Gage Houser is a CFA® charterholder with 16 years of industry experience. He is currently an advisor at HCM Wealth in San Rafael, CA, where he has worked since 2026. Prior to this, he spent 18 years at Hutchinson Capital Management. HCM Wealth is an independent, SEC-registered investment adviser serving high-net-worth individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on capital preservation through a value-oriented investment approach that includes concentrated equity portfolios, laddered investment-grade fixed income, and sub-advisory relationships.

Douglas Hutchinson is a CFA® charterholder with nine years of industry experience. He is currently with Assembly Wealth in Mill Valley, CA, and has been associated with WrapManager, Inc. since 2014. Assembly Wealth provides discretionary portfolio management and standalone financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and other business entities. The firm emphasizes personalized investment policies and asset allocation tailored to each client’s objectives, time horizon, and risk tolerance.

Samantha Keeler is a CFP® with five years of industry experience, currently serving as an advisor at Westhill Financial Advisors, Inc. She previously worked at Bank of America, Merrill Lynch, and Wells Fargo. Outside of her advisory role, she is involved in fixed insurance and fixed annuity sales as an insurance agent. Westhill Financial Advisors provides personalized financial planning, investment management, and pension consulting to a range of clients including high-net-worth individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm employs a core-and-satellite asset allocation approach and supports employers with ERISA fiduciary services, participant education, and held-away retirement account management.

Jonathan Manzo Cardenas is a financial advisor with Affinity Capital Advisors LLC in Berkeley, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Affinity since 2018 and previously worked at Pacific Private Wealth Management, LLC from 2012 to 2018. Outside of advisory work, he is involved in managing real estate investment companies. Affinity Capital Advisors serves individuals, trusts, estates, charitable organizations, and business entities with comprehensive portfolio management and financial planning. The firm combines fundamental, technical, and charting analysis to construct portfolios and offers a broader range of services including alternatives investing and direct real estate investment opportunities.

Laura Kohler is an advisor at Willow Grove Advisors, LLC with a Series 65 designation. She has recent experience working with Willow Grove Advisors and Ride Oakland, along with roles at Family Support Services and SoulCycle, LLC. Prior to her current roles, she spent five years at KPMG, LLP. Willow Grove Advisors is a fee-only SEC-registered investment adviser serving individual and high-net-worth clients, typically with account minimums of $500,000. The firm provides discretionary portfolio management with an investment approach that combines strategic asset allocation, technical and economic analysis, and uses a mix of ETFs, mutual funds, and private placements.

Kirk Ludwig is a CFP® and ChFC® with 40 years of experience in financial advising. He has been with Westhill Financial Advisors, Inc. since 2010. He serves as a board member and treasurer of the 55 Corte Real Homeowners Association in a non-paid capacity. Westhill Financial Advisors provides personalized financial planning, investment management, and pension consulting to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm uses a strategic asset allocation process combining passive index and ETF holdings with active managers, tailoring portfolios to client-specific factors such as risk tolerance and tax considerations.

Jonathan Steele is a CFA® charterholder with 27 years of industry experience. He has been with One Wealth Advisors, LLC since 2015, where he is part of an 11-advisor team based in San Francisco, CA. One Wealth Advisors is an SEC-registered firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a holistic financial life plan approach, combining diversified portfolios with coordinated services in cash-flow, tax, trust, and estate planning.

Matthew Blind is a financial advisor at Inflection Capital Management, LLC with 10 years of industry experience. He holds the CFA® designation and the Series 63 license. His prior roles include positions at Fidelity Investments, Tortoise Securities, and Bramalea Partners, where he remains a member of the advisory board. He is also CEO of The Oglethorpe Collective, LLC, a formal affiliate of Inflection Capital Management. Inflection Capital Management serves family offices, high-net-worth individuals, and institutional-style family clients by providing comprehensive financial planning and portfolio management. The firm uses an IPS-driven, manager-of-managers approach with a range of investment tools and incorporates AI-supported operational processes.

Rodney La Fleur is a Series 65 licensed advisor at Chequers Financial Management LLC with two years of industry experience. Prior to joining Chequers in 2023, he worked in education roles including positions at the West Contra Costa Unified School District and Teach For America. Chequers Financial Management LLC serves ultra-high-net-worth individuals, multi-generational families, and their related entities through tailored advisory services, combining customized financial planning with discretionary investment management that emphasizes passive asset-class funds and alternative investments for qualified clients.

Joseph Helmer is a financial advisor at Caldwell Sutter Capital, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Caldwell Sutter Capital since 2008. Helmer serves as a director on the board of Crazy Woman Creek Bancorp, the bank holding company of Buffalo Federal Bank, where he participates on the audit committee. Caldwell Sutter Capital primarily serves high-net-worth individuals, their families, and related entities, as well as corporate and municipal clients. The firm employs a bottom-up, fundamental value investment approach with a long-term, buy-and-hold orientation, managing approximately $606 million across customized portfolio strategies.

