Gary Delorenzo is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 credential and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenario modeling as part of its advisory process.

Michael De La Rosa is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has worked with Wells Fargo Bank, N.A. since 2017 and joined Wells Fargo Clearing in 2021. Prior to his financial services career, he was employed at Chipotle for three years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Trish Scott is a financial advisor with UBS Financial Services in Reno, NV, holding a Series 66 designation and 25 years of industry experience. She previously worked at Pye-Barker Fire & Safety and has been with UBS Financial Services in two separate periods totaling over a decade. Outside of her advisory role, she is a partner in RATS LLC, a real estate investment LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines wealth management services with institutional trading capabilities, operating as a broker-dealer, investment adviser, and futures commission merchant.

Scott Kleinbaum is a financial advisor with Charles Schwab in Reno, NV, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2007. Kleinbaum serves as a member of the University of Nevada Planned Giving Advisory Council, a largely honorary role involving quarterly meetings to support the university’s fundraising mission. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management using multi-asset model portfolios supplemented by research from Schwab Center for Financial Research.

Karen Vibe is a financial advisor with Ameriprise in Reno, NV, holding a Series 66 designation and 20 years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of her advisory work, she is involved as a musician with the Reno Phil and the Reno Chamber Orchestra. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Erin Ellis is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds a Series 66 designation and previously worked at Stifel Independent Advisors, LLC for 17 years. Outside of her advisory role, she is involved with Total Root Concepts, assisting with educational conference organization. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth investors, and public entities. The firm offers tailored, typically non-discretionary advisory services and supports municipal and public finance clients through its affiliate network.

Christopher Bekker is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2018. Prior to his advisory role, he was employed in the construction machinery and freightliner industries. Outside of his financial advisory work, Bekker operates a professional driving and business management service and works as a driver for ride-sharing companies. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs, serving institutional clients with both discretionary and non-discretionary services.

Michael Gregg is a financial advisor at OSAIC with 46 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs a variety of asset-allocation tools and supports both discretionary and non-discretionary account management across multiple investment types.

Nicholas Cohee is a CFP®-designated financial advisor with LPL Financial, based in Reno, NV, and has five years of industry experience. He has worked at LPL Financial since 2021 and is also involved with Private Advisor Group, LLC and Legacy Wealth Planning. Outside of financial services, he has served as a race director for the China Peak Mountain Resort. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources to support discretionary and non-discretionary investment management.

Carol Lewis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 33 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she serves as an executor for her father's estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a broader range of financial product offerings than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

James McRae Christman is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in Reno, NV. He has been with Merrill since 2020 and brings over a decade of experience in financial services to his role. His advisory practice primarily serves ultra-high-net-worth families, executives, and business owners, focusing on comprehensive wealth management, multi-generational planning, advanced retirement strategies, and business transitions. His work often addresses family wealth stewardship, concentrated equity strategies, managing new and sudden wealth, and tax-aware legacy planning. James collaborates closely with clients and their professional advisors to align financial decisions with family values across generations, aiming to preserve capital and enhance financial flexibility. James holds several professional designations, including Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Chartered Retirement Plans Specialist (CRPS). He earned his education from the University of Nevada, Reno. Beyond his advisory practice, he contributes to the community as a member of the City of Reno's Financial Advisory Board. In his personal life, James values discipline and balance, with interests in skiing, boxing, and traveling with his wife, Marissa.

Eric Reding Sr. is a financial advisor with Osaic Wealth, Inc. in Reno, NV, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior firms include Woodbury Financial Services and Madison Avenue Securities. He is also the owner of Reding Financial Group, a firm focused on comprehensive retirement planning. Additionally, he holds a software license related to an estate planning referral platform. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional clients through a large network of advisers and platforms. The firm provides integrated brokerage and advisory services with portfolio construction supported by advanced asset-allocation tools, and offers access to multiple third-party managed-account solutions.

Cheryl Dillon is a CFP® with three years of experience in financial advising at Charles Schwab. She previously worked at Coldwell Banker for four years and has a longstanding background with All Islands, Inc. Outside of her advisory role, she is a managing member and co-owner of Double Diamond Investments LLC, where she is involved in accounting, business decisions, and tax compliance. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separate managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Brett Bryan is a CFP® with 20 years of experience in the financial services industry. He is currently with Charles Schwab in Reno, NV, having joined the firm and its affiliated entities in 2021. Prior to this, he worked at TD Ameritrade and Scottrade, with over a decade at Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a range of investment products and centralized operational support.

Alexi Fair is a financial advisor at Morgan Stanley with Series 63 and Series 65 registrations and one year of industry experience. Prior to joining Morgan Stanley, Alexi held roles at firms including Lululemon and New York Life Insurance and has experience in varied positions outside of finance such as at Bainbridge Island CrossFit and the University of Oregon Recreation Center. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets and utilizing firm‑approved planning tools and methodologies to support client goals.

Brian Pansky is a Series 66 licensed financial advisor with Morgan Stanley, based in Reno, NV, and has 19 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is involved with Pansky Planning, LLC, a land development business, and serves on the Finance Committee of the Truckee River Men's Stag, a social and community organization in Reno. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and offers a range of investment products and strategies through its extensive network of financial advisors.

William Biddle is a financial advisor at Wells Fargo Advisors in Reno, NV, holding CFP® and ChFC® designations with 10 years of industry experience. He previously worked at Edward Jones for 10 years before joining Wells Fargo Advisors in 2025. Biddle also owns and operates Biddle Wealth Management as a separate business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services including retirement, risk, and wealth-transfer planning, and uses proprietary research and tools to develop customized recommendations.

Jacob Honea is a financial advisor at Edward Jones with 25 years of industry experience. He has been with Edward Jones since 2021 and previously worked at VOYA Financial Advisors for six years. He holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds.

Omar Rubio is a financial advisor with Wells Fargo Clearing in Reno, NV, holding a Series 66 designation and two years of industry experience. He previously worked at Merrill for nine years. Outside of his advisory role, he has a partial ownership interest in Lotus Therapy LLC, a therapy business in Reno, which he helped establish. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Tessa Breeden is a financial advisor at Stifel with a Series 66 credential and less than one year of industry experience. Prior to joining Stifel, she held various roles predominantly in the fitness and wellness sectors. Outside of her advisory work, she owns and operates a women’s fashion boutique called Trainer Tessa LLC DBA Sporty Chic. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to support asset allocation and planning analyses.