James Gibson is a financial advisor with RBC Capital Markets in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients, including pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, discretionary and non-discretionary portfolio management, and access to in-house and third-party investment managers.

Jennifer Ritter is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Cambridge in 2017, she worked at Northwestern Mutual Wealth Management Company and related entities from 2015 to 2016. In addition to her advisory role, she operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

Gregory Ashekian is a financial advisor with Equitable Advisors in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Jay Green is a financial advisor with Ameriprise in Lebanon, PA, holding the ChFC® designation and Series 63 and 66 licenses. He has 30 years of industry experience, including 21 years at Ameriprise and its affiliated entities. Outside of his advisory role, he serves on the boards of Lebanon Valley Rails to Trails, Lebanon County Community Action Partnership, and is a trustee and treasurer for Coleman Memorial Park. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored written recommendations through a centralized consulting team.

Craig Patterson is a CFP® professional with 43 years of industry experience. He has worked at Osaic since 2018 and spent 35 years with Signator Investors, Inc. He volunteers on the Pequea Township Planning Committee, assisting with land development and transfer reviews. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance assessments to construct diversified portfolios, while supporting both discretionary and non-discretionary account management.

Diane Kridler is a financial advisor with LPL Financial in Mount Joy, PA, holding a Series 66 designation and 12 years of industry experience. Her career includes roles at Ameriprise Financial Services, Raymond James Financial Services, and Fulton Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Nicholas Travaglini is a financial advisor with OSAIC in Lancaster, PA, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His prior roles include positions at SagePoint Financial, Delaware Valley Advisors, Minnesota Life Insurance, Securian Financial Services, and LPL Financial. Outside of his advisory work, he owns UNITED STAR CAPITAL, LLC, which focuses on deal sourcing and construction. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and charitable investors, offering a range of brokerage and advisory services. The firm employs various investment tools and platforms to construct portfolios with multiple asset classes, supporting both discretionary and non-discretionary management.

Robert Cleary is a CFP® professional with 39 years of experience in the financial services industry. He has been with Ameriprise since 1987 and currently serves as a financial advisor based in West Chester, PA. Cleary also manages his own practice, Cleary & Associates LLC, where he acts as Managing Director. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. The firm provides a retirement-income planning service designed for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to support clients approaching or in retirement.

Scott Harris is a Senior Financial Advisor with Merrill Lynch Wealth Management. With over 13 years of experience in the financial services industry, Scott specializes in managing new wealth, personal retirement planning, and portfolio management services. He focuses on understanding clients’ life priorities to develop personalized strategies that address their goals and aspirations. Scott holds a Bachelor's Degree from Elizabethtown College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He emphasizes building long-term relationships with clients to improve their overall financial wellbeing. Outside of work, Scott spends time with his family, including his three children, two grandchildren, and his dog Dakota, and enjoys golfing with his son Tyler.

Joseph Mcandrew is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 43 years of industry experience. He worked at Metlife Securities Inc. for 42 years before joining Mass Mutual Investors Services in 2017. Outside of his advisory role, he is involved in individual life, property/casualty, health, group life, and group health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and structured planning engagements to deliver tailored financial recommendations.

Peyton Bechtold is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, Peyton held positions at Misenos 2 and Tom James Company. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement, focusing on clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Robert Hostetter is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He previously worked at Securities America Advisors Inc and Concourse Financial Group Securities Inc. Outside of financial advising, he is a partner in an accounting firm and serves as a township auditor, among other business activities including co-owning a hair salon and participating on a regional bank advisory board. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management options and investment program structures, overseeing more than $256 billion in assets under management.

Jennifer Philbert is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Benjamin Hagy is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and four years of industry experience. His career includes roles at Concourse Financial Group Securities Inc and the Pennsylvania Public School Employees' Retirement System. Outside of his advisory duties, he provides administrative support and insurance services through Pathway Financial Group and Hagy Financial Services. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options, including discretionary and non-discretionary services, and manages over $256 billion in assets.

Fiona Grant Boltz is a financial advisor with Merrill who holds Series 63 and Series 65 licenses and has 31 years of industry experience. She has been with Merrill since 1994 and has also worked at Bank of America, N.A. since 2011. In addition to her advisory role, she serves on the boards of the Willow Valley Communities Charitable Foundation and the Junior League of Lancaster. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Melissa Heinley is a Series 66-licensed financial advisor with Morgan Stanley in Lancaster, PA, and has 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers comprehensive financial planning and a range of advisory programs supported by structured planning tools and investment modeling.

Michael Smoker is a financial advisor with Cetera who holds a Series 63 designation and has 25 years of industry experience. He has been affiliated with Cetera since 2004 and has an extensive background including ownership and management roles in multiple businesses such as Smoker Realty LLC and Smoker and Company, a CPA firm. Outside of his advisory role, he is involved in several entrepreneurial ventures including technology services and business consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients from individuals to institutional accounts through a nationwide network of independent advisors. The firm offers diverse portfolio management and retirement services using a multi-manager platform that includes both affiliated and third-party model portfolios, with over $256 billion in assets under management.

Paul Smith is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He worked at Edward D. Jones & Co., L.P. for 28 years before joining Ameriprise in 2019. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement income planning and ongoing advice based on proprietary research and algorithmic tools.

Zachary Bechtold is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior work includes roles at Academy Financial, Lincoln Financial Advisors, and Axa Advisors. He is also an associate financial advisor with Fulton Financial Advisors in Lancaster, PA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary planning tailored to client goals using advanced analytical tools and supports municipal and public finance advisory services.

Shane Rebert is a financial advisor at Stifel with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2019. Prior to that, he was employed at Wells Fargo Clearing and Wells Fargo Bank, NA, as well as Scottrade, Inc. for nearly two decades. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, which provides forward-looking analyses to guide client decisions.