William Mercer is a financial advisor with LPL Financial based in Bluffton, SC. He holds Series 63 and Series 65 licenses and has 44 years of industry experience, including 34 years at THE O.N. Equity Sales Company and over three decades operating his own firm, William M Mercer and Associates. In addition to his advisory work, he owns a separate business entity unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by a large network of investment adviser representatives.

David Mcafoos is a financial advisor with Morgan Stanley in Daufuskie, SC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley since 2009, including time with Morgan Stanley Private Bank, and previously held roles at Citigroup Global Markets, Wells Fargo Clearing, and Wachovia Securities. Outside of his advisory role, he is involved with KD Properties of Asheville, LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Rebecca Turner is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. She has been with LPL Financial since 2007 and previously worked at Uvest Financial Services Group and PRUCO Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Luke Sirgo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on areas including family wealth management strategies, legacy planning, liquidity management, retirement income, and socially responsible investing. Luke graduated from Campbell University with a Bachelor's degree in Trust and Wealth Management and a Master's in Business Administration. He also minored in Financial Planning and served as a graduate assistant for the Trust & Wealth Management program. After completing his degrees, Luke joined the Wells Fargo Early Talent Analyst Program, where he developed data and analytics skills in risk management before transitioning to wealth management. In that role, he supported private wealth financial advisors by managing relationships with high-net-worth clients and coordinating wealth transfer conversations. Luke is involved in his community as a development committee member of the Bechtler Museum of Modern Art in Uptown Charlotte and is a member of the Golf Committee at Spanish Wells Club in Hilton Head. He divides his time between Hilton Head and Charlotte.

Heyward Derrick is a financial advisor with LPL Enterprise who holds Series 63 and Series 66 credentials and has three years of industry experience. Prior to joining LPL Enterprise, he worked at Northwestern Mutual in various roles from 2022 to 2026. Outside of finance, he has experience in the culinary sector, having worked with Chef Driven and Plums INC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party managers, and affiliated insurance and trust services.

Richard Lutz Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been associated with Coastal Georgia Financial Services, LLC, and various Raymond James entities since 2015. Outside of his advisory role, he manages investments and provides comprehensive financial planning through Coastal Georgia Financial Services, LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored financial planning and investment consulting, utilizing risk profiling and modeling tools, and supports municipal and public-finance work through unique affiliations.

William Mumpower is a CFP® professional with 42 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2019. He previously worked for Guardian Life for 20 years. He is a committee member of the Hampton Hall Club in Bluffton, SC. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management across multiple platforms.

Dana Bottenhagen is a financial advisor with Raymond James & Associates, holding a Series 63 designation and with 32 years of industry experience. Their career includes positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. before joining Raymond James in 2025. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering a range of financial planning and consulting services with a variety of portfolio management styles and affiliated research resources.

Aderito Morais is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at LPL Financial since 2025 and previously spent 15 years with IC Advisory Services Inc and The Investment Center Inc. Morais is also associated with Ryan-Hess-Morais Financial Advisors, Inc., where he has been involved since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Ferguson is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 credentials and has 40 years of industry experience. He previously worked at Wells Fargo Clearing from 2009 to 2022 before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting through various programs, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Chad Cole is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2017, serving in various roles including Planning Consultant, Relationship Manager, Investment Solutions, High Net Worth, and Customer Relationship Advocate. Prior to his financial services career, Chad began his professional journey with the United States Army Guard. Chad applies principles of hard work and discipline learned during his military service to his work with clients. He partners with clients and their families to create financial plans and investment strategies aligned with their goals. He holds an Arkansas Insurance License.

Joel Rotkow is a financial advisor with Equitable Advisors in Savannah, GA, holding Series 63 and Series 65 licenses and has 27 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, Rotkow serves as a board member of the Fairmont Condominium Association in Savannah and is involved in managing commercial real estate investments. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes both proprietary and third-party advisory models, delivering services through Investment Adviser Representatives and focusing on customized solutions aligned with client risk profiles.

Robert Eberly is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies tailored to individual financial goals and market conditions. His approach integrates investment insights from Merrill with banking and lending solutions offered by Bank of America. Robert holds the Personal Investment Advisor (PIA) designation and has earned both a bachelor's and a master's degree from the University of Pittsburgh. He is committed to working closely with clients to develop financial strategies that support their long-term objectives. Additionally, Robert participates in community volunteering, reflecting Merrill’s tradition of local engagement.

Brandon Witt is a Financial Consultant currently working at Fidelity Investments since 2022. He has experience serving as a Senior Financial Planning Strategist at Alliance Global Partners from 2021 to 2022, and as a Financial Planning Strategist at Aegis Capital Corp. from 2018 to 2021. His approach to financial planning emphasizes establishing strong personal relationships with clients to understand their priorities. Brandon works collaboratively with clients to develop customized plans and implement strategies aimed at achieving their vision of long-term financial stability and success. Outside of his professional career, Brandon has interests that include football, golf, music as an instrumentalist, movies, and parenthood.

Jeffrey Bradley is a financial advisor with Edward Jones in Hilton Head Island, SC, holding Series 63 and Series 66 credentials and bringing 43 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, he serves as a member of the South Carolina House of Representatives and is involved in several business activities, including co-ownership of Southern Bar B-Q in Muscle Shoals, AL, and presidency of Calibogue Marine Ltd, a recreational fishing business. He also serves on the board of The Cypress in Hilton Head. Edward Jones is a full-service wealth management firm serving both individual and institutional clients. The firm manages over $1 trillion in assets through a large network of advisors and branch offices and offers a range of advisory programs and affiliated investment options under a fiduciary standard.

William Pomeroy is a financial advisor at Edward Jones with 43 years of industry experience. He previously worked at Oppenheimer & Co Inc for 11 years before joining Edward Jones in 2024. He holds Series 63 and Series 66 designations. Pomeroy serves as a trustee for several irrevocable trusts managing assets for family beneficiaries. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Jeffrey Hull Jr. is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Marc Dolph is a financial advisor at Morgan Stanley, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked in various roles including ownership of The Upstairs Pub Inc and positions with Monroe County Community School Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning services. The firm manages substantial client assets and employs structured planning tools without providing individual security recommendations as part of standalone financial plans.

James Thomas Jr. is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 30 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and currently serves at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by structured processes and analytical tools, managing approximately $2.74 trillion in client assets.

Christopher Beaudry is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab, Charles Schwab Bank, TD Ameritrade, and Scottrade. Outside of advising, he is involved in a small-scale apartment rental business. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.