William Rivas is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup since 2016. Outside of his advisory role, he co-manages rental property investments in Jamaica, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and execution capabilities, supporting complex and large-scale client solutions.

Paulina Sepulveda Welcker is a financial advisor at PNC Wealth Management with 17 years of industry experience. She holds the Series 65 and Series 66 licenses and has previously worked at TD Ameritrade, Fidelity, and Morgan Stanley. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and third-party strategists to manage mutual funds and ETFs.

Atif Sakrani is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at TIAA-CREF since 2013 and previously held positions at BB&T Investment Services and Truist Investment Services. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm offers both point-in-time planning and ongoing discretionary management, applying a fiduciary standard to its RIA services.

David Chamberlain is a ChFC® credentialed financial advisor with Hornor, Townsend & Kent, LLC and has 52 years of industry experience. He has been associated with Hornor, Townsend & Kent since 1973 and also owns DAC Financial Consultants, a multi-line insurance brokerage. Chamberlain serves on the board of the Miami Beach Community Health Center as treasurer. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting, offering both advisory and broker-dealer services with a broad network of advisors.

Christina Lomeli is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 65 designations and 20 years of industry experience. She has been with Oppenheimer since 2009. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of investment and consulting services, including discretionary and non-discretionary management, strategic asset allocation, and financial planning.

Jay Spieler is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 65 licenses. He has 44 years of industry experience, including 23 years with Fahnestock & Co. Inc. Spieler serves as trustee for the Stanley Spieler Restated Trust and the Betty Spieler Restated Trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs and advisory services, including discretionary and non-discretionary portfolio management, financial planning, and retirement consulting.

Jose Gonzalez is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC, J.P. Morgan Securities, JPMorgan Chase Bank, N.A., AXA Advisors, LLC, and East Harbor. He serves as a director for ALPFA, a nonprofit organization, where he assists in coordinating events and participates in board meetings. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset-allocation advice, leveraging affiliated providers for advisory and fund selection, and supports both client-directed and fully discretionary portfolio management.

Elieser Carrazana is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Securities LLC and Bank of America. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base with both U.S. and offshore investment options.

Junaid Fatmi is a financial advisor at Citigroup Global Markets with 19 years of industry experience and holds a Series 66 designation. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a swap dealer and futures commission merchant.

Stuart Berry is a CFP® with 30 years of industry experience, currently serving at Truist Advisory Services. He has been associated with Truist Investment Services since 1995. Berry serves as a director of the Harold & Muriel Berkman Charitable Foundation, which focuses on supporting higher education and business leadership development in the United States. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary management with integrated inter-affiliate platforms.

Nicole Selman is a financial advisor with Transamerica Financial Advisors in Coral Gables, FL, holding Series 63 and Series 65 licenses. She has one year of industry experience, including prior roles at Align Results LLC, Primerica Advisors, and WFGIA. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides advisory and broker-dealer services through proprietary and third-party model portfolios, discretionary and non-discretionary programs, and maintains affiliated retirement and recordkeeping entities.

Eduardo Javier Rehder Gonzalez is a financial advisor at Sanctuary Advisors, LLC with one year of industry experience. He holds a Series 65 credential and previously worked at Banco de Credito and was self-employed prior to joining Sanctuary Advisors. He is also a director of personal investment legal structures Sanbar Investments Ltd and Maralado Investments Ltd. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, pension plans, and charitable organizations. The firm supports a network of over 400 independent investment adviser representatives who deliver portfolio management, retirement plan consulting, and other advisory services using various analytical approaches and platforms.

Santiago Rey Vallarino is a financial advisor at Sanctuary Advisors, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Securities Inc and JPMorgan Chase Bank since 2007. He is also the founder and CEO of Acorde Inversiones, a multifamily office focused on passive management of high net worth clients' investment portfolios. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports more than 400 independent investment adviser representatives and offers a range of managed account solutions, employing various analytical approaches and acting as a fiduciary when under written advisory agreements.

Nicole Sinanan is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including roles as a security-based swap dealer and futures commission merchant.

Patrick Pereira is a financial advisor at Oppenheimer with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Oppenheimer since 2019, following five years at Wells Fargo Clearing and a prior role at WELLS FARGO Advisors, LLC. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm provides a broad range of programs including asset management, consulting, and retirement services, offering both discretionary and non-discretionary advisory solutions.

Luis Fuentes is a financial advisor at Sanctuary Advisors, LLC with 55 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015. Prior to that, he held roles at Morgan Stanley and Merrill. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including high-net-worth individuals, corporations, pension plans, and charitable organizations. The firm offers various portfolio management solutions and employs multiple analytical approaches, operating through a large network of independent investment adviser representatives.

John Calles is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 27 years of industry experience. His career includes longstanding roles with Ameritas Life Insurance Corp and related entities, as well as ownership and management of Calles Financial and The Miami Agency. In addition to his advisory work, he serves as Vice Chairman of the Miami-Dade County Health Facilities Authority. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, and retirement plans. The firm offers a range of strategies incorporating model portfolios, mutual funds, ETFs, and individual securities, supported by multiple program platforms and affiliations within a mutual holding company structure.

Tatiana Zurek is a financial advisor at Oppenheimer with 26 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Merrill and Merrill, A Bank of America Company, from 1999 to 2023 before joining Oppenheimer in 2023. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of investment programs and advisory services that include both discretionary and non-discretionary management, covering equity, balanced, and fixed-income portfolios with an emphasis on strategic asset allocation and manager selection.

Fady Maghak is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2017. Prior to joining Janney, he worked at Raymond James & Associates for 16 years. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

Farhad Shaya is a financial advisor at Oppenheimer with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Prudential Equity Group, LLC. He has been with Oppenheimer since 2019. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs through a variety of advisory and brokerage programs. The firm offers both discretionary and non-discretionary investment services, including asset allocation, manager selection, consulting, and retirement planning.