Ray Young is a financial advisor with Private Advisor Group, LLC and holds a Series 63 designation. He has 43 years of industry experience, including roles at LPL Financial and his own practice dating back to 1985. In addition to advisory work, he is involved in non-investment business activities through RK Wealth Advisors, LLC. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion for more than 135,000 clients, including individuals, trusts, and corporate plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement consulting, utilizing a range of third-party asset management programs and strategies.

Michael Librett is a financial advisor at Primerica Advisors with 16 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Alpha Centric Funds, and Guardian Life Insurance Company. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary model portfolios, third-party managers, and a digital advice platform.

Ryan Cornacchia is a financial advisor at Guardian Life with 13 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Joseph Gunnar & Co., LLC, Laidlaw & Co (UK) Ltd, and Savills. Cornacchia currently serves clients through Park Avenue Securities, a subsidiary of Guardian Life. Park Avenue Securities LLC provides brokerage, financial planning, retirement consulting, and investment advisory services to individuals, institutions, and charitable organizations. The firm offers a range of discretionary and non-discretionary advisory solutions, including proprietary models and third-party strategies, supported by a hybrid digital advisory platform.

Sean Kennedy is a financial advisor at Rockefeller Financial LLC with 15 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services from 2010 to 2022 and ROCKEFELLER Capital Management from 2024 to the present. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting through a Private Advisor model and a consolidated investment platform that includes discretionary and non-discretionary solutions across multiple asset classes, while also operating as a registered broker-dealer.

Douglas Peters is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 66 credentials and 34 years of industry experience. He has been with Voya Financial and its advisory affiliate since 2015. Peters serves as president of the Blue Jay Athletic Association at Elizabethtown College, leading efforts to engage alumni in supporting the athletic program. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, corporations, and charitable organizations. The firm provides a variety of financial planning and portfolio management services through multiple program structures, primarily offering non-discretionary advice and maintaining both SEC-registered investment adviser and broker-dealer registrations.

Colleen Mackenzie Doino is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. Her career includes roles at Citigroup Global Markets, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank. She is also involved in two business ventures: Best Day Ever Vacations and Tee to Green Pro Services. Janney Montgomery Scott is a large dual-registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through brokerage, financial planning, and advisory programs, combining in-house and third-party asset management with unique custody and trustee services.

Michael Bonamarte is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. He has been with Voya Financial Advisors since 2014 and also serves as president of Hudson Financial Associates LLC, an independent insurance and financial services firm. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and plan-sponsor consulting through various program structures, primarily providing non-discretionary advice rather than discretionary management.

Gregory Eckl is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 credential and nine years of industry experience. He has been with Guardian Life since 2015 and Park Avenue Securities since 2023. Outside of his advisory work, he leads an annual battlefield tour in Gettysburg and serves on the Board of Advisors at Siena University. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and advisory services to individuals, pension plans, charitable organizations, and corporate clients, offering both discretionary and non-discretionary investment management through proprietary and third-party models.

Richard Ludington Jr. is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with VOYA Financial Advisors since 2014. Outside of his advisory role, he is also an independent insurance agent specializing in the sale of fixed insurance products. VOYA Financial Advisors, Inc. serves a diverse client base including individuals, institutions, retirement plan sponsors, and charitable organizations. The firm provides a variety of services such as financial planning, portfolio management, and plan-sponsor consulting, delivering advice primarily through non-discretionary arrangements and multiple program structures including wrap programs and third-party money manager access.

Joseph Torre is a financial advisor with Commonwealth Financial Network holding the ChFC® and Series 66 designations and has seven years of industry experience. He has worked at Commonwealth Financial Network and affiliated financial advisory groups since 2015. Torre is also the owner of J. Torre Wealth Management, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages around $213 billion in client assets. The firm offers managed-account programs, access to third-party asset managers, and custody services, allowing advisors to implement portfolios using internal models or through external platforms.

Michael Doherty is a financial advisor at Oppenheimer with 49 years of industry experience. He holds the Series 63 designation and has been with Oppenheimer since 2005. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services with a range of investment management programs, financial planning, and private-fund management, utilizing strategic asset allocation and manager selection tailored to client objectives.

Michele Arnett is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has worked at GWN Securities since 2014 and has been associated with the Center For Wealth Planning since 2007. In addition to her advisory role, she is licensed to sell life, accident, and health insurance. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios through a network of approximately 423 advisors.

Juan Garcia is a financial advisor with Eagle Strategies (NY Life) based in Melville, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked with Tri-Mountain Financial Group, Inc., Eagle Strategies, NYLife Securities LLC, and New York Life Insurance Company. Outside of advising, he is a partner in a corporation involved in real estate investment. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives and primarily manages assets on a non-discretionary basis.

Brian Williams is a financial advisor with Commonwealth Financial Network based in Islandia, NY. He holds a Series 66 designation and has five years of industry experience. Williams has previously worked at Colarossi and Williams and is involved outside of finance as a bartender. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm offers a broad support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

James Maloney is a financial advisor at GWN Securities Inc. with 15 years of industry experience. He holds a Series 63 designation and has been with GWN Securities since 2011. In addition to his advisory role, he serves as a loan officer arranging residential mortgage financing and is involved in community activities such as serving as president of his homeowners association and as a trustee on a local board of education. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of investment programs, including traditional asset allocation and legacy market-timing strategies.

Kamerick Rampersad is a financial advisor with Primerica Advisors and holds a Series 63 designation. He has 23 years of industry experience and has worked with Park Avenue Securities and Guardian Life Insurance Company since 2014. In addition to his advisory work, he provides health and Medicare insurance services and is a licensed real estate salesperson. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary model portfolios, third-party strategists, and a digital advice platform.

William Barry is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has three years of industry experience and has previously worked with Harlem Children's Zone and the University of Maryland, College Park. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis.

Kevin Givens is a financial advisor at Equity Services, Inc. with 17 years of industry experience. He holds the Series 63 designation and has worked at Equity Services Inc since 2018. Prior to that, he was with National Life Group, Penn Mutual Life Insurance Co, and Hornor Townsend & Kent Inc. Outside of his advisory role, he is an agent for MAVERYCK Insurance Agency and Eastern Advisory Group, selling life, health, disability, and long-term care insurance products. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and combines long-term strategies with options for shorter-term trading and specialized instruments.

Bernadette Baumgarten is a financial advisor with Eagle Strategies (NY Life) in Melville, NY, holding Series 65 and Series 63 licenses and having 12 years of industry experience. She has been associated with New York Life and its affiliated entities since 2013 and was previously involved with Main Street Cafe for six years. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

Keith Fuchs is a financial advisor with GWN Securities Inc. in Hauppauge, NY, holding a Series 66 designation and over 23 years of industry experience. He has been with GWN Securities since 2004. Outside of advising, he sells life insurance and Aflac assurance programs, and also works as a photographer providing images of vehicles and boats for insurance claims. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a large network of advisors and offers a range of investment programs, including legacy market-timing and momentum-based strategies.