Jesse Glyer is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Merrill, ABC Companies, and NAPA Auto Parts. Glyer serves as an advisory board member for Optimist International, participating in local youth-focused charitable activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions based on an IPS-driven process grounded in modern portfolio theory. The firm’s offerings include a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Tatyana Kjellberg is a financial advisor with Morgan Stanley, holding a Series 66 designation and 11 years of industry experience. She has worked with Morgan Stanley and its affiliate Morgan Stanley Private Bank, National Association since 2014. Outside of her advisory role, she serves as Vice President on the Booster Board for Del Oro Band, a public school organization in Loomis, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Christine Congdon is a financial advisor with Robert Baird & Co. in Roseville, CA, holding a Series 66 designation and 11 years of industry experience. She has been with Robert Baird & Co. since 2013. Outside of her advisory role, she serves as a leader with check signing authority for the Girl Scouts of the USA. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, employing a range of investment strategies and management approaches to meet client goals and risk tolerances.

Camillo Cicchini II is a financial advisor with Raymond James Financial in Roseville, CA, holding Series 63 and Series 65 licenses and having 34 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1998 and joined First Northern Bank in 2025. Outside of his advisory work, he is president and sole stockholder of Beacon Wealth Strategies LTD and owns a business focused on the resale of luxury bags. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, corporations, and public entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans developed through fact-finding and risk profiling, with implementation options ranging from brokerage accounts to outside managers.

Ramak Fazeli is a financial advisor with Charles Schwab & Co., Inc. in Folsom, CA, holding Series 63 and Series 66 licenses and possessing 29 years of industry experience. His work history includes roles at Motif Investing and SCOTTRADE, Inc. prior to joining Charles Schwab in 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Brian Olmstead is a CFP® professional with 28 years of industry experience, currently serving at Cetera since 2023. He has been affiliated with Cetera Wealth Services, LLC since 2013. Outside of his advisory role, Olmstead is the owner of Mammen Financial Services Inc., a corporation involved in fixed insurance sales, life, and annuities, where he also manages corporate administrative tasks and produces an informational newsletter. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program options and custodial relationships.

Erika Jimenez is a CFP®-certified financial advisor with 14 years of industry experience. She has been with UBS Financial Services in Roseville, CA since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment plans.

Zeiry Barillas is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, Zeiry worked at Wells Fargo for one year and has held various roles including positions at Target and Sacramento State University. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Sara Evans is a financial advisor with J.P. Morgan Securities in Granite Bay, CA, holding Series 63 and Series 65 licenses and nine years of industry experience. Her work history includes roles at JPMorgan Chase Bank, First Republic Bank, UnionBanc Investment Services, MUFG Union Bank, and Wells Fargo. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG framework. The firm offers non-discretionary advice through a selected group of Wealth Advisors.

Jeremy O Reilly is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 credentials and bringing 15 years of industry experience. Prior to joining J.P. Morgan in 2017, he worked at E*TRADE Capital Management LLC, Harrisdirect LLC, and E*Trade Securities LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Scott Hilbert is a financial advisor with Equitable Advisors, holding a Series 66 designation and six years of industry experience. He has been with Equitable Advisors since 2019 and previously worked at Axa Advisors. Outside of his advisory role, he serves as Secretary/Treasurer for a local chapter of Business Networking International and acts as an administrator or executor of an estate and trustee of a family trust. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm operates a hybrid referral and implementation model, offering advisory and brokerage services tailored to client goals and risk tolerance.

Justin Sebastian is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at Bank of America from 2014 to 2025. Outside of his advisory work, he occasionally sells personal collectible items and clothing through online platforms. Merrill provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individual, high-net-worth, and institutional clients.

James Dugan Jr. is a financial advisor with Morgan Stanley in Folsom, California, holding Series 63 and 65 licenses and bringing 34 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that include relationships with investment companies, private funds, and structured-product activities.

Christopher Ledell is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. He has worked at BlackRock Investments, LLC from 2010 to 2021 and has been with Merrill and Bank of America, N.A. since 2021. Outside of his advisory role, he manages an LLC used to hold rental property. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Wilson Bean is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a mountain host at Sugar Bowl Ski Resort in Norden, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings and acts as an ERISA fiduciary for its clients.

Wayne Mizuno is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Bank, N.A., Wells Fargo Clearing, J.P. Morgan Securities, and Instacart. His career includes roles across both banking and securities firms. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Olga Garton is a financial advisor with LPL Financial in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. Her prior work includes roles at Iron Point Advisors, Securities America, and Waddell and Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from both internal and third-party sources.

Stuart White is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He previously worked at Wells Fargo Bank for 13 years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. He is also the owner of an online retail business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Aritra Bera is a financial advisor at Edelman Financial Engines with a Series 65 designation and one year of industry experience. Prior to joining Edelman Financial Engines, he held positions at Catalyst Kids, Banker's Life, and Californians for All College Corps. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options.

Jay Ramey is a financial advisor at Cetera with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Cetera and its related entities since 2013. Outside of his advisory work, he serves as a board member for the Bridlewood Canyon Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through multiple program structures and a range of third-party money manager options.