Evan Pennington is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and bringing four years of industry experience. He has worked at Charles Schwab since 2021 and previously gained experience at Discount Tire. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investments program.

Monica Bellner is a financial advisor with Charles Schwab, holding Series 65 and Series 63 licenses and nine years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank since 2018 and 2020, respectively, and previously held roles at Voya Financial Advisors and Spectrum Financial. Outside of her advisory work, she has experience in yoga instruction, having been involved with Beyond Boundaries Yoga and Corepower Yoga for several years. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, custody, and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios and centralized operational structures.

Ben Goehring is a financial advisor at Edward Jones in Ft Worth, TX, holding CFP® and Series 66 designations with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Oxford International. Outside of his advisory role, he is involved with Timarron Country Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Natalie Conner is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Her career includes roles at Charles Schwab since 2022, TdAmeritrade from 2020 to 2022, and PSAV from 2017 to 2020, as well as positions at the University of North Texas between 2013 and 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment research, and integrated operational capabilities.

Kimberly Bryant is a financial advisor at Charles Schwab with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2006, with a brief period outside the firm from 2019 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a large scale and integrated operational structure.

Katherine Youngs is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. Her previous roles include positions at TD Waterhouse Investor Services and Charles Schwab Bank. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining a large client base with centralized supervisory and operational capabilities.

James Marr is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2020. Prior to that, he held various roles at USAA, including positions in Investment Management and Financial Planning Services from 2011 to 2020. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering integrated advisory, brokerage, custody, and cash-sweep services. The firm’s wealth advisory program emphasizes a primarily non-discretionary client relationship model combined with access to discretionary separately managed accounts and a comprehensive approach to asset allocation and alternative investments.

Matthew Skicki is a CFP® and Series 66-registered financial advisor with Charles Schwab, based in Westlake, TX, and has five years of industry experience. Prior to joining Schwab, he worked at TEK Systems, Pegasus Trans Tech, and C.H. Robinson Worldwide, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Zemen Mengesha is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at multiple Charles Schwab entities since 2024. Prior to joining Schwab, Mengesha was involved with Year Up United and other organizations. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Matthew Mc Donald is a financial advisor with Charles Schwab based in Westlake, TX. He holds a Series 66 designation and has nine years of industry experience, including prior roles at Fidelity Brokerage Services LLC and Charles Schwab Bank. Outside of his advisory work, he has worked as a food delivery driver for DoorDash. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Michael Fitts is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab & Co., Inc. since 2016, including seven years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized supervisory and custody arrangements.

Samuel Velarde is a financial advisor at J.P. Morgan Securities with four years of industry experience and a Series 66 designation. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2023, he worked at Fidelity Investments and held positions in various other industries including healthcare and retail. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Kimberly Mente is a financial advisor at Charles Schwab with 21 years of industry experience. She holds Series 63 and Series 66 credentials. Prior to joining Charles Schwab in 2022, she worked at TDAmeritrade, Inc. for 11 years. Outside of her financial career, she is an owner of Retro Alley LLC, a custom graphics business that sells items such as t-shirts, tin signs, and stickers. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advice with access to discretionary separately managed accounts and a range of alternative investments.

Joseph Herrera is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials. He has experience with several firms including Miller George & Suggs and Equitable Advisors, LLC. Outside of his advisory work, he has held roles in various businesses such as Sundown at Granada and Picoso's Mexican Kitchen. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and financial planning services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts via affiliated investment managers.

Thomas Kerwin is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab Bank. Outside of advising, he is president of CTK Products LLC, an agriculture business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.

Heather Chandler is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she is designated as the future executor of an estate. UBS Financial Services serves individual, corporate, and institutional clients through a wide range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services tailored to clients’ goals and risk tolerances.

Gregory Newlin is a financial advisor with Charles Schwab and holds a Series 66 designation. He has 20 years of industry experience, having previously worked at TD Waterhouse Investor Services and Ameritrade Inc. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, using multi-asset model portfolios and a centralized operational structure.

Justin Ball is a financial advisor at Fidelity with a Series 66 credential and three years of industry experience. Before joining Fidelity in 2022, he worked in retail positions at Magnolia Audio Video and Best Buy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, with services that include discretionary and non-discretionary portfolio management.

Yavuz Edgu is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Prior to joining Schwab in 2022, he worked for 15 years at TD Ameritrade and its investment management division. Outside of his advisory role, he owns and manages short-term rental properties in Graford, Texas. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, combining multi-asset model portfolios with a centralized operational structure.

Robin Pearce is a financial advisor with Ameriprise based in Roanoke, TX, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service designed for individuals with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers these services through a centralized consulting team in partnership with its financial advisors.