Natalie Morrella is a CFP® professional with 10 years of experience in financial advising. She has worked at Aspiriant since 2017 and previously spent 13 years at Stanford Investment Group, Inc. Aspiriant serves high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement clients, offering investment management alongside wealth planning, family office, and specialty services. The firm provides customized investment programs using a range of implementation options and includes accounting, tax, and estate planning, as well as targeted consulting services.

Irene Liando is a CFA® charterholder at Bailard, Inc. with 13 years of industry experience. She has worked previously at Evans & Partners and Schroders before joining Bailard. Bailard provides wealth and asset management services to a diverse client base including high-net-worth individuals, foundations, pension plans, and sovereign wealth funds. The firm employs an active multi-asset approach that combines quantitative models, fundamental research, and qualitative judgment, offering both discretionary portfolio management and sustainable investing options.

Kayla Daniel is a financial advisor at Diversify Advisory Services, LLC with nine years of industry experience. She holds a Series 66 designation and has previously worked at DFPG Investments, LLC and J.P. Morgan entities. Outside of her advisory role, she has interned with Adam America Real Estate, where she was involved in acquisition analysis and market research as part of a master's program. Diversify Advisory Services is an SEC-registered firm serving individuals, corporations, retirement plans, trusts, foundations, and small business owners. The firm employs a tactical diversification and individualized asset allocation approach, offering a range of portfolio management and financial planning services tailored to client goals and risk tolerance.

Margaret Avery is a financial advisor at Team Hewins, LLC with a Series 65 credential and one year of industry experience. Prior to joining Team Hewins, she held roles in hospitality and sports organizations, including positions at the Ritz-Carlton Half Moon Bay and the San Jose Sharks. Team Hewins advises individuals, families, trusts, business entities, charitable organizations, and retirement plans, providing investment advisory, financial planning, and retirement plan consulting. The firm employs asset-allocation strategies based on Modern Portfolio Theory and manages a balance of discretionary and non-discretionary assets while serving various institutional clients, including state and municipal benefit plans.

Charles Wood is a CFP® and holds a Series 65 license with five years of industry experience. He is currently with Team Hewins, LLC and has previously worked at Brightworth, LLC, CI Brightworth Private Wealth, Boston Consulting Group, and the University of Chicago Booth School of Business. Team Hewins advises individuals, families, trusts, business entities, charitable organizations, and retirement plans, offering investment advisory, financial planning, and retirement plan consulting services. Their investment process emphasizes asset allocation based on Modern Portfolio Theory and includes both discretionary and non-discretionary management, serving a range of clients including state and municipal employee benefit plans.

Paula Brennan is a financial advisor at Gradient Advisors, LLC with six years of industry experience. She holds a Series 65 designation and has been with Gradient Advisors since 2020. Prior to that, she worked at the Academy of Self Defense for four years and has operated her own independent business since 2005. Outside of her advisory role, she is involved in life and annuity sales as an independent life agent. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm primarily operates through a network of Investment Advisor Representatives and third-party money managers, utilizing a largely non-discretionary model that integrates fundamental, technical, and cyclical analysis.

Jack Sun is a CFA® charterholder affiliated with Empirical Wealth Management in San Mateo, CA, with five years of industry experience. His prior roles include positions at Cephei Capital Management, PNC Financial Services, Nmg Group, and Credit Suisse. Empirical Wealth Management serves a diverse client base including individuals, high-net-worth clients, trusts, estates, and institutional investors. The firm’s investment approach is grounded in Modern Portfolio Theory and employs diversified model portfolios across multiple asset classes, complemented by affiliated services in real estate, insurance, and estate planning.

Brian King is a CFP® with 27 years of industry experience, currently associated with DFPG Investments, Inc. since 2015. He operates through Global Wealth Partners Inc., providing financial planning services as a Certified Financial Planner. King also serves as CEO/President of Camden Corporation Inc., a personal corporation managing payroll and retirement plans. Diversify Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification investment approach utilizing multiple platforms and a wide range of instruments and strategies.

Sara Craven is a financial advisor at Sand Hill Global Advisors, LLC in Palo Alto, CA, with 14 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Sand Hill Global Advisors since 2003. Sand Hill Global Advisors provides investment management, wealth management, and financial planning services to high-net-worth individuals, families, trusts, not-for-profit organizations, pension and profit-sharing plans, and other business entities. The firm employs an open-architecture, globally oriented investment approach that emphasizes asset allocation and combines top-down macro analysis with bottom-up research.

