Michael Wallace is a financial advisor with Lincoln Investment in Phoenix, AZ, holding a Series 66 license and four years of industry experience. Prior to his current role, he worked for Capital Analysts, LLC and spent 20 years with the City of Tempe. Outside of advising, he serves as a firearms instructor, providing training for police and civilians. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, consulting, portfolio management, and access to third-party managers, with investment strategies developed by an in-house Investment Management & Research team.

Jonathan Yaeger is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Schwab Wealth Advisory since 2014 and 2017, respectively. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s approach includes guidance on asset allocation and investment selection based on proprietary models and research, with recommendations tailored to clients’ goals and risk tolerance.

Lynette Kontkanen is a financial advisor with SPC based in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Edward Jones and VIP Mortgage, Inc. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, with custody services provided by Fidelity/NFS.

Patrick Hauge is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has worked at Park Avenue Securities and Guardian Life since 2016. Outside of his advisory role, he is involved with the Government Financial Education Group, which provides financial education to the public. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charities, and businesses. The firm provides personalized financial planning and investment management through advisor-led discretionary and model-based strategies, supported by proprietary programs and third-party platforms.

Rushil Patel is a CFP® professional with four years of industry experience, currently with Schwab Wealth Advisory Inc. He has held prior roles at Charles Schwab, Cornerstone Capital Planning Group, Northwestern Mutual, and other firms. Patel is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice follows Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations with at-least-annual reviews.

Matthew Miller is a financial advisor with Focus Advisor Solutions, LLC in Phoenix, AZ, holding Series 65, Series 66, and Series 63 credentials and 19 years of industry experience. His career includes roles at firms such as Dimensional Fund Advisors LP and Versant Capital Management. He also serves as a Regional Director for a wealth management business supporting advisors. Focus Advisor Solutions provides turnkey asset management and back‑office services primarily to independent registered investment advisors, offering diversified, systematically invested mutual fund and ETF model portfolios, discretionary fixed‑income management, and retirement plan fiduciary services. The firm supports approximately 42 advisors and manages around $41 billion in assets under management and administration.

Keyan Seyfnarimani is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and no prior industry experience. His work history includes roles at Charles Schwab & Co., HR Block, and the Arizona Cardinals among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standardized asset allocation models and internal research tools, offering tailored recommendations reviewed at least annually.

Tyler Griner is a CFP®-designated financial advisor with seven years of industry experience. He is currently with Empower Advisory Group and has held roles at Empower Financial Services, MML Investors Services, and MassMutual. Outside of finance, he has worked in the food service and gig economy sectors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with certain retail brokerage clients. The firm offers integrated services through Empower’s administrative platforms, focusing on long-term portfolio returns and delivering both point-in-time financial plans and managed account options.

Glenn Suppanz is a CFP® professional with 20 years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. He previously worked for The Vanguard Group, Inc. for 17 years before joining Charles Schwab in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated money managers.

Jeremiah Boothe is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab and its affiliated entities since 2000. He has been with Schwab Wealth Advisory Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm employs asset-allocation models and Schwab's internal research tools to guide investment decisions, with trades executed only upon client approval.

Jennifer Mason is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Schwab and its related entities since 2008, with prior roles at TD Ameritrade and Charles Schwab Bank. Outside of her advisory work, she is involved as a health coach with Optavia. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm serves a large client base with tailored recommendations, overseeing over $218 billion in assets within the program.

Debra Armenta is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple Charles Schwab entities since 2008, as well as Thrivent Investment Management. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Clevie Carter is a financial advisor at Transamerica Retirement Advisors, LLC with three years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill, Bank of America, New York Life Insurance Company, and their affiliated broker-dealers. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed and advisory retirement programs supported by Morningstar Investment Management’s model portfolios and software. The firm focuses on asset allocation and retirement planning guidance through both discretionary and non-discretionary advice.

Grant Wallace is a financial advisor with Eagle Strategies (NY Life) based in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he worked at Sunstate Equipment Co and held various positions in education and the food service industry. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives, with the majority of assets managed on a non-discretionary basis.

Diego Verdugo is a CFP® professional based in Phoenix, AZ, with 11 years of industry experience. He has held various roles within Principal Financial Services and its affiliates since 2012. Outside of his advisory work, Verdugo serves as Executive Vice President of Business Development for the Association of Latino Professionals of America and holds board positions with multiple nonprofit organizations focused on youth entrepreneurship, minority development, and community service. He is also a managing member of a construction company he co-founded with his wife. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis by third-party advisors.

Michelle Petrowski is a CFP®-certified financial advisor with seven years of industry experience, currently with Schwab Wealth Advisory. She has worked at several firms, including Vanguard Advisers and Ellevest, and is the CEO and founder of New Direction Financial Strategies LLC, which focuses on divorce financial analysis and related services. Petrowski also contributes as a public speaker and serves as a contributing editor for The Street: Retirement Daily. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice relies on Schwab’s asset-allocation models and internal research and is characterized by at-least-annual reviews tailored to client goals and risk tolerance.

Christian Maracinaru is a financial advisor with TIAA-CREF in Phoenix, AZ, holding Series 63 and Series 66 licenses and 11 years of industry experience. He previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. for 11 years and spent two years at Apple, Inc. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm also advises a donor-advised fund and offers customized portfolio management through dedicated portfolio managers.

Andrew Smith is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 1999 and joined Schwab Wealth Advisory in 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach uses Charles Schwab & Co.’s asset-allocation models and research tools to offer tailored recommendations, with trades conducted only upon client authorization.

Brendan Weaver is a financial advisor with Schwab Wealth Advisory based in Phoenix, AZ, holding Series 63 and Series 66 licenses and 17 years of industry experience. His career includes roles at Charles Schwab, Mutual of Omaha Insurance Company, Mutual of Omaha Investor Services, and J.P. Morgan Chase Bank and Securities. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and wealth management consultations. The firm provides guidance on asset allocation and investment selection using Schwab’s internal research tools, with client trades requiring authorization and periodic reviews tailored to individual goals and risk tolerance.

Richard Myers is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Robinhood Markets, Inc. and The Vanguard Group, Inc. prior to joining Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s advice is based on Charles Schwab & Co.’s asset allocation models and research tools, with investment recommendations tailored to clients’ goals and risk tolerance.