Jared Rafferty is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held positions at Sentinel Data Analytics Corporation and Oklahoma State University. He also has experience in data analytics and has been involved with Sioux Falls Canaries Baseball and Moser Aviation LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donald Boyd is a financial advisor at UBS Financial Services in Boulder, CO, with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank. Boyd serves as co-treasurer and board member of the Monarch PK-8 School PTO in Louisville, Colorado. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products.

Richard Saunders is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors LLC since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joline Fantham is a financial advisor with Edward Jones in Longmont, Colorado, holding a Series 66 designation and over eight years of industry experience. Before joining Edward Jones in 2024, she worked at YB Financial Services for seven years and was self-employed for one year. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Laura Collins is a financial advisor with Wells Fargo Advisors in Boulder, CO, holding a Series 66 designation and 28 years of industry experience. She has worked at various Wells Fargo entities since 2010. Outside of her advisory role, she serves as treasurer for a local nonprofit organization focused on spiritual values. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm combines advisory services with other financial product offerings and referral channels.

Calvin Gauss is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads the Stager Gauss Group, a team recognized by Forbes multiple years as one of the Best-in-State Wealth Management Teams for Colorado. Calvin has been with Merrill Lynch since 2000 and previously gained experience at Morgan Stanley, Westin Hotels, and Deloitte & Touche. Calvin's expertise includes wealth planning, home lending, business lending and financial services, business retirement accounts, executive compensation, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He served as the Resident Director of Merrill's Boulder, Colorado office from 2012 through 2020, overseeing nearly 50 people and an office with more than $7 billion in client assets. He holds a Bachelor's degree from the University of Vermont and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) and CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®) designations. Calvin lives in Boulder with his wife Melanie and their two sons. Outside of work, he enjoys cycling, coaching baseball, CrossFit, golf, skiing, and spending time with his family. Calvin has volunteered with the Bank of America Community Volunteers and as a coach for North Boulder Little League.

Nathan Crotser is a CFP® with 26 years of industry experience, currently serving at Raymond James Financial for 17 years. His background includes roles at Long Term Care Insurance and Veravest Investment Advisors, Inc. He is also involved in non-variable long-term care insurance sales on a part-time basis. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals, supported by analytical tools and a broad advisor network.

Marc Morrone is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2012, including prior roles at Traphagen Financial Group and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, with a focus on systematic methodologies and long-term asset allocation.

John Sales is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career with the firm in 1992 and holds the Personal Investment Advisor (PIA) designation. Originally from London, Ontario, Canada, John earned a Bachelor of Science in Business Administration in International Finance from the University of Colorado. He also spent a semester studying International Finance at the London City University Business School. Before pursuing his finance career, John represented Canada internationally in tennis and won a Canadian National Championship. John is a husband and father of three children. He balances his professional life with his interests in athletics and family activities.

Kenneth Boyer is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera Wealth Services since 2013, as well as a brief tenure at Merrill. Outside of his advisory role, he owns B. Prepared Financial Inc., a DBA providing financial planning and investment advice, and is involved in tax preparation and accounting services through Aspen Tax Pro. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and provides advisors with access to multiple program platforms and third-party money managers.

Robert Lynch is a financial advisor with Raymond James Financial in Boulder, Colorado, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at UBS Financial Services and Key Investment Services LLC. Lynch is also involved as a financial advisor at First Investments & Planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations, using tailored, non-discretionary planning and analytical tools to support client goals.

John Mc Lean is a CFP® and Series 66-registered financial advisor with Edward Jones, where he has worked since 2009. He has 18 years of industry experience. Outside of his financial advising role, Mc Lean teaches state insurance pre-licensing courses and FINRA Series initial registration courses, and he is also a PADI Open Water Scuba Instructor. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

TJ Vondra is currently a Market Leader at Fidelity Investments, where he focuses on creating an environment that supports both employees and clients in achieving success. He emphasizes a client-first approach in his work and dedicates his efforts to fostering connections, providing feedback, and supplying necessary resources. TJ has a broad range of experience in the financial services industry. Prior to his current role, he served as Vice President and Branch Office Manager at Fidelity Investments from 2016 to 2025, and briefly as Assistant Branch Manager in 2016. Before joining Fidelity, he held several positions at Ameriprise Financial, including Director of Sales from 2014 to 2016, Sales Manager from 2009 to 2014, and Financial Advisor from 2008 to 2009.

Melissa Martin is a financial advisor at LPL Financial with 10 years of industry experience. She has worked with Elevations Credit Union since 2016 and was previously affiliated with CUSO Financial Services, LP. Outside of her advisory role, she is a business owner of Clawzania in Loveland, CO. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Samantha Ediger is a CFP® professional with 33 years of experience in the financial services industry. She is currently with Morgan Stanley, where she has worked since 2019, following prior roles at Wells Fargo and Merrill. Outside of her advisory work, she is involved in several real estate ventures as a proprietor and partner. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through various financial planning and investment strategies.

Sally Fischer is a financial advisor with Edward Jones in Boulder, CO, holding the ChFC®, Series 63, and Series 66 designations. She has 33 years of industry experience, all with Edward D. Jones & Co., L.P., where she has worked since 1987. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Nathaniel Gann is a financial advisor with Ameriprise in Superior, Colorado, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he held various roles including positions in catering and automotive sales. He serves on the Board of Directors for The Family Learning Center in Boulder, Colorado. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations through a centralized consulting team.

Kevin Ruebesam is a financial advisor at Thrivent Investment Management with 35 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. He holds Series 63 and Series 66 licenses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm focuses on holistic, goal-based financial planning without discretionary trading authority and offers a combination of planning and managed-account services under a consolidated billing option called “WealthPlan.”

Michael Crotty is a financial advisor with UBS Financial Services in Lafayette, Colorado, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, Citigroup Global Markets, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and capital market assumptions.

Daniel Hawk is a financial advisor at Edward Jones with 22 years of industry experience. He has been with Edward Jones since 2003 and holds Series 63 and Series 66 credentials. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.