Garland Bowden is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with various Morgan Stanley entities since 1995, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, Bowden serves on the advisory board of the Stonebridge Education Foundation, focusing on demographic and at-risk scholarship issues. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers structured financial planning and manages approximately $2.74 trillion in client assets.

Susanne Robinson is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley, Bank of America, and Merrill. She is based in Newport News, VA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Mark Griffin is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Cristina Mangrum is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. She has worked at Wells Fargo Bank, N.A. since 2016 and was previously employed at Shamin. Outside of finance, she is involved in the hospitality industry as a waitress for Mahi's LLC in Virginia Beach. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a broad range of financial products that include insurance-related vehicles and bank deposit sweep options.

Bonnie Blaylock is a CFP® professional with 14 years of experience in financial advising. She is currently with Ameriprise and previously worked at Cetera and Langley Federal Credit Union. In addition to her advisory role, she is involved in independent insurance brokering focusing on whole life and fixed annuity products. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Hannah Spata is a financial advisor with Merrill in Norfolk, VA, holding a Series 66 designation and beginning her industry career in 2026. Her prior experience includes roles at Bank of America, N.A., and ownership of Hannah Greene Spata LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cabell Birdsong is a financial advisor at OSAIC with Series 63 and Series 65 credentials and 62 years of industry experience. He previously worked at Investors Security Company, Inc. and Securities America Advisors, Inc. His outside activities include a part-time registered representative role with Investor Securities Group, Inc. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services along with access to third-party money managers and custom portfolio solutions.

Alexandria Wiles is a financial advisor at UBS Financial Services with six years of industry experience. She has worked at UBS since 2019 and previously held roles at Merrill and in the restaurant industry. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Whitney Sigler is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2025, Sigler worked at Cetera Investment Advisors, LLC and Cetera Investment Services LLC, and has concurrent experience at Langley Federal Credit Union in a sales assistant role supporting financial advisors. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice.

Ahmad Bahrami is a Financial Advisor at Merrill Lynch Wealth Management, specializing in customized retirement planning and investment management. He works with executives, business owners, and their families to develop comprehensive wealth management strategies, integrating areas such as wealth accumulation, retirement income, tax efficiency, estate and legacy planning, and business succession. Ahmad's approach begins with understanding each client's unique circumstances and goals before recommending tailored financial solutions. Ahmad's expertise covers a range of client focus areas including corporate executive services, divorce transition planning, services for endowments, foundations, and non-profits, as well as investment consulting for defined contribution and defined benefit plans. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ahmad earned an Associates in Business Management from Thomas Nelson Community College and is proficient in English and Farsi. Beyond his professional responsibilities, Ahmad is involved with Rotary International and St. Jude's Cancer Research Hospital. In his personal time, he enjoys cooking, hiking, soccer, traveling, and spending time with his family.

Mark Desalvo is a financial advisor at UBS Financial Services with 38 years of industry experience. He has been with UBS since 2011 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he previously operated a personal music group from 2016 to 2018. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management, utilizing research and proprietary asset allocation models to tailor client strategies.

Theodore Eckert is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. He receives trail commissions from Allianz Life Insurance unrelated to his advisory duties. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related products and bank deposit sweep programs.

Michael Liby is a financial advisor with Equitable Advisors, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he served in the U.S. Military from 2016 to 2022 and has held roles in economic development and academia. He also serves as Co-Adjutant for the Sons of the American Legion, providing data analysis and computer support on a volunteer basis. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and institutional clients. The firm offers advisory programs through a network of representatives and leverages third-party asset managers and program sponsors for investment solutions.

Domenick Serafine is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and 26 years of industry experience. He has worked at Wells Fargo entities since 2009 and previously spent a year at Prudential Equity Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing approximately $671 billion in assets through a network of over 14,000 financial advisors.

Jakob Richmond is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has been with Wells Fargo Clearing since 2026 and has prior experience at Wells Fargo Bank, nA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research and analytics with broad product distribution through its bank and insurance affiliates.