Steven Muldowney is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise and its affiliated entity since 2014. Outside of his advisory role, he is employed by DGW Worldwide, LLC, where he manages an advisory business. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, algorithm-assisted advice through a centralized consulting team.

Paul Barton is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2017 and holds a Series 66 designation. Prior to his career in financial advising, he worked for Novartis Pharmaceuticals Corporation for 18 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and proprietary mutual funds, managing approximately $1.01 trillion in assets.

Ryan Ridlehuber is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and 10 years of industry experience. He has been with Raymond James since 2015. Outside of his advisory role, Ridlehuber serves as the treasurer of WayStar, LLC, where he manages company financials and cash flow transactions. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal governments. The firm offers tailored financial plans and investment recommendations using firm research and planning tools, and it also delivers institutional consulting and public finance services.

Luis Pinto Jr. serves as a Private Wealth Advisor at Merrill Private Wealth Management, where he specializes in International Wealth Management, Legacy Planning, and Portfolio Management Services. He works with corporate executives, entrepreneurs, and family offices, focusing on helping them achieve their financial goals through integrated strategies, especially in managing cross-border currency exposure and complex financial instruments. Luis began his career at Merrill Lynch in 1998, spent six years at UBS, and returned to Merrill Lynch in 2010. He holds a Bachelor of Business Administration degree from St. Mary's University and professional designations including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Luis is a member of the Investment Management Consultants Association and is qualified as a Portfolio Manager. Fluent in English and Spanish, Luis has a personal interest in adventure sports, basketball, boxing, hunting, music, soccer, traveling, watching movies, and spending time with his family.

Manuella Shomba is a financial advisor at J.P. Morgan Securities LLC with one year of industry experience. She holds a Series 66 designation and has previously worked at Rose-Hulman Institute of Technology. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Carlos Benavides Jr. is a financial advisor at LPL Financial in San Antonio, TX, with 16 years of industry experience and a Series 66 designation. He has worked at IBC Bank and LPL Financial since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management with access to model portfolios and research.

Stephen Murphy is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 66 designation and has worked at Fidelity and its affiliates since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of model portfolios and advisory services.

Kay Flores is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining LPL Financial in 2023, Flores worked with The Insurance Solutions Experts, Northwestern Mutual Investment Services LLC, and Fernando Suarez. Flores also serves as a notary in San Antonio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Joshua Velasquez is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and currently has one year of industry experience. Prior to joining Wells Fargo, he worked at UniFirst Corporation for eight years and was involved with the E-Train Baseball Organization for six years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Kevin Foreman is a financial advisor with LPL Financial in Boerne, Texas, holding Series 63 and 65 licenses and bringing 36 years of industry experience. He previously spent 14 years with Thrivent Investment Management and Thrivent Financial for Lutherans. Foreman is also involved as a non-variable insurance agent offering life and fixed annuities through Pietsch Wealth Management Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, financial institutions, and charitable organizations. The firm provides comprehensive financial planning, various advisory programs, and access to model portfolios and research support from multiple sources.

Matthew Kim is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 66, Series 63, and Series 65 licenses. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025, he worked at USAA and Chase Wealth Management. Outside of finance, he performs as a bassist and vocalist in an 80’s New Wave cover band. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager selection, and customized reporting through a non-discretionary service model. The firm combines quantitative modeling with centralized due diligence and applies an ESG framework when recommending investment strategies.

Wendy Russell is a financial advisor with LPL Financial based in San Antonio, TX. She holds a Series 66 designation and has 14 years of industry experience. Prior to joining LPL Financial in 2024, she worked at USAA and USAA Financial Advisors Inc. from 2005 to 2024. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Michael Flores Jr. is a Series 66-registered financial advisor with 14 years of industry experience. He is currently with Ameriprise and has previously worked at Cetera, Provident Wealth Management, and JP Morgan Security LLC. Flores also manages an advisory business under Happy Bank in Fredericksburg, TX. Ameriprise offers retirement-income planning services primarily for individuals with at least $1 million in net investable assets and provides detailed written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies through a centralized consulting team.

Mason Sommer is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advisory work, he has ownership interests in two investment-related LLCs in Oklahoma City. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services with tailored recommendations supported by proprietary research and planning tools.

Karla Orduna is a financial advisor at UBS Financial Services in San Antonio, TX, with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with UBS since 2012. Outside of her advisory role, she manages two residential rental properties in San Antonio. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management, offering a broad range of financial products and services.

Camille Holland is a Series 66-licensed financial advisor with Edward Jones in San Antonio, TX, with 12 years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jesse Jaco is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and 65 licenses and four years of industry experience. His prior roles include positions at Frost, Wells Fargo Bank, N.A., and JPMorgan Chase Bank, N.A. He is also involved with Jaco Strategies LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Reynaldo Castro Jr. Jr. is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with UBS Financial Services since 2010 and has worked with UBS International Inc. since 2005. Outside of advisory work, he is the proprietor of KREY Retreats LLC, a ranch holding company based in San Antonio, Texas. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based planning, portfolio management, and capital markets services supported by proprietary research and model-based asset allocation.

Ashley Chapman is a financial advisor at Wells Fargo Advisors in San Antonio, TX, with one year of industry experience. She holds the Series 66 designation and previously worked at Praxis Benefits from 2016 to 2019. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients through a network of advisors. The firm provides tailored recommendations using internal research and planning tools across diverse planning needs, integrating advisory services with other financial products and referral channels.

Adolph Lara is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 designations and 32 years of industry experience. He previously worked at USAA Financial Advisors, Inc., USAA Financial Planning Services, and Victory Capital Advisers, Inc. before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by institutional research and model portfolios.