Allison Black is a financial advisor at Cerity Partners LLC with a Series 65 credential and three years of industry experience. She previously worked at Abbrea Capital for nine years and at Kit Cole Investment Advisory Services for one year. Cerity Partners serves a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services and employs a client-specific investment framework that integrates proprietary quantitative methods, third-party strategies, and direct security selection.

Michael Blacksburg is a financial advisor at Integrated Wealth Concepts LLC with three years of industry experience. He also serves as principal attorney at Blacksburg Law, a legal practice he has maintained for over 25 years, and has been involved with Continuity Family Business Consulting since 2020. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term investment approach.

Alexis Howard is a CFP® and Series 65-licensed advisor with five years of industry experience, currently affiliated with Mariner Wealth Advisors. Prior to joining Mariner, Alexis worked at Savant Investment Group and has been involved with Financially Brave, LLC since 2019, a personal finance education business focused on teaching beginners about saving, debt elimination, and passive stock market investing. At Financially Brave, Alexis engages in speaking, coaching, and content creation related to personal finance. Mariner Wealth Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a discretionary, customized portfolio approach supported by an internal team and external managers, with notable integration of tax and accounting services uncommon for an enterprise of its size.

James Nakamine is a financial advisor at Principal Financial Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Principal Life Insurance Company since 1998 and Principal Securities Inc. since 1995. In addition to his advisory work, he serves as a council member for All Saints Lutheran Church in Novato, CA, overseeing church administration and budgeting. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Justin Amen is a financial advisor with Valic Financial Advisors in Oakland, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Valic Financial Advisors in 2025, he worked at RBC Capital Markets LLC from 2022 to 2024. Amen is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Thomas Croxton is a financial advisor at Private Advisor Group, LLC with 20 years of industry experience. He holds a Series 66 designation and has worked with several firms including LPL Financial LLC and Mariner Independent Advisor Network. Private Advisor Group serves a diverse client base including individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and utilizes a range of investment methods and technology platforms, including its proprietary WealthSuite.

Annamarie Formicola is a financial advisor at Wealth Enhancement Advisory Services, LLC with three years of industry experience. She holds a Series 65 designation and previously worked at BTR Capital Management, Inc. for 33 years before joining Wealth Enhancement Group in 2022. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement plan consulting with a strategic investment approach combining passive and active management.

Alexandra Scott is a CFP® with five years of industry experience, currently advising at Mariner Wealth Advisors. Her prior roles include positions at Empirical Wealth Management, UBS Financial Services, and Brio Financial Group. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs discretionary, customized portfolios overseen by an Investment Committee and integrates tax and accounting services uncommon for a firm of its size.

Andrew Schumont is a CFP® professional with 20 years of industry experience. He currently works at MAI Capital Management, LLC and previously held roles at Neuberger Berman and Fidelity Investments, including FIDELITY Personal and Workplace Advisors. MAI Capital Management, LLC offers investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base that includes high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages customized portfolios across multiple strategies and provides additional services such as trust administration and insurance through its affiliates.

Sarah Wotherspoon is a CFP® and Series 66-registered advisor with 16 years of industry experience. She is currently with Wealthspire Advisors, where she has worked since 2024, following a 15-year tenure at Private Ocean. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, and nonprofit organizations, providing wealth management, financial planning, and trust-administration services. The firm employs a relationship-driven, customized investment approach emphasizing diversified, institutional-style asset allocation with ongoing due diligence and periodic reviews.

Cottrell Smith is a financial advisor with Schwab Wealth Advisory in Point Richmond, CA, holding a Series 65 license and four years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab for four years, Wells Fargo for three years, and spent eleven years at the U.S. Department of the Treasury/Internal Revenue Service. Outside of his advisory role, he is involved in property management through ownership of local real estate businesses in Oakland, California. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations tailored to individual goals and risk tolerance. The firm’s advice is based on Charles Schwab & Co.’s asset allocation models and research tools, and trades require client authorization.

