Stephen Zahorian Jr. is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has worked with Cetera and its affiliates since 2019 and is also president of Family Tree Financial Services, LLC, where he leads financial services operations. Cetera Investment Advisers LLC provides advisory services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services and supports multiple investment program structures with over $256 billion in assets under management.

Kevin Forness is a financial advisor with Primerica Advisors in Fort Myers, FL, holding Series 63 and Series 65 licenses. He has two years of industry experience and has previously worked at PFS Investments Inc. and several technology companies. Outside of his advisory role, he is president of K2 Management Group, Inc., a non-investment related business based in Las Vegas, NV. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-driven investment strategies delivered through a large network of advisors and offers various portfolio management options supported by third-party managers and custodians.

John Waldron is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Cambridge Investment Research, Raymond James Financial Services, and Independent Financial Partners. Outside of advising, he is involved with Smokin Puffin LLC, where he assists with bookkeeping. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations. The firm offers diversified advisory programs, financial planning, retirement consulting, and brokerage services supported by research from LPL and third-party subadvisors.

Shubh Sethi is a financial advisor with LPL Financial in Fort Myers, FL, holding Series 65 and Series 63 credentials and four years of industry experience. He has previously worked at Transamerica Financial Advisors, World Financial Group, and Gateway Medical Corporation. Sethi is also the managing partner of Tax Swamis LLC, a tax preparation and representation business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and technology-driven strategies.

Omar Ramos is a Financial Advisor specializing in wealth management strategies and investment planning. He works with clients to develop personalized financial plans that address goals such as funding education, planning for retirement and healthcare expenses, legacy planning, and managing new wealth. Omar's approach emphasizes simplicity and transparency in financial planning processes. He holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma from North Nicholas High School. Omar is fluent in Spanish, English, and Portuguese. He is involved with Next Level - Christian Church as part of his community engagement. Omar focuses on areas including equity compensation services, liquidity management, tax minimization, and small business strategies, aiming to assist clients in building, preserving, and transferring wealth with purpose.

Samuel Henderson is a financial advisor with LPL Financial in Ft. Myers, FL, holding a Series 63 license and bringing 40 years of industry experience. He has been with LPL Financial since 1995. Outside of his advisor role, he is also a licensed agent with Ash Brokerage Corp. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of financial planning and advisory programs, utilizing both proprietary and third-party research along with multiple investment strategies and technology tools.

Joshua Scoggins is a Series 66-licensed financial advisor with Stifel in Fort Myers, FL. He joined Stifel in 2026 and has prior experience at Gartner and various other roles across multiple industries. Outside of finance, he was involved with Next Level Church in Southwest Florida for five years. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and advisory services. The firm’s investment approach uses a proprietary methodology developed by its Investment Strategy Group that incorporates forward-looking capital market assumptions and probabilistic modeling to support client decision-making.

Taylor Clinton is a Series 66 licensed financial advisor with Edward Jones, based in Ft Myers, FL, and has two years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he co-founded a travel blog with his spouse, offering educational content on travel tips and planning. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets and provides a range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Terri Starliper is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Jessica Greenig is a financial advisor at OSAIC with 16 years of industry experience. She holds Series 65 and Series 63 designations and has worked at GT Financial Advisors and Woodbury Financial Services, Inc. prior to her current role. Greenig is also an insurance producer, selling life and traditional insurance products and fixed annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to build diversified portfolios, managing accounts on both discretionary and non-discretionary bases.

Bradley Jessen is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the ChFC® and Series 66 designations and previously spent 11 years at Edward Jones before joining Raymond James in 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional and pension plans, and municipal entities, offering financial planning and investment consulting through various advisory programs.

Darryl Metzger is a financial advisor with Robert Baird & Co. in Ft. Myers, FL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked at Robert Baird & Co. since 2019 and has a long tenure with J.J.B. Hilliard, W.L. Lyons, Inc. and Hilliard Lyons dating back to 1999. Outside of his advisory role, he participates annually in discussions for AH Investments, a private investment group. Robert Baird & Co.’s DDK Group, where Metzger is based, serves a diverse clientele including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies from traditional to non-traditional, along with municipal advisory and public finance capabilities.

William Griggs is a financial advisor with Equitable Advisors in Fort Meyers, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Equitable Advisors since 2005, previously affiliated with Axa Advisors. Outside of his advisory role, Griggs is involved in managing employee benefits sales and administration through his own business, Griggs & Griggs, and supervises a bowling center in Hoffman Estates, IL. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid advisory and brokerage model, tailoring services to client goals, risk tolerance, and time horizon.

Anthony Civitillo is a financial advisor with Morgan Stanley in Fort Myers, FL, holding a Series 66 credential and 17 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm employs a structured financial planning process utilizing approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Richard Buller is a financial advisor with Edward Jones in Miromar Lakes, Florida, holding Series 63 and Series 66 designations and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Salvatore Di Benedetto is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including J.P. Morgan Securities and Truist Wealth Management. His background also includes a six-year tenure with Collier County Public Schools. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and financial planning services supported by research and model portfolios.

John Hawks is a financial advisor with Morgan Stanley in Fort Myers, FL, holding a Series 66 designation and five years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2021 and with Morgan Stanley Smith Barney LLC since 2020. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Monica Teixeira is a financial advisor at Thrivent Investment Management with one year of industry experience. She holds the Series 66 designation and has worked at Thrivent Financial and as a self-employed advisor. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive, goal-based financial planning without discretionary trading authority. The firm combines planning with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separation between planning and investment management services.

Lawrence Crouse is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His prior work includes positions at Bank of America, Merrill, and Ameriprise Financial Services. Based in Naples, FL, he has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement-income advice, with a notable emphasis on assets held in Ameriprise-managed accounts.

Andrew Carlson is a financial advisor with Edward Jones in Fort Myers, FL, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2018 and previously worked at Conifer Health Solutions from 2015 to 2017. Outside of advising, he owns a rental property in Gulf Shores, AL. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a network of approximately 23,700 advisors. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.