Gregory Malin is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James Financial since 2009 and also has a long tenure at Fulton Bank beginning in 2008. Outside of his advisory work, he is an associate at Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a tailored, non-discretionary approach using analytical tools and supports municipal and public-finance work, along with specialized advisory programs.

William Duval is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley Private Bank, Morgan Stanley, Delta Dental of Colorado, and Apex Systems LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversified investment strategies.

Robert Innerst is a financial advisor with LPL Financial in Mechanicsburg, PA, holding a Series 66 designation and six years of industry experience. He previously worked at Ameriprise and The York Water Company. Outside of his advisory role, he is involved with Innerst Capital Management LLC and GeoRoJo Enterprises, which are not investment-related businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supported by both proprietary research and third-party subadvisors.

Daniel Brixius is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and possessing 26 years of industry experience. His prior roles include positions at VOYA Financial Advisors, Inc. and Locust Street Securities, Inc. In addition to advisory work, he coaches sport and fitness activities at Elizabethtown College. Cambridge Investment Research Advisors serves both individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports various management approaches and provides access to proprietary model strategies and unaffiliated third-party advisers.

Debra Kramer is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing wealth management services to working and retired professionals across central Pennsylvania and the United States. She utilizes a comprehensive wealth management process that includes strategy development for creating, growing, preserving, and distributing wealth in the most tax-advantaged manner. Debra works closely with clients and their trusted advisors to develop personalized plans tailored to their individual needs, goals, and aspirations. Beginning her career in 1997 at Merrill Lynch Wealth Management in Harrisburg, Pennsylvania, Debra gained experience as a Client Associate before taking time away to focus on family and philanthropic efforts. She later returned to Merrill Lynch as a Financial Advisor, employing a holistic approach to assist clients through all life stages. Her areas of expertise include divorce transition planning, employee benefits, family wealth management strategies, retirement income, and services for defined benefit and contribution plans. She holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Debra earned an associate's degree from Thompson Institute and holds a high school diploma from Steelton Highspire. She is actively involved in her community and church, volunteering with organizations such as Lighthouse AG, CrossNet Ministry, Kiwanis, and the New Holland Business Association. She resides in New Holland, Pennsylvania, with a family that includes four grown children and eight grandchildren. Her personal interests encompass antiquing, baseball, cooking, dancing, hiking, interior decorating, music, reading, spending time with family, and traveling.

Alan Knepper Jr. is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has previously worked at Pactiv Evergreen, Nexii Building Solutions, and Mauch Chunk Trust Company. Outside of advisory work, he has engaged in rideshare activities with Uber and Instacart. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs model-driven investment approaches, offers financial planning and access to third-party asset managers, and facilitates insurance sales through affiliated entities.

Joel Myers is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory work, he serves on the finance board of Saint Joan of Arc Church in Hershey, PA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with a broad range of brokerage and advisory solutions.

Benedetto Agostino is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera and its affiliated firms since 2014. Outside of his advisory role, he is a 50% owner of a rental property. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts, offering various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Stephanie Garner is a financial advisor with Primerica Advisors in Camp Hill, PA, holding Series 63 and Series 65 licenses and five years of industry experience. Her prior work history includes roles at PFS Investments Inc., Primerica Financial Services, and Secured Financials. She is also active as a part-time content creator on Facebook and TikTok. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-based investment strategies developed by third-party asset managers and supports account execution and custody through established custodians.

Ellis Grossnickle is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and over 35 years of industry experience. He has been with Cambridge Investment Research Advisors since 2010 and previously worked at Voya Financial Advisors. Outside of his advisory role, he serves as Treasurer for the Dwight D. Eisenhower Society, a volunteer position in Gettysburg, PA. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports multiple management styles and platforms, offers access to third-party advisers, and maintains proprietary model strategies under the Founders Gate Capital brand.

Douglas Berlin is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the finance committees of The Mohler Center and the Senior Citizens Center of Derry Township. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured conversations and approved tools, supporting a broad range of retail and institutional investment services.

Sebastian Sullivan is a Certified Financial Planner® (CFP®) with 15 years of industry experience. He is affiliated with Cambridge Investment Research Advisors and has held roles at Premier Wealth Management, Inc. and Cambridge Investment Research, Inc. since 2011. Outside of his advisory work, he serves on multiple nonprofit boards, including the Vincent J. Lochetto Memorial Scholarship Fund and Bishop McDevitt. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management across various platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Drew Yerger is a financial advisor at Mass Mutual Investors Services with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Wienken Advisors, Ltd. from 2015 to 2019. Yerger serves as a board member of the Harrisburg Area YMCA and is an investor in a local golf simulator facility. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars and employs a collaborative planning approach using firm-approved tools to analyze client goals.

Jay Penica is a financial advisor with Ameriprise, holding a Series 66 designation and over 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory work, Penica is involved in alpaca husbandry as a breeder and fiber processor and serves on the Board of Directors for the Alpaca Owners Association, Inc. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Michael Knous is a financial advisor at Charles Schwab with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Personal and Workplace Advisors and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Richard Ellinger is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of advisory services, he is involved in sales of loan products and home security and automation referrals through affiliated entities. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options in a wrap-fee structure. The firm curates third-party asset managers and uses BNY Mellon Advisors for model implementation and trade execution.

Eric Pasquini is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His career includes roles at Pennian Bank and CUNA Brokerage Services, where he worked from 2009 to 2021 before joining Cetera in 2021. Cetera Investment Advisers LLC is a nationwide SEC-registered firm with over 10,000 advisors, serving individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and retirement services.

William Gekas is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and has worked in various roles since 2014, including positions at DoorDash Inc. and Penn State University. Gekas is also an associate at Financial Compass Group Inc., where he supports financial advisory services in a non-producing capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and advisory services supported by analytical tools and maintains unique affiliations, such as with a municipal advisor, to enhance its service offerings.

De Sean Longino is a financial professional with Cetera and holds Series 65 and Series 63 licenses. He has three years of industry experience, including prior roles at MassMutual and PFM Asset Management. Outside of his advisory work, he serves as president and a board member of Sandy Shores Inc., a charity promoting financial literacy. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm operates a multi-manager platform offering a range of program options, including model portfolios, third-party managers, and bespoke strategies.

Christina Divincenzo is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and has prior work history at JCPenney and Bon Ton. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.