Nicholas Burk is a CFP® with four years of industry experience, currently serving at Morgan Stanley in Lawrenceville, NJ. His background includes five years at UBS Financial Services Inc. and seven years at North Jersey Country Club prior to entering the financial advisory field. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutional clients, with a financial planning process that incorporates structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Brian Strandskov is a CFP® with 21 years of industry experience. He is currently with Stifel, having joined the firm in 2025, after previous roles at Bank of America and Merrill. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing clients with analysis and asset allocation guidance intended to support their financial decisions.

Kenneth Stewart is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process includes structured discovery conversations and firm-approved tools, with offerings that span retail and institutional investment solutions.

William Bresley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Floyd Carl is a financial advisor with STIFEL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of his advisory role, Carl is active in several nonprofit and community organizations, including serving on boards and committees for groups such as the Leukemia & Lymphoma Society of Philadelphia, Advancing Opportunities of NJ, and Penn State University Libraries. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm’s investment approach is supported by a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning analyses.

Wilford Lawrence is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 2008 after working at Wachovia Securities. Wil holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification, as well as designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from Saint Joseph's University in Philadelphia. Wilford’s professional focus is on developing deep, personal relationships with a select group of individuals and families who have achieved financial success. His expertise spans corporate benefits, education planning, family wealth management, legacy planning, liquidity management, portfolio management, tax minimization, retirement income, and strategies tailored for sports and entertainment clients. Wilford emphasizes creating personalized, goals-based wealth management plans designed to help clients enjoy the results of their hard work while navigating changing market conditions. Residing in Medford, New Jersey, Wilford lives with his wife Jackie, their two children, Rowan and Ford, and their dog, Rudy. An avid Philadelphia sports fan, he actively participates in his children’s sports activities and values spending quality time with his family. Wilford is also engaged in community service through volunteering, reflecting a commitment aligned with Merrill’s tradition of community involvement.

Steven Walker is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on designing and creating customized financial strategies for individuals and families, helping them plan for the future and achieve their life goals. Steven is committed to understanding his clients' interests, passions, and personal situations to provide superior services that extend beyond financial recommendations. With over 20 years of experience in the financial services industry, Steven guides successful individuals in pursuing their goals through personalized strategies. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification, the Certified Plan Fiduciary Advisor® (CPFA) designation, and additional professional credentials. Steven earned his bachelor's degree from Syracuse University. Outside of his professional role, Steven is an avid cyclist. He is also involved in the community through his participation with the Anchor House Foundation.

Martin Lutschaunig is a CFP®-certified financial advisor with 33 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2024 after ten years at Janney Montgomery Scott. Outside of his advisory work, he serves as a director and investment committee chair for Bucks County Contributionship. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and encourages implementation through its advisory programs or other providers, with a notable affiliation supporting municipal and public finance advisory work.

Jeanne Howell is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015 and 2016, respectively. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and methodologies.

Ryan Hayes is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch Wealth Management in 2025 and focuses on assisting individuals, families, and business owners in navigating complex financial decisions. He works out of the Yardley, PA office and serves clients throughout the country. Ryan has 11 years of experience in the financial services industry. His areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income. He and his team utilize their combined experience to help clients preserve and build wealth across multiple generations. He earned a bachelor's degree in Finance from Tulane University in 2014 and holds the Personal Investment Advisor (PIA) designation. Ryan currently resides in Philadelphia, PA with his wife and two children. Outside of work, he enjoys basketball, cooking, fishing, golfing, music, pickleball, reading, running, spending time with his family, and surfing.

Christopher Tiffany is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 license and 14 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2012 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that uses firm-approved tools and modeling techniques.

Abigail Wick is a Series 66 credentialed financial advisor with Morgan Stanley, where she has worked for 10 years, including five years at Morgan Stanley Private Bank, N.A. Prior to her current role, she was involved with SUNY Binghamton Athletics and SUNY Binghamton University. Outside of her advisory work, she coaches and trains young girls in the Yardley Makefield Soccer program. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning services supported by firm-approved tools and advanced modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through various direct and corporate financial planning arrangements.

Dean Chalela is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial in 2019, he worked with various insurance carriers and Waddell & Reed, Inc. for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Maureen Mc Devitt is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2017 and previously held roles at UBS Financial Services Inc and in the restaurant industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm delivers a range of advisory programs, including tailored financial planning for individuals and institutions, using structured planning tools and firm-approved methodologies.

Nina Ingulli is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ingulli serves on the advisory council of the McNulty Institute. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Ameriprise Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Frank Winters is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he is the owner of WINTERVENTION LLC, a patent design business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations in its financial planning process.

Peter Mittnacht is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and over 42 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. He also serves as a trustee or co-trustee in a trust-related investment role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Brian Seigfried is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Ameriprise in Doylestown, PA. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory work, he has real estate ownership interests unrelated to his investment practice. Ameriprise is an institutional firm offering a retirement-income planning service tailored for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to generate personalized retirement income recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Philip Fredericks is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial in 2021, he worked for Waddell & Reed, Inc. for 14 years. Fredericks also has outside employment with the Office of New Jersey Assemblyman Robert J. Auth. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by research and model portfolios.

Todd Gunerman is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Raymond James Financial Services, Inc. since 1995 and with Hamilton Financial Advisors since 2013. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.