Trevor Asch is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2020. Prior to his advisory role, he was employed at Enterprise Holdings Inc for six years. Equitable Advisors serves individuals ranging from non‑high-net-worth to high-net-worth clients, as well as pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Stacey Crawford is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as an adjunct professor in the Division of Language & Literature at Los Rios Community College and works as a positive psychology and well-being coach. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Kevin Kimura is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Sacramento, California. He has been working with Merrill since 1999, bringing over 23 years of experience in helping clients manage new wealth, retirement planning, and retirement income strategies. Kevin emphasizes developing personalized financial strategies tailored to clients' long-term goals while adapting to changing market conditions. Kevin holds a Bachelor's Degree from Pacific Union College and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He aligns with the Merrill tradition of community involvement and volunteers with local organizations. Outside of work, Kevin enjoys camping, fishing, gardening, and spending time with his family.

Katie Beres is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Tyler Keniston is a CFP® professional with 20 years of industry experience, currently affiliated with Charles Schwab in Sacramento, CA. His prior experience includes over a decade at USAA, working in financial planning and investment services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and centralized operational infrastructure.

John Auble is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning using firm-approved tools and a variety of retail and institutional investment offerings.

Jacob Florence is a CFP®-certified financial advisor with two years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Prior to entering the financial services field, he worked for seven years at the Federal Aviation Administration. He serves as treasurer and board member of the LW & AT Harman Foundation, a non-public entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing multiple custody platforms and a combination of proprietary and third-party investment strategies.

Sukhpreet Sangha is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He has worked previously at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC, in addition to multiple roles within Wells Fargo entities over the past eighteen years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a broad range of brokerage and advisory solutions.

John Lewis is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise since 2004 and is also a co-owner of Ascendant Wealth Management Group, where he manages an advisory business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Martin Meier is a financial advisor with LPL Financial in Citrus Heights, CA, holding a Series 63 designation and bringing 44 years of industry experience. He has worked at Linsco Private Ledger Corp since 2003. Outside of advisory services, he has conducted outside sales of non-variable insurance under the DBA ISE Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diverse investment strategies.

Jeffrey Bedell is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL Financial in 2025, he worked at OSAIC for two years and SagePoint Financial, Inc. for 14 years. Outside of his advisory role, he operates Bedell Law Office, providing legal services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, various advisory programs, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Ryan Sage is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and nine years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Todd Elizalde is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior experience includes roles at State Farm Investment Management and State Farm Insurance between 2013 and 2019. Elizalde has worked with Charles Schwab and its affiliated companies since 2019. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts, offering clients multi-asset model portfolios supported by research and centralized operational infrastructure.

George Robertson is a CFP® professional with six years of industry experience, currently affiliated with Cetera. His prior roles include positions at Edward Jones, Franklin Templeton Investments, and LPL Financial. He is also involved with Sierra Oaks Financial Planning, Inc. and Sierra Ridge Advisor Group in capacities related to LPL business activities. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management options, financial planning, and access to various third-party investment strategies.

Harkaran Dhaliwal is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and the Franchise Tax Board. Outside of his advisory work, he also delivers food as a DoorDash driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Michael Stanley is a financial advisor at Charles Schwab in Sacramento, CA, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Fidelity Brokerage Services, LLC for 12 years. Outside of finance, he is an artist who writes and records music distributed on streaming platforms such as iTunes and Spotify. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and centralized operational support.

Benjamin Douglas is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. His career includes roles at Merrill, Charles Schwab & Co., and Edward Jones, along with multiple positions within Wells Fargo entities. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Romer Blanquera is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with Merrill Lynch, Pierce, Fenner & Smith since 2007. Prior to that, he was associated with Bank of America, N.A. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Lischer is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and 12 years of industry experience. His previous roles include positions at Mariner Independent Advisor Network, Strategic Wealth Advisors Group, Charles Schwab, and Principal Funds Distributor, Inc. He also provides administrative support to Mariner Independent Advisor Network, an independent investment advisory firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Steven Frith is a financial advisor with LPL Financial in Sacramento, California, holding a Series 66 designation and 15 years of industry experience. He has worked at LPL Financial since 2011 and is also affiliated with The Golden 1 Credit Union, serving in an investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.