Ka Tye Koo is a financial advisor at Team Hewins, LLC with 12 years of industry experience and a Series 65 designation. She has been with Team Hewins and its predecessor entities continuously since 2016. Team Hewins advises individuals, families, trusts, business entities, charitable organizations, and retirement plans, offering investment advisory, financial planning, and retirement plan consulting services. The firm’s investment process is based on asset-allocation principles grounded in Modern Portfolio Theory and manages assets through both discretionary and non-discretionary approaches, serving a broad client base that includes state and municipal benefit plans.

Jacob Kark is a CFP®-certified financial advisor at Summitry, LLC with five years of industry experience. He has worked previously at Cetera, TIAA-CREF Individual and Institutional Services, and True Wealth Advisory Group. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, as well as investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach combining internally managed core strategies with independent managers and alternative strategies, and it acts as adviser to a registered mutual fund.

Michael Kon is a CFA® charterholder with seven years of industry experience, currently with Summitry, LLC in San Mateo, CA. He has been with the Golub Group since 2013. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and occasionally investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach that combines internally managed core strategies with alternative and independent manager allocations.

Duong Tran is a CFP® with 18 years of experience in the financial industry. He has been with American Century Investment Services, Inc. since 2010 and is currently affiliated with American Century Investments Private Client Group, Inc. in San Jose, CA. American Century Investments Private Client Group, Inc. provides discretionary investment management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm utilizes model portfolios managed by an internal Investment Committee, focusing on strategic asset allocation and diversification, with access to affiliated mutual funds and ETFs.

Myron Ashby is a financial advisor with Eversource Wealth Advisors, LLC in San Jose, CA, holding Series 63 and Series 65 designations and 17 years of industry experience. He previously worked at Highway Financial Networks for 15 years and has been involved with Community Christian since 2018. Eversource Wealth Advisors serves a diverse client base that includes individuals, families, estates, trusts, charitable foundations, broker-dealers, and independent RIAs. The firm offers wealth management, financial planning, investment advisory, and sub-advisory services through multiple investment programs and emphasizes investor profiling, operational due diligence, and values-based strategies.

John Mckee is a financial advisor at Arkadios Wealth Advisors with 37 years of industry experience. He holds a Series 63 designation and has worked at multiple firms, including Resource Investment Architects, Inc. and Personal Portfolios, Inc. In addition to his advisory role, he conducts an insurance business focused on fixed and variable annuities and term insurance as a sole proprietor. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, and retirement plans. The firm offers customized investment plans implemented through various internally managed accounts and third-party managers, using a combination of fundamental, technical, and cyclical analysis.

Nancy Agaiby is a financial advisor at MissionSquare Retirement with 27 years of industry experience. She has previously worked at Voya Financial Advisors, Inc. and Strategic Advisers, LLC. In addition to her advisory role, she provides caregiving support to the elderly through In Home Support Services. MissionSquare Retirement serves state and local government employers, their employees, and select non-profit entities by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, with investment advice and model portfolios developed by Morningstar Investment Management.

Joanne Howard is a CFA® charterholder at Bailard, Inc. in Foster City, CA, with five years of industry experience. She previously worked for Allianz Global Investors, where she spent 29 years. Bailard provides wealth and asset management services to both individual and institutional clients, offering financial planning and discretionary portfolio management across multi-asset and single-asset strategies. The firm employs a multi-asset diversification approach that combines quantitative models, fundamental research, and qualitative judgment, and is noted for its sustainable investing options and sub-advisory roles.

Matthew Roberson is a CFP® professional with 27 years of industry experience. He has been with Arete Wealth Advisors, LLC since 2019, following a 19-year tenure at Lincoln Financial Advisors Corporation. In addition to his advisory work, he owns and manages a cattle raising operation and is involved as a partner in a company that connects solar companies with landowners. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse clientele, including individuals, pension plans, trusts, and charitable organizations. The firm employs discretionary portfolio management using both advisor-driven and proprietary model allocations, alongside third-party sub-advisers, and acts as an ERISA fiduciary when applicable.

Enrique Fermin is a Certified Financial Planner (CFP®) with over 32 years of experience in the financial industry. He has been with Bailard, Inc. since 1985 and also worked with Bailard Fund Services, Inc. for more than three decades. Bailard, Inc. provides wealth management and asset management services to both individual and institutional clients, including high-net-worth individuals, endowments, pension plans, and sovereign wealth funds. The firm employs an active, multi-asset diversification approach that integrates quantitative models, fundamental research, and qualitative judgment, while offering sustainable and impact investing options upon client request.

Danielle Shinnick is a financial advisor with First Heartland Consultants, Inc. in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with First Heartland Capital, Inc. since 2001. Outside of her advisory role, Shinnick operates bookkeeping and tax preparation services. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm provides financial planning, model-based management for self-directed 401(k) accounts, and both wrap and non-wrap asset management solutions through a network of independent investment adviser representatives.