James Crews V is a financial advisor with Fidelity, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Guild Mortgage Company for three years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversee discretionary and non-discretionary advisory services.

George Kellner Jr. is a financial advisor with Merrill in Mount Pleasant, SC, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Merrill since 1992 and also has experience with Bank of America since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies developed by internal teams and third-party managers for a range of clients including individuals, high-net-worth investors, and institutions.

James Cates III is an advisor at Merrill with Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at TOURISTS Welcome, Edward Jones, and iSlide USA, in addition to a sports information role at Williams College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Samuel Crossley is a financial advisor with Wells Fargo Clearing based in Charleston, SC. He holds the ChFC® designation and Series 63 and 65 licenses, with 24 years of industry experience. His prior roles include positions at Principal Securities, American General Life Insurance, and Mass Mutual Investors Services. Outside of his advisory work, he is an active musician playing bass in multiple local bands. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, employing research and analytics grounded in diversification principles and modern portfolio theory.

Alex Peterson is a Financial Consultant currently working at Fidelity Investments since 2020. He has held various roles in the financial services industry, including Financial Advisor at Edward Jones from 2019 to 2020, Investment Counselor at Fisher Investments from 2018 to 2019, Ultra High-Net-Worth Broker at The Vanguard Group from 2013 to 2017, and Operations Supervisor at Bank of America from 2008 to 2013. Alex began his career during the 2008 recession, which influenced his approach to financial planning. He emphasizes adaptable and forward-looking plans that focus on resilience, trust, and building lasting relationships with the families he serves. His professional experience spans financial consulting, advising, investment counseling, and brokerage services. He invites clients to connect with him to explore his planning approach centered on helping families prepare for life's changes through comprehensive financial planning.

Gerald Rickenbaker is a Series 66-licensed financial advisor with Merrill in Mount Pleasant, SC, and has eight years of industry experience. His prior work includes roles at Citadel and a fixed costs reduction firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Mari Hendrickson is a financial advisor at Primerica Advisors with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with PFS Investments, Inc. and Primerica Financial Service since 2005. In addition to investment advisory, she is involved in the sale of mortgage loan products and home security and automation services through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that emphasizes model-delivery strategies managed by unaffiliated asset managers and incorporates a range of investment models, including those involving exchange-traded funds with cryptocurrency exposure.

Kevin Mc Culloch is an International Wealth Advisor at Merrill Lynch Wealth Management, based in Greenwich, Connecticut. He holds the position of Senior Vice President and Senior Portfolio Manager, focusing on delivering personalized financial planning and portfolio management services to families, senior executives, entrepreneurs, and clients with international wealth management needs. Kevin's expertise includes family wealth management strategies, tax minimization, and the integration of investment management, wealth transfer, credit structuring, philanthropic endeavors, and family office services. He applies a customized approach to develop financial strategies that align with his clients' personal, professional, and philanthropic goals. Kevin earned a bachelor's degree from Harvard University and holds the Personal Investment Advisor (PIA) designation. Outside of work, he enjoys hiking, fishing, biking, cooking, surfing, reading, traveling, and spending time with his family.

Bobby Crouch III is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Raymond James & Associates and previously worked at Wells Fargo Clearing, US Bank, Bank of America, and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting through various specialized programs.

Michael Glennon is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Merrill Lynch, Truist Investment Services, and BB&T Securities. Glennon is also an associate at Pinnacle Asset Management, where he focuses on building relationships with Pinnacle partners and managing client investment accounts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

David Jensen is a financial advisor with Raymond James & Associates holding Series 63 and Series 65 credentials and 33 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. He is currently based in Mt. Pleasant, SC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through multiple advisory programs and institutional consulting divisions.

Brett Macko is a financial advisor at Merrill with Series 65 and Series 66 credentials. He has professional experience working at Bank of America, Regions Financial, and Neary Law LLC. Prior to entering the financial industry, he held roles at Charleston School of Law, Novo Nordisk, Elon University, and ETX Capital. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffery Mc Carragher is a financial advisor at Edward Jones in Charleston, SC, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Edward Jones, he has been self-employed since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, affiliated mutual funds, and trust services, operating under a fiduciary standard.

Nicholas Jones is a financial advisor with Mass Mutual Investors Services in Charleston, SC, holding CFP® and ChFC® designations and bringing 16 years of industry experience. He has been with Mass Mutual since 2012, including over a decade at Mass Mutual Investors Services. Outside of his advisory role, Jones serves as vice president of his local homeowners association board. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs a collaborative planning approach using analytical tools and offers a range of programs including educational seminars and event-driven planning services.

Charlie Stephenson is a Planning Consultant at Fidelity Investments. He has held various roles at Fidelity Investments since 2022, including Relationship Manager, Financial Representative, and Client Relationship Advocate. Prior to his current role, Charlie gained experience in client relationship management and financial representation. As a veteran and former fighter jet technician, he applies discipline and steady focus to his professional relationships. His approach emphasizes service, integrity, and accountability, aiming to understand client goals and values to co-create personalized financial plans. Outside of his professional work, Charlie's interests include golf, music as an instrumentalist and singer, military service, reading, and traveling.

John Welsh is a financial professional with Cetera, holding a Series 66 credential and four years of industry experience. His career includes roles at Commonwealth Financial Group and Cetera Wealth Services, LLC. Outside of advisory work, he was involved with Wild Roots Candle Company from 2019 to 2021. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

James Moore is a Series 66-licensed financial advisor with Merrill, based in Mount Pleasant, SC, with 11 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Spencer Lynch is a financial advisor at Raymond James & Associates with 40 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James since 2013. Lynch serves on several nonprofit boards in Charleston, including the American College of the Building Arts, the Gibbes Museum of Art, and the Charleston Jewish Federation, contributing to finance and fundraising committees. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary consulting with a variety of portfolio management approaches.

Todd Turner is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has worked at Cetera and its affiliates since 2023 and previously was associated with Commonwealth Financial Services and Minnesota Life Insurance Company. Turner is also a financial professional with Commonwealth Financial Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with various program options and affiliations.

Cameron Mactavish is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has nine years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also works with Massachusetts Mutual Life Insurance Company. In addition to his advisory role, he consults with Affluence Consulting Group on business planning, including succession and exit strategies. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-driven client relationships.