Kevin Pent is a financial advisor at Equity Services, Inc. (ESI Financial Advisors) with 20 years of industry experience. He holds the Series 66 designation and has previously worked at National Life Group, Royal Alliance Associates, Signator Investors Inc., Park Avenue Securities, and Guardian Life Insurance Company. Outside of his advisory role, he has served as Past Exalted Ruler for the Benevolent & Protective Order of Elks in Keyport, NJ, where he volunteers and advises on organizational procedures, and he provides coaching on special needs funding to assist families with planning. Equity Services, Inc. offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and SEC-registered investment adviser, utilizing multiple advisory platforms and third-party asset managers to deliver predominantly long-term investment strategies alongside options for shorter-term trading.

Austin Paglia is a financial advisor with Sanctuary Advisors, LLC, holding Series 63 and Series 65 registrations and five years of industry experience. His prior roles include positions at Merrill and Mirae Asset Securities. He has been with Sanctuary Wealth since 2021. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm supports over 400 independent investment adviser representatives who use various investment strategies and platforms, offering discretionary and non-discretionary management and acting as a fiduciary under written agreements.

Alisha Patel is a Series 65 licensed financial advisor at Mariner with one year of industry experience. Her career includes roles at TritonPoint Capital, TritonPoint Wealth, and Sage Group. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and access to third-party managers. The firm offers customized discretionary portfolios supported by in-house research and a range of strategies spanning equities, fixed income, alternatives, and digital assets, along with integrated tax and accounting services.

Joseph Hymowitz is a Series 66 licensed financial advisor at Empower Advisory Group with 11 years of industry experience. Prior to joining Empower, he worked at J.P. Morgan Securities and JPMorgan Chase Bank for nine years, as well as PNC Investments and PNC Bank for one year each. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated model ties financial planning and managed account solutions to Empower’s recordkeeping and administrative platforms.

Michael Previti is a financial advisor with Equity Services, Inc. in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Equity Services since 2016 and also operates Integrated Financial Concepts LLC, where he works as an insurance sales agent and provides employee benefit solutions. Previti serves as president of the Egg Harbor Township Soccer Club, overseeing club activities and board meetings. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often using third-party asset managers and model portfolios, and operates both as a broker-dealer and an SEC-registered investment adviser.

Michael Oberdorf is a financial advisor with Commonwealth Financial Network, holding the CFA® designation and Series 63 license. He has 15 years of industry experience, including roles at Regal Securities, Inc. and Commonwealth Financial Network since 2017. Outside his advisory work, he is a co-owner of 520 Real Estate Ventures, LLC, a company involved in managing commercial real estate. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and their clients. The firm provides a range of managed-account programs, third-party asset manager access, and custody services, supporting advisors in portfolio implementation through both internal and external models.

Paul Branca is a financial advisor with Empower Advisory Group, holding Series 65, Series 63, and Series 66 credentials and bringing 23 years of industry experience. His prior roles include nearly a decade at J.P. Morgan Institutional Investments and National Professional Planning Group. Outside of his advisory work, he serves as a caretaker assisting his disabled daughter. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Daniel Phillips is a financial advisor with GWN Securities Inc. in Jackson, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with GWN Securities since 2014. In addition to his advisory role, he is involved in selling life, health, and long-term care insurance products to clients. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of managed-account programs, including legacy market-timing and momentum-based strategies.

Daniel Armas is a CFP® with 23 years of industry experience, currently serving as a financial advisor at CWM, LLC. His prior roles include positions at Gold Family Wealth, Vanderbilt Securities, Gitterman Wealth Management, and Triad Advisors. Outside of his advisory work, he is a board member of Embrace Kids Foundation, participating in philanthropy and fundraising activities. CWM, LLC is an SEC-registered investment adviser that serves individuals, families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, and retirement-plan services, managing accounts primarily on a discretionary basis with model portfolios guided by an in-house Investment Committee.

