licenses and possessing 22 years of industry experience. He previously worked at Nationwide Investment Services Corporation from 2011 to 2022 before joining Empower Financial Services, Inc. in 2022. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, utilizing an integrated service model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its planning approach and serves a large participant base relative to its advisor headcount.