Mary Lorenzi is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Carter Terry & Co Inc and was involved with Hot Yoga MV. Outside of advisory work, she is the owner of a rental real estate property managed by a third party. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including high-net-worth individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, supported by extensive research and a variety of portfolio management options.

Pamela Prescott is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 licenses and 19 years of industry experience. Her prior roles include nine years at Wells Fargo Clearing and three years at Thompson Davis & Co., Inc. She also serves as a power of attorney for her elderly father's accounts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and charitable organizations with a range of financial planning and consulting services, including municipal advisory and institutional fiduciary solutions.

Kenneth W. Janes is a financial advisor with UBS Financial Services in Ashland, VA, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2007. Janes serves on the Board of Directors for the Hanover Chamber of Commerce and held a one-year term as Past President starting in 2019. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Scott Csaky is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His previous roles include positions at Wells Fargo Clearing and UBS Financial Services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services.

John Gaines III is a financial advisor at LPL Enterprise with three years of industry experience. He holds a Series 66 designation and has prior experience with The Prudential Insurance Company of America and Pruco Securities LLC. Gaines also serves in the United States Navy, a role he has held since 2013. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various affiliated services.

Miranda Bradshaw is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2019, progressing through roles including Financial Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Miranda focuses on building trusted relationships with individuals and families to better understand their financial goals and concerns. She employs a thoughtful and collaborative approach to financial planning that adapts to life's uncertainties. No information about Miranda's education, credentials, personal interests, or community involvement is provided.

James Moon is a financial advisor with Raymond James & Associates in Richmond, VA. He holds Series 63 and Series 65 designations and has 45 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional advisory services through multiple portfolio management styles and affiliated research resources.

Alexander Damm is a CFP® professional with five years of industry experience, currently affiliated with Ameriprise in Richmond, VA. His work history includes positions at Verus Financial Partners and Ameriprise, among others. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice, incorporating investment research, third-party data, and algorithmic tools to support income strategies and tax-aware withdrawals.

James Mc Pherson is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial and several Edelman-affiliated entities since 2008. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools to offer diversified portfolios, discretionary management, and a range of retirement and wealth management solutions.

Lesemann Marshall is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. His prior experience includes roles at BMO Bank, Fleet Farm, Triad Hybrid Solutions, Spire Investment Partners, and Capital Group/American Funds. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory and investment solutions supported by a nationwide network of financial advisors.

Dean Sadak is a financial advisor with OSAIC who holds Series 63, 65, and 66 licenses and has 43 years of industry experience. He previously worked at Securities America Advisors, Securities America Inc., and NEXT Financial Group, Inc. Outside of his advisory role, he volunteers as an assistant coach for youth basketball leagues. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and manages portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments on both discretionary and non-discretionary bases.

Kathleen Fagan is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Advisors and its predecessor since 2010. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Gabriel Tufaro is a financial advisor at Mass Mutual Investors Services with Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions with MassMutual Life Insurance Company, the Virginia Department of Veteran Services, and the Virginia Military Institute. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services using firm-approved software and offers event-driven planning programs such as divorce and estate settlement planning.

Steven White is a financial advisor with LPL Financial in Glen Allen, VA, holding a Series 66 designation and 19 years of industry experience. He previously worked at Edward Jones and Claris Financial, LLC before joining LPL Financial in 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a variety of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting its large network of investment adviser representatives.

Christopher Hogge is a Series 66-licensed financial advisor with Equitable Advisors, based in Richmond, VA, and has two years of industry experience. Prior to joining Equitable Advisors in 2024, he worked at Cary Street Partners and Capital Financial Group. Outside of his advisory role, he volunteers as the middle school head basketball coach at Saint Patrick Catholic School. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management services delivered through various advisory programs and third-party managers.

James Woo is a financial advisor with Ameriprise in Glen Allen, VA, holding Series 63 and Series 65 licenses and possessing 30 years of industry experience. He has been with Ameriprise since 1996, including its predecessor firm, and has ownership interests in a technology business, Youncl Corp. He also serves as Treasurer on the Board of Directors for Waikiki, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that emphasizes dependable income sources and tax-aware withdrawal strategies. The firm's retirement program involves a centralized team that collaborates with advisors to produce written Recommendation Reports based on proprietary research and tools.

Derek McGinthy is a Financial Consultant at Fidelity Investments, where he has been working since 2022. He has held various roles within Fidelity since 2010, including Planning Consultant, Relationship Manager, Financial Representative, Retirement Brokerage Services, and Defined Contributions Specialist. Prior to his time at Fidelity, Derek was a General Supervision Specialist at SunTrust Investment Services and a Personal Banker at Wells Fargo. Throughout his career, Derek has focused on financial planning as a collaborative process, guiding clients toward their life goals by integrating their personal and financial circumstances. His professional experience spans multiple facets of financial services, emphasizing client education and personalized financial guidance. Outside of his professional life, Derek enjoys family activities, fishing, golf, skiing, soccer, and traveling.

David Houck is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he spent 22 years at Capital One. Outside of his advisory role, he serves as an elder and clerk on the Board of Directors for Providence Presbytery Church. Ameriprise Financial Services is a large institutional firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides specialized retirement-income planning and written Recommendation Reports. The firm’s approach integrates investment research, third-party data, and algorithmic tools, with an emphasis on dependable income sources and tax-aware withdrawal strategies.

Alberta Marx is a Series 66-licensed financial advisor with two years of industry experience, currently with Equitable Advisors. She previously held roles at Morgan Stanley and Wells Fargo Clearing Service. Outside of her advisory work, she is involved with Power Global Ministries as Director of Economic Development, assisting individuals in developing business ideas for income generation. Equitable Advisors serves a broad client base, including individuals, retirement plans, and institutions, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives. The firm employs a model-driven approach utilizing third-party asset managers and discretionary programs, focusing on a range of investment vehicles and ERISA fiduciary services.

John Miller III is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes long-term tenures at Prudential Insurance Company of America and Pruco Securities, LLC, along with prior work at Morgan Keegan & Company, LLC. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base that includes individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, third-party asset manager access, and participation in the Model Wealth Portfolios wrap program.