Ronald Lomangino is a financial advisor with Kestra Advisory Services, LLC and Kestra Investment Services, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 32 years of industry experience, including nine years with Commonwealth Financial Network and sixteen years with EverBank. He is also the owner and managing director of Dynasty Advisors LLC, where he manages day-to-day operations and client interactions on a $270 million book of business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a broad client base that includes large institutional investors and offers access to multiple management platforms and third-party managed solutions.

Megan Schneider is a financial advisor with Primerica Advisors, holding a Series 66 designation and eight years of industry experience. She has worked at Park Avenue Securities LLC since 2021 and previously at Guardian Life Insurance Company of America and LPL Financial, LLC. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary model portfolios, third-party managers, and a digital advice platform.

Joseph Maleh is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience, including roles at Guardian Life and Park Avenue Securities. Outside of his advisory work, he is involved as a consultant with Man of the World LLC, a men's jewelry business, and Planning Alliance Consulting LLC. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, and investment advisory programs using model portfolios and digital solutions.

John Spottke is a ChFC® credentialed advisor with 39 years of industry experience. He is currently affiliated with Park Avenue Securities and Guardian Life Insurance, and previously worked at Primerica Advisors and Mass Mutual Life Insurance Company. Outside of his advisory work, he serves as Director Emeritus and Chairman of the annual golf outing for the Jersey Shore Chamber of Commerce. Park Avenue Securities serves a broad retail client base including individual and high-net-worth investors, offering both brokerage and fee-based advisory services with a variety of proprietary and third-party investment programs.

Gerald Clericuzio is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2010. Clericuzio is also the chairman and owner of Planning Alliance LLC, a general agency, and owns Planning Alliance Consulting, LLC, which provides consulting services to businesses and estates. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services with a variety of proprietary and third-party investment programs.

Walter Pereira is a financial advisor at Empower Advisory Group with 10 years of industry experience. He has held positions at Wells Fargo and Merrill prior to joining Empower. Pereira holds Series 63 and Series 66 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and client savings rates over short-term forecasts.

Bryan Kuderna is a CFP® with 16 years of experience currently with Primerica Advisors and Guardian Life Insurance Company. He has been with Primerica Advisors since 2010. Outside of his advisory role, he serves as Chairman of the Board of Directors for Family Health and Wellness at The Community YMCA, publishes financial literacy books, writes articles for Broker World, hosts a weekly podcast on finance and business topics, and assists medical residents with tax preparation. Primerica Advisors operates under Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services. The firm offers various investment programs and utilizes proprietary models and third-party managers to provide diversified portfolio solutions.

Patrick Maly is a financial advisor with Equity Services, Inc. who holds 37 years of industry experience. His career includes long tenures at Metlife Securities Inc. and Mass Mutual Investors Services. Outside of advising, he is involved as an insurance agent with Integrated Financial Concepts LLC. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a wide range of clients including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and utilizes third-party asset managers and model portfolios.

Deirdre De Rosa is a Certified Financial Planner® at Wealthspire Advisors with eight years of industry experience. She has previously worked at Purshe Kaplan Sterling Investments, Bank of America, Merrill Lynch, and Fiduciary Trust Company. De Rosa has also been involved with RoundAngle Advisors LLC, focusing on financial planning and model portfolio trading. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets and serving individuals, corporate and pension plans, nonprofits, and foundations. The firm employs an institutional-style asset allocation framework using a combination of mutual funds, ETFs, private investments, and separate account managers, with services tailored through client interviews and ongoing monitoring.

Jennifer Chapman is a financial advisor at Mariner with a Series 65 designation and one year of industry experience. She has been with Mariner since 2014. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, utilizing discretionary portfolios supported by both in-house research and third-party managers.

Richard Poveromo is a financial advisor at SPC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SPC and Sigma Financial Corporation since 2005. Outside of his advisory work, he is a fiction writer and self-publishes novels under his imprint, Blue Coral Books, and also assists with his wife's resale business. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice delivered at the individual advisor level.