Kevin Welsh is a financial advisor with Wells Fargo Clearing in Wyomissing, PA, holding Series 63 and Series 66 licenses and 26 years of industry experience. His career includes multiple roles at Wells Fargo Clearing and Wells Fargo Advisors, as well as positions at Securities America, Saybrus Equity Services, and The Leaders Group. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Michael Stockmal is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has a long tenure with Wells Fargo Bank, N.A. since 2012. Outside of his advisory role, he works as a ski instructor at Blue Mountain Ski Area. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, with an investment approach grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Maxwell Pacentrilli is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he held various roles outside the financial industry, including positions at Outback Steakhouse and Albright College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

John Genova is a CFP® professional with 41 years of industry experience, currently serving as a financial advisor at Raymond James Financial. His prior experience includes roles at OSAIC and FSC Securities Corp. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive firm research and a broad affiliate network.

Scott Rovito is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at PNC Investments LLC for nine years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Richard Whitelock is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at MassMutual and New York Life. Outside of his advisory role, he provides life insurance and annuity contract services as a broker and agent. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm emphasizes non-discretionary financial planning and investment consulting, supporting clients with tailored recommendations and access to a broad range of affiliated financial services.

Katrina Romney is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC, and a longer tenure at Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Anthony is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 38 years of industry experience, including a lengthy tenure at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory work, he has maintained roles as an agent for property and casualty insurance with firms such as Plymouth Rock and Liberty Mutual. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, and institutional investors, offering financial planning, advisory, and brokerage services. The firm integrates adviser programs with the sale of various financial products and utilizes a platform that includes model portfolios, third-party asset management, and insurance offerings through affiliated entities.

Emrich Stellar Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds the ChFC® designation, as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 12 years. Outside of his advisory role, he is involved in several business ventures including managing insurance services through his own firm, Stellar Life Services LLC. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension plans, corporations, and charities, offering brokerage and advisory services across multiple platforms. The firm uses various asset-allocation tools and third-party services to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Nermin Ferhadbegovic is a financial advisor with Mass Mutual Investors Services in Breinigsville, PA, holding a Series 66 designation and 19 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he is also licensed as a life and health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations tailored to client goals.

Heather Stauffer is a financial advisor at Wells Fargo Advisors with seven years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill Lynch, and Embassy Bank for the Lehigh Valley. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services covering various needs and uses proprietary research and tools to develop tailored recommendations.

Michael Perna is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2026, he worked in higher education for two years and has a background that includes roles at Penn State University and Council Rock High School South. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Charles Shimer is a financial advisor at Stifel with 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009 and holds Series 63 and Series 65 designations. Stifel serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm's investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to guide asset allocation and financial planning.

Dianne Denison is a financial advisor with Ameriprise in Allentown, PA, holding a Series 66 designation and 22 years of industry experience. Her prior work includes tenures at Bank of America and Merrill. She owns Camdia, LLC, a financial advisory business, and leads Denison Technologies, Inc., a Delaware-based corporation. Ameriprise offers a retirement-income planning service primarily for clients nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports delivered in partnership with its financial advisors.

Alexander Di Cesare is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and beginning his career in 2023. His background includes roles at Equitable Advisors, Rockland Financial Group, and experience in both educational and corporate settings. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm provides planning and managed-account services separately, allowing clients to combine them under a consolidated billing option called “WealthPlan.”

Charan Kaur is a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings over 30 years of experience in the financial services industry, combining a broad understanding of market cycles with firsthand knowledge of family business operations. This blend of expertise enables her to provide tailored financial guidance and strategic solutions that assist clients in navigating both opportunities and challenges with confidence. Before joining Merrill, Charan spent 15 years in institutional finance, holding director positions at multiple firms and gaining extensive experience in derivatives and global financial markets. Her background includes working with senior-level executives, business owners, physicians, attorneys, and other accomplished clients. Charan’s approach centers on personalized financial planning, addressing clients’ unique situations, including concentrated stock positions and executive compensation, while ensuring compliance with regulatory requirements. Charan holds a Bachelor’s degree with a specialization in International Business from Hofstra University and an MBA with a specialization in Finance from Baruch College. She is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Charan is actively involved in her community, serving on the boards of TAARA, which supports survivors of sex trafficking, and Bonnie Brae, a New Jersey residential community for at-risk boys and families in crisis. Her personal interests include hiking, pickleball, reading, table tennis, tennis, and traveling.

Robert Mc Peake is a financial advisor at Morgan Stanley with three years of industry experience. His prior roles include positions at SEI Investments, The Vanguard Group, Inc., and Long & Foster Real Estate. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and advanced planning tools.

Roberta Levine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 18 years of industry experience. Her career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She serves as power of attorney for her mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary options, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Chris Talpas is a financial advisor with LPL Financial in Allentown, PA, holding the ChFC® designation and Series 63 and 65 licenses. He has 26 years of industry experience, including prior roles at Santander Securities, Key Investment Services, and Prudential Insurance. Talpas offers investment products and services through LPL Financial using the trade name First Commonwealth Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party portfolios.

Darin Vanantwerp is a financial advisor with OSAIC, holding a Series 66 designation and nine years of industry experience. He has worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance, among other firms. Outside his advisory role, he is also licensed as an insurance agent offering accident, health, disability insurance, and fixed annuities. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and automated rebalancing, utilizing a range of investment products and third-party managed-account solutions.