Alexander Lee is a financial advisor at Schwab Wealth Advisory with one year of industry experience. He holds the Series 66 designation and has prior work experience at J.P. Morgan Securities, JPMorgan Chase Bank, and Equitable Advisors. Before entering the financial industry, he held roles in education and tutoring. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach uses Schwab’s standard asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Justin Mourning is a CFP® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Westlake, TX. His prior experience includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, and Westwood Wealth Management. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice utilizes Schwab’s standard asset-allocation models and research tools, offering tailored recommendations with client authorization required for trades.

Edmund Job is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior roles include positions at TD Ameritrade Investment Management, Fidelity, Merrill, and Ameriprise. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, focusing on asset allocation and investment selection based on Charles Schwab’s proprietary models and research tools.

Michael Osswald is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Schwab Wealth Advisory, Osswald worked at Charles Schwab & Co., Inc. and First Security Bank. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment guidance is based on Schwab’s asset-allocation models and internal research, with client authorization required for all trades.

Edward Ittner Jr. is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. His prior roles include positions at Merrill, NEXT Financial Group, and Ashland Management, Inc. He also owns Fundamental Value Analytics, a research venture focused on stocks, bonds, and macroeconomic analysis to support client advising. Integrity Alliance, LLC serves a diverse client base ranging from individual investors to corporations and qualified retirement plans. The firm manages approximately $5.4 billion in assets through a network of over 300 independent advisors, offering portfolio management, financial planning, and both wrap and non-wrap accounts, utilizing various strategic allocation approaches and third-party sub-advisers.

Pamela Pimentel is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Her career includes roles at Charles Schwab & Co., Inc. and Fidelity Brokerage Services. She previously worked in education at Relay Graduate School of Education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Crystal Huggins is a CFP® professional with 20 years of industry experience, currently serving at Schwab Wealth Advisory. Her prior roles include positions at J.P. Morgan Securities LLC, Instacart, Missionsquare Retirement, and Wells Fargo. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.'s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Jonathan Dodd is a CFP® professional with 23 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. Since 2026, he has worked at Schwab Wealth Advisory and has been associated with Charles Schwab & Co., Inc. since 2019. Prior to this, he spent 15 years with Avantax Advisory Services and one year at Wells Fargo Investments. Outside of his advisory work, he serves as a board member for his neighborhood homeowners association. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research tools, offering tailored investment recommendations while trades require client authorization.

Briana James is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and two years of industry experience. She has prior experience with Charles Schwab & Co., Inc., as well as in the insurance sector with Jim Bridges State Farm and Betsy Cole Farmers Insurance. Outside of her advisory role, she designs and produces handmade art, managing sales and content creation through Etsy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using proprietary research tools, with trades executed only upon client authorization.

John Talleur is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, having worked within various Charles Schwab entities since 2015. His experience spans roles at Schwab Wealth Advisory Inc., Schwab Private Client Investment Advisory, Inc., and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with client authorization required for trades.

Bradley Reese is a CFP® and ChFC® with 21 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and has held roles at Charles Schwab and Co., TD Ameritrade Inc., and Merrill. Reese is based in Westlake, Texas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Reade Achilli is a CFP® with three years of industry experience, currently affiliated with Schwab Wealth Advisory in Westlake, TX. He has held roles at Charles Schwab & Co., Inc. since 2026 and previously worked at Bank of America and UBS Financial Services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations, with guidance based on proprietary asset-allocation models and research tools.

Lakyia White is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds the Series 66 designation and has worked in various roles within Charles Schwab & Co., Inc., including Schwab Private Client Investment Advisory and Schwab Wealth Advisory, Inc. Prior to joining Schwab, she held positions at Asset Campus Housing, ReMax Cortiers, Servitas Management Company, Fluent, Zipcar, and Texas A&M University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection guided by Schwab’s internal research and standard models, with trades executed only with client authorization.

Allen Kozel is a CFP® professional at Cerity Partners LLC with 11 years of industry experience. He has worked at Cerity Partners since 2021 and previously held roles at Envoy Advisory Inc., Odyssey Wealth Management, and First Allied Advisory Services, INC. He holds the Series 66 designation. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, institutions, and business entities, providing customized wealth management services such as investment management, financial planning, and retirement consulting. The firm combines quantitative screening and manager selection with direct security selection and offers access to alternative and private market solutions for qualified clients.

Lydia Geisler is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab in various capacities since 2014. Outside of her advisory role, she manages a rental property in Carrollton, Texas. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is guided by Charles Schwab’s asset-allocation models and internal research tools, with client-approved trade execution and annual account reviews.

William Nelson is a financial advisor with Guardian Life in Southlake, TX, holding Series 63 and Series 66 designations and 23 years of industry experience. His work history includes roles at Hilltop Securities Inc., Momentum Independent Network Inc., and currently Park Avenue Securities. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and proprietary as well as third-party platforms.

David Jamison is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has been with Charles Schwab and its affiliated entities since 2011. In addition to his advisory role, he provides financial counseling to members of Paradox Church in Fort Worth, Texas. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored annually to each client’s goals and risk tolerance.

James Stanford is a financial advisor at &Partners with Series 63 and Series 65 credentials and over 33 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Prudential Equity Group. Outside of finance, he holds ownership interests in several aircraft ownership and leasing LLCs, as well as a minority stake in a Tropical Smoothie Cafe franchise. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement-plan consulting through both discretionary and non-discretionary approaches using a combination of proprietary, third-party strategies, and multiple analytical methods.

Brooke Heidelbaugh is a financial advisor at Focus Partners Wealth, LLC with two years of industry experience. She holds the Series 65 designation and previously worked at Buckingham Strategic Wealth, LLC. Prior to her advisory career, she spent four years at Texas A&M University and three years at Trinity Christian Academy. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients, providing a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Xin Hao is a CFP® professional with 12 years of industry experience, currently serving with Schwab Wealth Advisory Inc. in Westlake, TX. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc., Xin worked at Wells Fargo Clearing for eight years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.