Joshua Small is Vice President and Financial Consultant at Fidelity Investments. He partners with clients and their families to develop holistic financial plans centered around their needs, focusing on clients' top priorities through active listening and patience. Joshua has been with Fidelity Investments since 2011, holding various roles including Financial Consultant, Retirement Relationship Manager, Workplace Planning and Guidance Consultant II and I, and Defined Contribution Representative II. His experience spans a range of financial consulting and retirement planning positions within the company.

Bruce Munger Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He supports clients in developing strategies to manage personal and business finances, focusing on areas such as college education planning, family wealth management strategies, liquidity management, retirement planning, socially responsible and values-based investing, and women and wealth. Bruce emphasizes a personalized approach, working one-on-one to tailor financial strategies that align with his clients' long-term goals. Bruce holds a Bachelor of Arts degree in Economics and Mathematics from Bowdoin College and a Master of Science degree in Accounting from Northeastern University. He is a CERTIFIED FINANCIAL PLANNER™ certificant and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been with Merrill Lynch Wealth Management since 1993. Beyond his professional work, Bruce is involved in his community through volunteering and has served on the boards of various organizations including The Joy of Music Program, The Boys and Girls Club of Worcester, and The Skating Club of Boston. He resides in Worcester with his wife and two children. His personal interests include biking, golfing, skiing, tennis, and traveling.

Michael Lemay is a financial advisor with LPL Financial in Worcester, MA, holding a Series 66 license and 18 years of industry experience. He has previously worked with Couture Wealth Management and Private Wealth Management Group. Lemay also engages in selling fixed life, health, disability, and long-term care insurance, as well as fixed annuities and property and casualty insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Timothy Howard is a financial advisor with Edward Jones in Holden, MA. He holds a Series 66 designation and has one year of experience in the industry. Prior to joining Edward Jones, he worked at Bunzl Distribution, HT Berry, and WB Mason. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

John Stulpin is a financial advisor at LPL Enterprise with Series 63 and 65 credentials and one year of industry experience. His prior work includes roles at Northwestern Mutual and Symmetry Financial Group, along with entrepreneurial activities through self-employment. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, and institutional entities. The firm uses model-driven investment strategies and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Jordan Kotob is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. His prior work includes roles at DoorDash and the University of Massachusetts Amherst. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Arianna O’Rourke is a financial advisor at LPL Financial in Westford, MA, holding a Series 66 designation with six years of industry experience. She has worked at LPL Financial since 2019 and is also associated with Sampson West & Associates and Concord River Financial since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kelsey Saucier is a Financial Consultant at Fidelity Investments. She has held various roles within the company since 2018, progressing from Customer Service Advocate to Financial Consultant. Her experience includes positions as an Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. As a CERTIFIED FINANCIAL PLANNER™ professional, Kelsey focuses on helping individuals and families align their investments and retirement strategies with their financial goals. She leverages Fidelity's resources to provide clear and personalized financial guidance. Kelsey holds a California Insurance License.

Christopher Williams is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Cetera and its affiliates since 2005. Williams is also a member of the Rotary Club of Clinton and serves on the board of directors for Clinton Savings Bank, where he has held various financial services roles since 2017. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining affiliated and third-party strategies with various discretionary and non-discretionary program options.

Matthew Smith is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 28 years of industry experience. He has worked at LPL Financial and Rollstone Bank & Trust since 2011, with prior roles at Merrill and VOYA Financial Advisors. He also serves as a trust investment advisor at Rollstone Bank & Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services through a large network of representatives, providing financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Morgera is a financial advisor with Merrill in Acton, MA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America and Forward Financial Services, Inc., as well as internships and work in educational settings. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Ashley Casucci is a financial advisor at Morgan Stanley with one year of industry experience. Before joining Morgan Stanley, she worked at MENTOR South Bay and previously spent six years with Braintree Public Schools. She is a Series 66 license holder and holds a minority partnership in a real estate investment firm. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers financial planning both directly and through employer agreements.

Shazia Tariq is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior work includes roles at Santander Securities and Santander Bank, as well as positions outside finance at DHL eCommerce and Autism Learning Partners. Fidelity’s Strategic Advisers LLC, where she works, provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios.

Vincenzo Palmerino is a financial advisor at Cetera with five years of industry experience. He holds the Series 66 designation and has worked previously at Bridgewater Associates and The Richman Group. He is also involved with CCR Wealth Management as a financial planning associate. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with access to both affiliated and third-party investment strategies.

Michael Bramley is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC since 2015. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is generally model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers a range of financial planning, consulting, and third-party asset management services.

Hope Dennis is a financial advisor at LPL Financial with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has held positions at Central One FCU, CUNA Brokerage Services, and Mutual of Omaha. Dennis is based in Shrewsbury, MA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Kathleen Illinger is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management provides a wide range of advisory programs for both individual and institutional clients, offering tailored financial planning supported by structured discovery methods and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized financial planning services.

John Maliska is a financial advisor with Edward Jones in Westminster, MA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Keller Williams and GSF Mortgage. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and maintains affiliated capabilities such as a trust company and proprietary mutual funds.

Jason Roy is Vice President, Wealth Planner at Fidelity Investments, where he has served since 2018. In this role, he acts as a planning resource for families, focusing on creating financial plans for retirement income and legacy planning considerations. Prior to this, he held positions at Fidelity Investments including Vice President, Financial Consultant from 2012 to 2018, Financial Consultant from 2011 to 2012, and Relationship Manager from 2008 to 2011. Throughout his career at Fidelity, Jason has developed experience in financial consulting and relationship management, supporting clients' financial planning needs.

Gene Barton III is a Series 66–licensed financial advisor with OSAIC, bringing three years of industry experience. His prior roles include positions at F.L. Putnam Investment Management Company and Bosse Sports, LLC. Barton also serves as a paraplanner assisting other advisors and is involved in the sales and marketing of fixed annuities and investment products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment solutions supported by various asset-allocation tools and third-party platforms.