Joseph Russell is a financial advisor with Equitable Advisors in Huntersville, NC, holding Series 63 and Series 66 credentials and one year of industry experience. Before joining Equitable Advisors, he worked at DoorDash and held roles with NYLIFE Securities LLC and New York Life. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory models and third-party asset managers to tailor investment solutions to client needs.

Terry Eskind is a financial advisor at Edward Jones with 37 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at Raymond James Financial Services, Wells Fargo Clearing, and Wachovia Securities. Outside of his advisory work, he is president of Eskind Group LLC, a company involved in managing rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm provides a range of investment strategies and advisory services through a large network of financial advisors and branch offices nationwide.

Benjamin Shbeeb is a financial advisor at Edelman Financial Engines based in Huntersville, NC, holding a Series 65 designation. He has been with Edelman Financial Engines since 2026 and has prior experience operating two businesses, Create to Connect LLC and Shbeeb Weddings. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified model portfolios and long-term investment strategies.

Bart Knight is a financial advisor at Edward Jones in Davidson, NC, holding the Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2026, he worked at Lowes Home Improvement for 18 years and has been involved with TimberEdge Designs LLC since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. It offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the nation.

Andrew Yost is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Regal Securities, LPL Financial, and NewBridge Financial Services Group. In addition to his role at Cetera, he is a senior advisor at Rosso Financial Group, where he focuses on sales and account management. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services through multiple program structures and access to third-party money managers.

Richard Tetzlaff is a financial advisor with Wells Fargo Clearing in Davidson, NC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2014 to 2016. Outside of his advisory role, he serves as a member of the Parks & Recreation Committee for the Township of Ferguson in State College, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broad range of investment products such as insurance-related vehicles and bank deposit sweep options.

Damion Carufe is a financial advisor with Morgan Stanley in Mooresville, NC, holding Series 63 and Series 65 registrations and bringing 41 years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and prior experience at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities from 2008 to 2020. He also serves as a trustee in a trust-related role. Morgan Stanley Wealth Management offers a broad range of advisory programs for individual and institutional clients, providing tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Johnny Coble Jr. is a CFP® professional with 27 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC, and serves as an executor and trustee for family estate-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory, financial planning, and retirement plan consulting services through a large network of advisors and extensive research resources.

Elizabeth Frederick is a financial advisor at Fidelity with seven years of industry experience. Her background includes roles at Merrill, Wells Fargo Clearing, Keller Williams Lake Norman Realty, and L'BRI Pure and Natural. She holds Series 63 and Series 66 licenses. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Michael Ayotte is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and four years of industry experience. His background includes roles at Primerica Financial Services, Lawing Matthews & Company, and several other companies. Outside of financial advising, he owns two small businesses, Eagle's Nest Custom Creations and Ayotte Accounting, LLC. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies from unaffiliated asset managers and provides custody and trade execution support through Pershing and BNY Mellon Advisors.

Melissa Carlson is a CFP® with 25 years of industry experience and has been with Edward Jones since 2000. She holds Series 63 and Series 66 licenses and is based in Cornelius, NC. Outside of her advisory work, Carlson speaks to churches, community groups, and business professionals on topics such as belief and mindset, execution, delegation, and success journeys. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.

David Ozga is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides financial plans through both direct client relationships and corporate agreements.

Christopher Rhyne is a Certified Financial Planner® with 24 years of industry experience. He is currently with OSAIC, having joined in 2024, and previously worked at Woodbury Financial Services and Mass Mutual Investors Services. He also sells and services insurance products through his own agency. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, employing various asset-allocation tools and portfolio management strategies.

Joshua Schrock is a financial advisor with LPL Financial in Mooresville, NC, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at W&S Brokerage, Western and Southern Life, and Woodmen Life, as well as over a decade at Strawbridge Studios. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad array of advisory and non-advisory financial services through a large network of investment adviser representatives.

Norris Woody Jr. is a financial advisor with Equitable Advisors in Cornelius, NC. He holds Series 63 and Series 65 licenses and has 29 years of industry experience, having worked at Equitable Advisors and its predecessor Axa Advisors since 1997. He serves on the High Point University Alumni Association Board of Directors and is involved in community service through Lambda Chi Alpha at High Point University. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory programs, including third-party asset managers and LPL-sponsored offerings, focusing on client risk assessment and customized investment solutions.

Joseph Small is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2016, progressing through several roles including Financial Consultant, Investment Consultant, Relationship Manager, Investment Solutions, and Premium Relationship Associate. His experience encompasses various aspects of financial planning and investment consulting. Joseph is dedicated to collaborating with clients to build customized financial plans that align with their priorities. He emphasizes educating clients, reviewing multiple approaches, and tailoring financial strategies to individual situations. Prior to joining Fidelity, he gained experience through internships at IronGate Partners and Fidelity Investments. Outside of his professional work, Joseph is interested in family activities, outdoor adventures, and parenthood.

Raymond Mones is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 21 years of industry experience. He has been with LPL Financial since 2008, previously working at Merrill and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting investment advisers with both discretionary and non-discretionary strategies.

Scott Shepherd is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining Osaic in 2023, he spent 31 years with Fsc Securities Corporation. Shepherd also serves as an insurance agent, selling fixed annuities and fixed life insurance products. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct portfolios across a wide range of investment types.

Darcy Ridge is a financial advisor with Robert Baird & Co. holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Baird, Darcy worked at Mass Mutual Investors Services, Hornor, Townsend & Kent, LLC, and Vineyard Wealth LLC. Outside of financial advising, Darcy teaches a weekly cycle class at the YMCA of Greater Charlotte and has been involved with Rodan & Fields as a skincare consultant since 2014. Baird’s DDK Group serves individual, corporate, pension, and charitable clients with a range of financial planning and portfolio management services. The firm employs a variety of SMA strategies, manager selection, and tax-management techniques, supporting assets totaling approximately $394 billion as of December 2025.

Robert Keller Jr. serves as a Wealth Management Advisor and is a partner in the Utz Keller Wealth Management Group based in Huntersville, NC. He offers wealth management services through Merrill Lynch Wealth Management, aiming to provide personalized financial strategies tailored to the specific needs of entrepreneurs, executives, retirees, business owners, and their families. Robert holds a Master's Degree and a Bachelor's Degree from East Carolina University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise includes corporate executive services, divorce transition planning, executive and equity compensation, family wealth management, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. In addition to his professional work, Robert is involved in community activities and volunteers with the American Legion. He emphasizes providing service that combines the personalized care of a boutique firm with the resources of Merrill and Bank of America to meet client goals.