Ronald Speakman is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 65 and Series 66 credentials and has worked at Cetera and its affiliated firms since 2025. Prior to that, he spent over 15 years at 1ST Global Advisors and has been a CPA since 2004. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Johanna Trujeque is a financial advisor at Morgan Stanley in Oxnard, CA, holding a Series 66 designation with 18 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to both individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market-based modeling techniques.

Jeffrey Beeh is a financial advisor with Thrivent Investment Management in Ventura, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and planning on various topics, with options to combine planning with managed-account programs while keeping services separate.

Nicholas Sondgeroth is a CFP®-certified financial advisor with nine years of industry experience. He is currently with Wells Fargo Advisors and previously worked at UBS Financial Services. Outside of his advisory work, he owns and operates Sondgeroth Ventures, LLC, a business involved in purchasing and managing single-family rental properties. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, including specialized areas such as business-owner transition and special-needs planning.

Michael Cameron is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise Financial Services and Scottrade. He is based in Westlake Village, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by proprietary tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides planning that incorporates broad market analyses without delivering individual security recommendations.

Elio Martinez is a financial advisor with LPL Financial in Ventura, CA. He holds a Series 66 designation and has been with LPL since 2025. Prior to his career in financial advising, his work history includes roles at Madewell, PacSun, Urban Outfitters, and other retail and service positions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, supporting both discretionary and non-discretionary management with resources including model portfolios and research.

Candelario Topete is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and six years of industry experience. His prior roles include positions at J.P. Morgan Securities, Merrill, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers a mix of brokerage and advisory solutions.

Gerardo Melgar is a financial advisor at Merrill with 6 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group and Target. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Douglas Messner is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Ameriprise Financial Services, LLC and Ameriprise Financial Services, Inc. from 2016 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Sait Saraci is Vice President Private Wealth Management Advisor at Fidelity Investments, a position he has held since 2024. Prior to this role, he served as an Investment Management Consultant at Fidelity Investments from 2023 to 2024. His previous experience includes managing member at Bellwether Investment Advisors (2020-2023), investment consultant at Fisher Investments (2019-2020), and wealth advisor at Morgan Stanley (2012-2018). Sait holds a California Insurance License. His approach to wealth management emphasizes building long-term relationships based on trust, accountability, and transparency. He focuses on understanding clients' priorities, the role of wealth in their families, and any existing financial planning to provide tailored advice. His team leverages the resources of Fidelity to assist clients with complex financial decisions. Outside of his professional work, Sait enjoys golf, outdoor adventures, reading, tennis, and traveling.

Roy Schilder is a financial advisor with Charles Schwab in Thousand Oaks, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at TD Ameritrade and Fidelity prior to joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, providing both non-discretionary and discretionary investment management services alongside brokerage, custody, and financial planning.

Dennis Magaldi is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and having 22 years of industry experience. His prior firms include Western International Securities and Financial West Group. Outside of advising, he serves as treasurer on the board of E*Central Credit Union and is president and treasurer of the Ridgecrest Thousand Oaks HOA board. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced portfolio management technologies.

Patrick Reed is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including First Republic Securities Company and First Republic Investment Management. He serves on the board of Pacific Oaks Academy, an elementary school in Camarillo, California, assisting with its formation and ongoing direction. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a program that combines quantitative modeling and centralized due diligence.

Valerie D'Addona is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 47 years of industry experience. She has been with Raymond James since 2011. Outside of her advisory role, she has a minor involvement in rental real estate. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Trent Greco is a financial advisor with Morgan Stanley in Oxnard, CA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2009. Outside of finance, he is president of Stave Art by the Barrel, a business creating art from wine barrels. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured processes and firm-approved tools.

Christian Castelo is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Merrill and Bank of America, N.A. He is also affiliated with BMO Harris Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives, offering a range of advisory programs, retirement plan consulting, and brokerage services.

Anthony Russo is a CFP®-designated financial advisor with Stifel, based in Oxnard, CA, and has 35 years of industry experience. He has been with Stifel Nicolaus since 2008. Outside of his advisory role, he serves as president of Referrals Unlimited, a networking group, and is a board member of the Island Forest Homeowners Association. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services informed by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Dana Goldfarb is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and totaling 46 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Alex Mathis is a financial advisor at LPL Financial with 28 years of industry experience. He previously worked for Western International Securities, Inc. for 14 years before joining LPL Financial. Mathis serves as president of the Camarillo Pony Baseball Association, a nonprofit organization. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Michael Grosslight is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at Morton Wealth, MindBridge Analytics Inc, Blackline Inc, and Bloomberg L.P. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using quantitative asset-allocation modeling and centralized due diligence, with recommendations guided by an ESG eligibility framework.