Michael Bristow is a financial advisor with Tamalpais Asset Management in Larkspur, CA, holding Series 66 and Series 63 licenses and 15 years of industry experience. He has worked at Emerson Equity LLC, Calamar Financial Group, and Perigon Wealth Management, among others, and currently serves as a managing partner at Tamalpais Asset Management, where he is involved in daily operations, client communication, financial education, and account management. Tamalpais Asset Management oversees approximately $262.5 million across about 261 client relationships, focusing on high-net-worth households and accredited investors. The firm emphasizes passive core exposures using DFA mutual funds and ETFs, applies modern portfolio theory combined with fundamental, cyclical, and quantitative analysis, and employs a range of investment strategies including options, margin, and alternative investments under discretionary trading authority.

Michael Firestone is a CFA® charterholder with seven years of industry experience. He has worked at Fire Capital Management, LLC since 2018 and previously at Fiduciary Trust International from 2010 to 2018. He is also the owner and managing member of Firestone Ventures, LLC. Fire Capital Management serves high-net-worth and ultra-high-net-worth individuals, families, institutional, and charitable clients with services including private wealth management, multi-family office support, and an Outsourced Chief Investment Officer program. The firm integrates ESG factors into fundamental research and manages customized, security-level portfolios through a boutique team overseeing more than $600 million in assets.

Robin Brinckerhoff is a CFP® with 14 years of industry experience, currently serving as a managing director at Fort Point Capital Partners LLC. Prior to joining Fort Point in 2017, Brinckerhoff held roles at Gordian Investments, Wells Fargo Advisors, and Wells Fargo Bank. Fort Point Capital Partners serves family offices and high net worth individuals with financial planning, discretionary portfolio management, and supervisory services. The firm emphasizes risk-focused investment strategies, global diversification, active risk management, and systematic tax-loss harvesting through ETFs.

Calvin Lee is a CFP® credentialed financial advisor with 17 years of industry experience. He is currently with Penserra Wealth Management and has previously worked at GAMMA Investing LLC, Shum Financial Group, Ryedale, and Pensera Securities. Penserra Wealth Management is an SEC-registered investment adviser founded in 2024 that offers discretionary portfolio management, pension consulting, and financial planning. The firm applies a combination of fundamental, technical, cyclical, and economic analysis, utilizing strategies including strategic asset allocation and the use of ETFs, mutual funds, options, and alternative investments.

Michael Phippen is a financial advisor at Gordian Wealth Advisors, LLC with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Capulent, LLC and Sanctuary Securities, LLC. He is also involved with Gordian Capital Management, a registered investment advisor. Gordian Wealth Advisors primarily serves high-net-worth individuals, trusts, and estates by providing discretionary portfolio management, independent manager oversight, and integrated financial planning. The firm employs a blended fundamental and quantitative investment approach with diversified, asset-allocation-driven strategies tailored to each client’s objectives and risk tolerance.

Edward Kearney is a ChFC® with 19 years of industry experience. He has been with Chequers Financial Management LLC in San Francisco since 2016. Chequers Financial Management LLC provides bespoke advisory services to ultra‑high‑net‑worth individuals, multi‑generational families, and their associated entities. The firm offers customized financial planning combined with discretionary investment management, focusing on passive asset-class funds and alternative investments for qualified clients.

Daniel Beatty is a financial advisor at Selby Wealth Management with 19 years of industry experience. He has been with Selby Wealth Management since 2024 and also maintains a long-standing role at JOHN W. BOOKER & CO., CPAs, PC, where he has worked since 1983. Selby Wealth Management is a registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm emphasizes fundamental analysis and long-term portfolio construction, offering discretionary investment management and fiduciary retirement plan services.

Vivian Fox is a Series 65 licensed advisor with SAS Financial Advisors, LLC., based in San Francisco, CA. She joined SAS Financial Advisors in 2025 and has prior experience at Section 32, LLC., Light Street Capital Management, Collective Health, and KPMG. SAS Financial Advisors is a fee-only advisory team managing approximately $150 million for nearly 200 clients, primarily individual and high-net-worth households as well as certain pensions and profit-sharing plans. The firm focuses on portfolio construction using passively managed index securities and fixed income, combining fundamental and technical analysis with long- and short-term strategies, and provides comprehensive financial planning services.

Winston Gaffron is a financial advisor at Delta Investment Management, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Delta since 2020. Prior to joining Delta, he spent two years as a world traveler and four years at US Endoscopy. Delta Investment Management provides discretionary investment management and consulting services to individuals, institutions, trusts, and pension plans. The firm offers a range of strategies including systematic ETF rotation, concentrated equity mandates, and alternative investments, and also serves as a subadvisor to other advisory firms.

Jared Barnecut is a CFP® with 19 years of industry experience, currently serving at Stewart Wealth Management, Inc. since 2007. He holds the Series 66 designation and is based in San Rafael, CA. Stewart Wealth Management advises individuals, families, trusts, endowments, qualified retirement-plan sponsors, and business entities, managing approximately $501 million across around 337 client relationships. The firm’s investment approach focuses on strategic asset allocation and global diversification using low-cost, institutional-class mutual funds and ETFs within a core-satellite framework, incorporating pension consulting and private placement consulting alongside the use of derivatives and leverage in separately managed accounts.