Zachary Kleiman is a financial advisor at Mariner with a Series 65 designation and one year of industry experience. Prior to joining Mariner, he worked at PNC Private Bank and Robin Lloyd & Associates, and spent three years at the University of Florida. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, and provides integrated tax, accounting, and family office services uncommon at a firm of its size.

Cynthia Handmaker is a financial advisor with Valic Financial Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 14 years of industry experience. She has worked at Valic Financial Advisors since 2014 and is also associated with Agia, where she serves as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed accounts using a centralized technology platform and a large network of advisors.

John Mills is a financial advisor with Empower Advisory Group in Jacksonville Beach, FL, holding Series 63 and Series 66 licenses and 24 years of industry experience. His prior work includes positions at Charles Schwab and Co., Inc., TD Ameritrade, and Scottrade, Inc. Mills has been with Empower since 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and client savings rates.

Keith Henriquez is a financial advisor at Empower Advisory Group with 11 years of industry experience. He has previously worked at Bank of America and Merrill. His credentials include the Series 63 and Series 66 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Daniel Gilham is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Farther since 2021. His prior experience includes roles at Wells Fargo Clearing and WELLS FARGO Advisors totaling nine years. Outside of his advisory work, he co-owns an investment-related LLC with his spouse, focusing on investments including real estate. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.

Andrew Woods is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds a Series 66 designation and has a background in law, having worked at several law firms including Hahn Loeser & Parks LLP and Grant Fridkin Pearson, P.A. Woods also operates his own legal practice, Andrew M. Woods, P.A., in Jacksonville, FL. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, technology, compliance, and practice-management support. The firm offers advisors access to discretionary portfolio construction and proprietary model portfolios, along with various program structures tailored to client needs.

Michael Bosl is a financial advisor with SPC, holding Series 66 and Series 63 licenses and 23 years of industry experience. His career includes roles at Sigma Financial Corporation, Northwestern Mutual, MassMutual, and Deutsche Bank. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice through various account programs, with custody and execution primarily provided by Fidelity/NFS.

Lawrence Thompson Jr. is a ChFC® credentialed financial advisor with 10 years of industry experience, currently with VALIC Financial Advisors in Jacksonville, FL. His prior roles include positions at Thrivent Financial, The Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory work, he assists with packaging and vendor events for a small artisanal bath products business. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm uses discretionary unified managed accounts with technology-driven model solutions and operates at scale with access to a broad product shelf through its affiliation with Corebridge/VALIC.

Jeffrey Simmons is a financial advisor at Empower Advisory Group with 17 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, GWFS Equities, Advised Assets Group, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Edgar Morales Jr. is a financial advisor with TLG Advisors, Inc. based in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with The Leaders Group, Inc. and Capitas Financial/Pinnacle since 2010, and he is involved with Strategic Diversity Solutions, LLC since 2008. Morales also serves as president and chief marketing officer of Pinnacle IFS, an insurance business. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services, delivering advice through independent advisors, sub-advisors, and platform affiliates using fundamental analysis and Modern Portfolio Theory.

Bruce Schilling is a financial advisor with Commonwealth Financial Network, holding CFP® and ChFC® designations and possessing 41 years of industry experience. His career includes roles at Lincoln Financial Advisors, Purshe Kaplan Sterling Investments, and leadership positions at his own firms, Schilling Private Wealth Services, LLC, and The Schilling Group. He is also co-owner of Farb and Schilling, LLC, involved in commercial real estate management. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm emphasizes operational support, compliance, and technology platforms while offering various discretionary model portfolios and customized investment solutions.

Alan Sejalbo is a financial advisor at Empower Advisory Group with 20 years of industry experience. He holds the Series 66 designation and has worked at Advised Assets Group, LLC, GWFS Equities, Inc., Bank of America, N.A., and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm’s planning emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates rather than short-term forecasts.

Michael Cirino is a financial advisor at Commonwealth Financial Network with 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Commonwealth in 2023, he spent 25 years at Lincoln Financial Advisors Corporation. Cirino is also co-owner of Aegis Consulting Group, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports advisors with operations, technology, investment management, and compliance while offering a variety of customizable portfolio solutions.

John Schaefer is a financial advisor with Truist Advisory Services in Ponte Vedra Beach, FL, holding Series 63 and Series 66 designations and 17 years of industry experience. His prior work includes roles at BBVA Securities Inc., Compass Bank, and PNC Investments. Outside of his advisory career, he was involved with Beantown Partners and Southside Donuts, LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled equity research and an integrated, inter-affiliate operating structure.

Tien Pham is a financial advisor with Transamerica Financial Advisors in Jacksonville, FL, holding Series 65 and Series 63 licenses and having four years of industry experience. His work history includes roles at Garcia Sahni, Better Taxshield Corp. d/b/a Innochamp Advisors, and Pham Tax Prep. He has been involved with organizations such as the National Association of Registered Social Security Analysts and World System Builders. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services featuring both proprietary and third-party model portfolios, with program choices that can be discretionary or non-discretionary.

Robert Rodriguez is a financial advisor with Principal Financial Services in Jacksonville, FL, holding Series 63 and 66 licenses and 10 years of industry experience. His prior roles include positions at Equitable Advisors, Morgan Stanley, and Deutsche Bank Securities. He is also the owner of Opes Wealth Management, a business providing holistic financial planning and related services. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Erin Eiras is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She has been with Independent Advisor Alliance since 2018 and concurrently worked at LPL Financial since 2012. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing services such as asset management, financial planning, and retirement plan consulting. The firm utilizes a network model of advisory representatives and combines discretionary and non-discretionary portfolio management with various analytical techniques and technology platforms.

Kent Ralston is a Series 66-licensed advisor with First Command Advisory Services in Jacksonville Beach, FL, where he has worked since 2016. He has nine years of industry experience and is also the owner of Ralston Consulting, a separate business engaged in condo rental. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs administered by a centralized Investment Management Team and Wealth Portfolio Managers.

James Heard is a financial advisor at Creative Planning with 22 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Creative Planning since 2020, following six years at Truewealth, LLC. He is a part owner of TrueWealth, LLC, a former investment firm now operating as a non-investment shell company. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supported by a range of supplemental investment options and affiliated legal and trust services.

Daniel Dearing is a financial advisor with SPC in Jacksonville, FL, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has worked at Parkland Securities since 2014 and has been involved with Professional Retirement Services since 2005. Outside of his advisory work, he owns a company that buys and sells sports cards online. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management through a network of over 460 advisers.