Andrew Contos is a financial advisor with Equitable Advisors holding a Series 66 designation. He joined the firm in 2026 and has varied prior experience including roles at SUNY Oswego, Diamond Baseball Holdings, ASM Global, and Nichol's Supermarkets. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and endorsed platforms, offering both advisory and brokerage solutions with a mix of discretionary and non-discretionary asset management.

Joseph Scro is a financial advisor with Equitable Advisors in Syracuse, NY, holding Series 63 and Series 65 designations and six years of industry experience. His prior work history includes roles at AxA Advisors, Northwestern Mutual, and United Van Lines. Equitable Advisors serves a diverse range of clients including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and endorsed third-party managers, focusing on both discretionary and non-discretionary asset management.

Timothy Jennings is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and utilizes firm-approved tools, including Secular Return Estimates and Monte Carlo simulations, while clients implement and update their plans independently.

Matthew Francis is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. He is also involved in non-variable insurance activities through Prudential. LPL Enterprise serves a diverse client base ranging from individuals and retirement plans to charitable organizations and institutions, offering financial planning, advisory services, and access to a broad range of brokerage and insurance products through an integrated platform.

Matthew Lasher is a financial advisor at Ameriprise with 21 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its related entities since 2005. Outside of his advisory role, Lasher serves on the Board of Directors and as Treasurer for Aquarius Cup. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and ongoing advice, with recommendations supported by proprietary research and algorithmic tools.

Earl Phillips is a financial advisor with LPL Enterprise, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over three decades before joining LPL Enterprise in 2024. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services. The firm utilizes an integrated platform combining adviser programs with active sales of financial products and emphasizes co-investment and referral relationships with third-party managers.

Ryan Kozyra is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and 17 years of industry experience. His work history includes roles at Prudential Insurance Company of America, J.P. Morgan Securities LLC, Wells Fargo Clearing Services, and M&T Securities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, Model Wealth Portfolios, third-party asset management, and access to a range of brokerage and insurance products, combining adviser programs with active financial product sales on an integrated platform.

Paul Kobel is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Prudential Insurance Company of America, Pruco Securities, LLC, and Key Investment Services LLC. LPL Enterprise serves a broad client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and brokerage and insurance products through its integrated advisory and brokerage platform.

Kevin Riley is a CFP® with 45 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services, Inc. since 1999. He also holds Series 63 and Series 65 licenses. Outside of his advisory role, Kevin is actively involved as an owner and officer of Planned Results, Inc., a support company, and has worked as an insurance agent through the same entity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning using analytical tools to support client goals and offers innovative advisory programs alongside municipal and public-finance services.

Marcus Mcfee Walters is a financial advisor with Equitable Advisors in Syracuse, NY, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AxA Advisors. Walters serves on several nonprofit boards, including the SUNY Oswego Gold Leadership Council and the Onondaga Community College Foundation Board. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, utilizing third-party asset managers and offering both advisory and brokerage services.

Christopher Coates is a financial advisor at Wells Fargo Clearing in Syracuse, NY, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Wells Fargo Advisors, St Bonaventure University’s Accounting Department, and Arctic Glacier Premium Ice. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options, offering both brokerage and advisory solutions across a broad client base.

James Gregg is a financial advisor at Stifel with 28 years of industry experience. He holds the Series 63 designation and has worked at Stifel Nicolaus & Co Inc since 2018, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he has occasional involvement in managing a rental property. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group.

John Kirwan Jr. is a Series 66-licensed financial advisor with 17 years of industry experience, currently associated with Cambridge Investment Research Advisors. His prior roles include tenures at Cuso Financial Services and Empower Associated Services. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers multiple investment platforms and proprietary model strategies, with a focus on tailoring strategies to client objectives and disclosing affiliated-strategy economics.

Matthew Easterly is a financial advisor with LPL Financial, holding a Series 63 designation and 18 years of industry experience. He has been with LPL Financial since 2007. Outside of his advisory role, he is involved with NBT Insurance Agency, LLC, marketing and servicing fixed life, disability, long-term care, health, and annuity products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research and model portfolios.

Cheryl Mcleod is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience guiding individuals and families through various financial transitions. She specializes in creating personalized wealth management strategies aligned with clients' goals, focusing on areas such as legacy planning, LGBT wealth planning, personal retirement planning, socially responsible and ESG investing, women and wealth, sports and entertainment, and retirement income. Cheryl emphasizes understanding clients' values and life goals to develop flexible strategies suited to changing market conditions. Cheryl holds a Bachelor's Degree from Ithaca College and has earned several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her early career included serving as a volunteer firefighter and EMT-D, experiences that shaped her approach to teamwork and resilience. She has lived abroad in Bali, Indonesia, which broadened her cultural perspective. Outside of her professional work, Cheryl is active in community involvement with organizations such as Friends Forever Animal Rescue, HLACNY, Marcellus NY Food Pantry, Sunshine Horses, Eastern Farm Workers Association, and the Onondaga Hill Fire Department. She enjoys gardening, hiking, photography, reading, writing, yoga, and spending time with her family. She resides in Onondaga Hill with her husband, two sons, a rescued dog, two cats, and a flock of free-range chickens.

James Cotter is a financial advisor with Equitable Advisors in Syracuse, NY, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Matthew Kelsey is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. He has worked at Cetera and affiliated firms since 2023 and previously held roles at Equitable and Onondaga Community College. Kelsey also operates The Terzolo Financial Group, Inc., an investment-related business providing account maintenance, plan preparation, and executive support. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sara Scardaci is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Cambridge Investment Research and First Command Financial Services, as well as periods dedicated to homemaking. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides annual, collaborative financial planning engagements using firm-approved software and offers specialized planning services including estate settlement and employer-sponsored programs.

Mark Diebold is a financial advisor with LPL Enterprise in Syracuse, NY, holding a Series 63 designation and bringing 34 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he is involved with Longevity Wealth Partners LLC, an entity related to his LPL business focusing on insurance and investment sales and service. LPL Enterprise serves a broad client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, through both advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and brokerage and insurance products via an integrated platform.

Donald Karlik is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 16 years of industry experience, including prior roles at MetLife Securities Inc. and Mass Mutual Life Insurance Company. Outside of advising, he is an insurance agent with Family First Life. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning and asset management services.