David Bolton is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked extensively with Park Avenue Securities and Guardian Life Insurance Company throughout his career. In addition to his advisory role, he is involved in providing life insurance services outside of Guardian policies. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary and third-party managers and supports various account-level services including lending solutions and donor-advised funds.

Harold Klein is a financial advisor with NewEdge Advisors, holding Series 63 and Series 66 credentials and bringing 44 years of industry experience. His prior work includes roles at Mid Atlantic Capital Corporation, LPL Financial, and National Planning Corporation. Outside of advisory work, he manages a rental property in Lakewood, California. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, institutions, and charitable organizations through a network of independent representatives. The firm offers a range of portfolio management, financial planning, and consulting services, combining in-house and third-party manager strategies with technology-supported solutions.

Stephanie Saccone is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. She has been with Citibank since 2016 and briefly worked at MUFG Union Bank in 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and functioning as a swap dealer and futures commission merchant.

Raymond Lee is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked in various roles related to health and Medicare insurance, college planning, and financial education since 2009. Outside of his advisory work, he is involved in college consulting and serves as an instructor at the Heartland Institute of Financial Education. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its advisory services through a large network of advisors.

Stephen Thuilot is a financial advisor with GWN Securities Inc. in Orange, CA, holding Series 63 and Series 66 credentials and possessing 16 years of industry experience. He formerly worked at Mill Creek Agency, Inc. for 15 years prior to joining GWN Securities. Outside of his advisory role, he is also a registered representative for a financial services DBA and an insurance agent procuring home, auto, and business insurance. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies including traditional asset allocation and legacy market-timing and momentum-based approaches.

Kobe Couyoumjian is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Independent Financial Group since 2020, with a brief period of unemployment in 2020–2021. Outside of his advisory role, he is involved as a registered representative in a marketing DBA named Cinergy Financial. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of Investment Adviser Representatives.

Allyson Bonner is a financial advisor at Guardian Life with Series 65 and Series 63 credentials and one year of industry experience. She has worked at Guardian Life, Park Avenue Securities, and Pacific Advisors since 2025. Outside of her advisory role, she is involved in insurance sales. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with financial planning, brokerage services, and investment advisory programs.

Melissa Clarke is a financial advisor with Savant Wealth Management in Fullerton, CA, holding Series 63 and Series 66 licenses and 22 years of industry experience. Her prior roles include positions at Sagepoint Financial Advisors and Kemp Financial Management, LLC. Savant Wealth Management serves a diverse client base including individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with wealth management, financial planning, and related services. The firm employs an investment approach that combines evidence-based, model-driven asset allocation with actively managed strategies, supported by centralized resources and affiliated legal and accounting entities.

Monica Rangel is a financial advisor at Eagle Strategies (NY Life) with 20 years of industry experience. She holds Series 65 and Series 63 licenses and has worked with New York Life Insurance and Nylife Securities since 2005. In addition to her advisory role, she operates Efficient Financial and Insurance Solutions and volunteers with local youth sports and nonprofit educational programs. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives, including fee-based advice and retirement plan consulting, with the majority of assets managed on a non-discretionary basis.

Chester Peach is a Series 65-licensed financial advisor with Primerica Advisors in Irvine, CA, bringing 38 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2008. Outside of his advisory role, he is involved with Professional Choice Insurance, focusing on group medical benefits sales and service. Primerica Advisors operates as part of a large enterprise serving retail clients, including individual and high-net-worth investors, with a range of brokerage and advisory services. The firm offers multiple proprietary and third-party investment programs, combining various strategies and account-level features to meet diverse client needs.

William Osland is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across diverse wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and facilitates solutions for large client relationships through both discretionary and non-discretionary programs.

Simon Syer is a financial advisor with HSBC Securities (USA) Inc. in Irvine, CA, holding ChFC®, Series 63, and Series 66 designations and bringing 16 years of industry experience. Prior to joining HSBC in 2024, he worked at MassMutual Investors Services and MassMutual Life Insurance Company for nine years. He also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment solutions. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients through dedicated Investment Adviser Representatives.

Cheryl Donnelly is a Series 66-licensed financial advisor with Primerica Advisors, bringing 23 years of industry experience. She has worked at Park Avenue Securities and Guardian Life Insurance Company since 2024, and has been with Primerica Advisors and Guardian Life Insurance Co since 2014. Outside of her advisory role, she conducts financial education workshops. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Arin Torabian is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at Transamerica Financial Advisors since 2012, along with business management and health insurance sectors. He also provides in-home healthcare services through IHSS, where he cares for his father. Transamerica Financial Advisors serves a diverse client base with both advisory and broker-dealer services, offering proprietary and third-party investment models, discretionary and non-discretionary programs, and supports retirement and recordkeeping services alongside a range of financial products.

Jeffery Clemons is a financial advisor with Primerica Advisors based in Irvine, CA, holding CFP® and ChFC® designations and over 32 years of industry experience. His prior experience includes roles at Park Avenue Securities, Guardian Life Insurance Company, Mutual of Omaha, and Mass Mutual Life Insurance Company. He is also involved in offering insurance products outside of those provided by Guardian and its subsidiaries. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, providing both brokerage and advisory services along with financial and retirement-plan consulting. The firm utilizes a variety of proprietary and third-party investment strategies and supports multiple advisory programs and account-level services.

Lily Ou is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Transamerica since 2012 and has prior experience at Wfg and In Home Supportive Services. Outside of advising, she is involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and platform sub-advisors to deliver investment advisory and retirement plan services.

Trent Huston is a financial advisor with Private Advisor Group, LLC, holding the ChFC® and Series 66 designations and bringing 17 years of industry experience. He has worked with AK Financial Group and LPL Financial prior to joining Private Advisor Group. Outside of his advisory roles, he operates OC Wealth Coach, a business focused on life, health, disability, long-term care insurance, and fixed annuities. Private Advisor Group manages over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing a range of strategies and third-party asset management programs.

Cameron Woodbury is a financial advisor at Centaurus Financial, Inc. with three years of industry experience. He holds a Series 66 designation and has held roles at ArchAngel Tax Planning, Glorietta Management Group, Inc., and ArchAngel Financial Services, Inc. Outside of advising, Woodbury is the owner of a tax preparation and planning business and serves as a controller for a management consulting firm. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, utilizing various analytical approaches and options for discretionary and non-discretionary arrangements.

Seungjin Seok is a financial advisor with Eagle Strategies (NY Life) in Anaheim, CA, holding the ChFC® and Series 63 designations and bringing 13 years of industry experience. He has been affiliated with Eagle Strategies since 2023, and has prior experience with New York Life and Nylife Securities LLC dating back to 2012. Outside of his advisory work, Seok serves on the advisory board of the Korean American Special Education Center, which supports individuals with developmental disabilities. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored solutions through multiple program types, emphasizing non-discretionary asset management and fiduciary responsibilities to retirement investors within an integrated New York Life affiliate structure.

Kai Sheng is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc. in Irvine, CA, where he has worked for 10 years. He has 12 years of industry experience and also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services alongside his role as a registered representative. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed, discretionary, and wrap-style portfolio options. The firm’s investment approach uses multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a diverse client base through a combination of affiliated and third-party service providers.