Richard Schultz is a financial advisor with Capital Analysts and holds Series 63 and Series 65 designations. He has 29 years of industry experience and has been with Capital Analysts Incorporated for 23 years as well as Lincoln Investment for 14 years. Capital Analysts serves both retail and institutional clients, offering portfolio management, custom and model portfolios, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs. The firm’s investment management combines discretionary and non-discretionary approaches supported by an in-house research team and proprietary mutual fund screening.

William Osher is a CFA® charterholder and holds a Series 65 license, with 26 years of industry experience. He is currently with Cerity Partners LLC, joining the firm in 2024. His previous roles include positions at Abbrea Capital, LLC, GFO Advisory Services, LLC, CSI Capital Management Inc, Tamalpais Wealth Advisors, and MDT Advisers, a division of Federated MDTA LLC. Cerity Partners serves a diverse client base including high-net-worth individuals, families, trusts, business entities, charitable institutions, and various institutional investors, advising on approximately $166.2 billion in client assets as of year-end 2025. The firm uses customized wealth management strategies focused on client-specific investment profiles and asset allocation, offering access to alternative and private market solutions along with comprehensive financial planning and consulting services.

Yong Xu is a CFA® charterholder and financial advisor with Transamerica Financial Advisors. He joined the firm in 2026 and has prior experience working in various roles in companies such as Beijing DDDream Management Advisor Ltd and Ningbo Preh Joyson Automotive Electronics Co. Ltd. Outside of advising, he is involved with Simple and Smart LLC. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services with a range of proprietary and third-party investment models and manages over $2 billion in assets under management.

Trevor Stratton is a CFP® with one year of experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His background includes five years of service in the United States Marine Corps and prior roles at Rocateq and Wealth Enhancement Group. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that combines passive and active managers with quantitative, momentum, and fundamental analysis.

Oona Rokyta is a financial advisor with Wealthspire Advisors in San Rafael, CA, holding a Series 65 designation and one year of industry experience. Her prior roles include positions at Asti Financial Management, Lance Global Inc, and HoneyBook. Wealthspire Advisors serves a diverse client base, including individuals, corporations, retirement plans, and nonprofit organizations, offering wealth management, financial planning, and trust-administration services. The firm employs a relationship-driven, customized investment approach emphasizing diversified, institutional-style asset allocation and ongoing portfolio reviews.

Jeffrey Blum is a financial advisor at Mercer Global Advisors Inc. with 14 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at American Funds Distributors from 2016 to 2023. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering a range of investment advisory and financial planning services. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and regular rebalancing.

Rachel Sowers is a CFP® with seven years of industry experience, currently affiliated with Beacon Pointe Advisors, LLC. Her prior experience includes roles at Waypoint Wealth Partners, Raymond James & Associates, and Truist Investment Services. Beacon Pointe Advisors, LLC provides wealth advisory and consulting services to a diverse client base, including high-net-worth individuals, corporations, and institutional investors. The firm combines asset-allocation modeling with third-party Independent Managers and employs both active and passive strategies across public and private asset classes.

Catherine Conger is a financial advisor at Cerity Partners LLC with two years of industry experience. She holds Series 65 and Series 63 licenses. Prior to joining Cerity Partners, she worked at Northwestern Mutual Investment Services LLC and has been involved with Farm Shop since 2025. Cerity Partners serves a diverse client base, including high-net-worth individuals, families, trusts, and institutional investors, providing customized wealth management services that range from investment management to retirement plan consulting. The firm employs a client-specific investment framework combining quantitative screening, manager selection, and access to alternative and private market solutions.

Samuel Gaeta is a CFP® with 10 years of experience in financial advising, currently with Mariner since 2025. His prior roles include positions at Defined Financial Planning LLC, J.W. Cole Financial, Inc., Global Financial Private Capital, LLC, and Wealth Beta, LLC. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm combines in-house research with third-party managers to deliver customized portfolios and integrates tax and accounting services alongside administrative CFO capabilities.