Matthew Skicki is a CFP® professional with six years of industry experience, currently serving at Charles Schwab in Westlake, TX. His work history includes roles at Charles Schwab Bank, TEK Systems, Pegasus Trans Tech, and C.H. Robinson Worldwide. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and central custody and operational infrastructure.

Zemen Mengesha is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at multiple Charles Schwab entities since 2024. Prior to joining Schwab, Mengesha was involved with Year Up United and other organizations. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Matthew Mc Donald is a financial advisor with Charles Schwab based in Westlake, TX. He holds a Series 66 designation and has nine years of industry experience, including prior roles at Fidelity Brokerage Services LLC and Charles Schwab Bank. Outside of his advisory work, he has worked as a food delivery driver for DoorDash. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Michael Fitts is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab & Co., Inc. since 2016, including seven years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized supervisory and custody arrangements.

Samuel Velarde is a Series 66-licensed financial advisor with four years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2023 and previously held positions at Fidelity Investments and BlueSprig Pediatrics. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting through a centralized due diligence process supported by both quantitative and qualitative research.

Tiffany Dao is a financial advisor with Charles Schwab & Co., Inc. She holds a Series 66 designation and has two years of industry experience. Her prior work includes roles at Fidelity Brokerage Services LLC from 2014 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Kimberly Mente is a financial advisor at Charles Schwab with 21 years of industry experience. She holds Series 63 and Series 66 credentials. Prior to joining Charles Schwab in 2022, she worked at TDAmeritrade, Inc. for 11 years. Outside of her financial career, she is an owner of Retro Alley LLC, a custom graphics business that sells items such as t-shirts, tin signs, and stickers. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advice with access to discretionary separately managed accounts and a range of alternative investments.

Joseph Herrera is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials. He has experience with several firms including Miller George & Suggs and Equitable Advisors, LLC. Outside of his advisory work, he has held roles in various businesses such as Sundown at Granada and Picoso's Mexican Kitchen. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and financial planning services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts via affiliated investment managers.

Thomas Kerwin is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab Bank. Outside of advising, he is president of CTK Products LLC, an agriculture business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.

Gregory Newlin is a financial advisor at Charles Schwab with 21 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2022, following previous roles at TD Waterhouse Investor Services, Inc. and Ameritrade Inc. from 1999 to 2023. Charles Schwab & Co., Inc. serves a large client base that includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and a centralized operational structure.

Yavuz Edgu is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked for TD Ameritrade Investment Management for 15 years before joining Charles Schwab in 2022. Outside of his advisory role, he manages a short-term rental property in Graford, Texas. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, due diligence on alternative investments, and a large integrated operational platform.

Robin Pearce is a financial advisor with Ameriprise based in Roanoke, TX, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service designed for individuals with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers these services through a centralized consulting team in partnership with its financial advisors.

Mia Jeffords is a CFP® professional with five years of industry experience, currently with Charles Schwab in Westlake, TX. Her work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., Atchison Account Management, Mercer, and Benedictine College. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Feras Chowdhury is a financial advisor at Charles Schwab with nine years of industry experience. He has held positions at Charles Schwab since 2019, following prior roles at Innovate Fast and TD Ameritrade. Outside of his advisory work, he owns an LLC for personal real estate investments. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investments supported by centralized custody and operational infrastructure.

Jack Sladek is a financial advisor with Charles Schwab & Co., Inc. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to joining Schwab, he worked in the hospitality and sports sectors, including roles at Double Diamond Resorts and as a professional golfer. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers investment guidance via multi-asset model portfolios and alternative investment options.

Garrett Cypert is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2013, including five years at Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational platform.

Christopher Eaton is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. Prior to joining Charles Schwab in 2018, he worked for FIDELITY Brokerage Services LLC for 13 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

George Gilham V is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has worked with Charles Schwab for a total of 35 years, with a two-year gap in between. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Oscar Baum is a CFP® and Series 66-licensed advisor with five years of industry experience. He is currently with Charles Schwab, having worked there since 2020 in both Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. His prior roles include financial and academic positions at the University of Central Florida and a brief involvement with Pat's Liquor Leaf & Wine. Charles Schwab & Co., Inc. serves a large base of primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and research-driven investment advice.

Jordan Benavides is a financial advisor at Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses with five years of industry experience. His prior roles include positions at Popp Hutcheson PLLC and the American Bank of Commerce. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a formal alternative investment program.