Kayla Wolf is a financial advisor with Edward Jones in Morrow, OH, holding the CFP® designation along with Series 63 and Series 65 licenses. She has 10 years of industry experience, having previously worked at Charles Schwab & Co., Inc. and Fidelity Brokerage Services, LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm provides a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Jill Bracci is a Certified Financial Planner (CFP®) with 45 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2017 and previously held roles at Bank of America and Merrill Lynch. Outside of her advisory work, she owns Bracci Renovate and Sell LLC, a real estate property management business in Ohio. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm employs structured planning tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Jennifer Stanley is a financial advisor with Edward Jones in Lebanon, OH, holding a Series 66 designation and 19 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of more than 23,700 advisors nationwide.

John Anderson is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America, N.A., Merrill, PNC Wealth Management, and Fidelity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Druffner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors, and Stifel. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, advisory programs, and institutional consulting with a focus on non-discretionary, tailored investment strategies.

Alan Elovitz is a financial advisor with Raymond James & Associates in Centerville, Ohio, holding a Series 63 designation and 26 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Andrew Napier is a financial advisor at UBS Financial Services with nine years of industry experience. He holds a Series 63 designation and previously worked at PFS Investments Inc. and Primerica Financial Services. Outside of advising, he has been involved in the sale of loan products and home-related services through affiliated companies connected to his prior firms. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Nicholas Lewis is a financial advisor at Ameriprise with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including J.P. Morgan Securities LLC, The Huntington Investment Company, and Fidelity Brokerage Services LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning through written Recommendation Reports and ongoing advice tailored to income sources and tax-aware withdrawal strategies.

Matthew Palmer is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill and Bank of America, N.A. for nearly two decades. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gary Holstine is a financial advisor at Stifel with 42 years of industry experience. He holds a Series 63 designation and has worked at Stifel since 2023, following seven years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning analyses without guaranteeing outcomes.

John Schmidt is a financial advisor with Osaic Wealth, Inc. in Centerville, OH. He holds a Series 66 designation and has 14 years of industry experience, including six years at Wells Fargo Advisors prior to joining Osaic in 2017. Schmidt also acts as an agent of record for fixed insurance and long-term care policies through Clearview Wealth Management. Osaic Wealth serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage, advisory, and retirement consulting services. The firm utilizes a range of investment tools and platforms, providing portfolios managed on discretionary or non-discretionary bases and access to third-party money managers.

Tyler Dayhoff is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2021. Outside of his advisory role, he is a co-owner of a marketing business for Best in Sight Eye Care. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Jeffrey Reis is a CFP® certificant with 42 years of industry experience, currently serving as a financial advisor at Ameriprise in Dayton, OH since 2020. Prior to joining Ameriprise, he worked for seven years at Raymond James & Associates. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Herman Moening is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 41 years of industry experience. He has been with Primerica since 1985, serving in various capacities within the firm for over three decades. Outside of his advisory role, he is involved with Moening Enterprises, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services primarily through model-driven investment strategies.

Erik Dayhoff is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he is involved in managing an LLC that shares office expenses with other Ameriprise advisors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines proprietary research and third-party data to deliver tailored, tax-aware retirement strategies within a defined investment framework.

Austin Cline is a financial advisor with LPL Enterprise in Centerville, OH, holding Series 63 and Series 65 credentials. He has four years of industry experience and has worked at firms including Northwestern Mutual and The Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses model-driven investment approaches and offers financial planning, access to third-party asset managers, and affiliated trust and insurance services.

Thomas Henry is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at LPL Financial, Universal 1 Credit Union, Inc., CUNA Brokerage Services, Inc., Midusa Credit Union, and Cuso Financial Services. Outside of his advisory role, he serves as an assistant basketball coach for Madison Local Schools in Middletown, Ohio. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor strategies according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

James Stuart III is a financial advisor with Morgan Stanley in Centerville, Ohio, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Morgan Stanley since 2016 and was involved with James Stuart Audio, L.L.C. from 2015 to 2022. He also serves as a board member for the Springboro Clearcreek Baseball nonprofit organization. Morgan Stanley Wealth Management offers advisory programs to individual and institutional clients, providing tailored financial planning that utilizes firm-approved tools and modeling techniques without offering individual security recommendations as part of standalone plans.

Martin Mc Gillivary is a financial advisor with Raymond James Financial Services Advisors, Inc. in Dayton, OH, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. He has worked with firms including MLM & TRI Kettering, LLC and MLM & TRI SHK, Inc. Outside of advising, he is a partner and silent investor in a local restaurant franchise. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical modeling and supports municipal finance work through its affiliation with a municipal advisor.

Jessica Thacker is a financial advisor at Edward Jones with five years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Huntington Investment Company and CODE Credit Union. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.