Chris Sebastian is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 1991 and currently leads a 14-person team providing a family office-like experience to clients. Chris serves a select group of highly successful clients, including executives, doctors, attorneys, and entrepreneurs, designing tailored strategies that reflect their unique circumstances. With over 30 years of experience, Chris oversees the team's strategic initiatives and execution of business plans. His areas of expertise include executive compensation, equity compensation services, family wealth management strategies, institutional consulting, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Chris holds a Bachelor of Science degree in Business from Clarkson University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional role, Chris has personal interests in gardening, softball, and tennis.

Douglas Berkun is a financial advisor at OSAIC with 42 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisor, Inc. and Securities America Inc for 17 years. Outside of his advisor role, he is also an insurance agent with L&M Group, providing life insurance services. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory, and financial planning services with access to third-party money managers and multiple portfolio management platforms.

Joseph Fecio is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2025 after eight years at Commonwealth Financial Network and 17 years at Lincoln Financial Advisors. He is also appointed as an insurance agent for non-variable insurance policies, with commissions from long-term care policies sold in the past. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support roles through tailored financial plans and a broad affiliate network.

William Saperston is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Scott Jusiak is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 66 registrations and 25 years of industry experience. He has worked at Equitable Advisors since 2004 and previously was with AXA Advisors, LLC. Jusiak also served in the U.S. Air Force Reserve from 1992 to 2021. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, delivering advisory and brokerage solutions primarily through LPL-sponsored programs and endorsed third-party asset managers.

Michael Alba is a financial advisor at Edelman Financial Engines with 16 years of industry experience. He holds Series 65, Series 63, and Series 66 designations. His prior experience includes roles at HSBC Securities (USA) Inc., td ameritrade, Citizens Securities, Inc., and founding Innovative Ecom LLC. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm emphasizes diversified model portfolios, long-term investment orientation, and a fiduciary approach, managing approximately $326 billion for about 477,000 clients.

James Rehak Jr. is a ChFC® credentialed financial advisor with 40 years of industry experience, currently affiliated with LPL Financial. His prior experience includes long-term roles at Lawley firms and Cadaret, Grant & Co., as well as OSAIC. He serves on the audit committee of Challenge Manufacturing Company, an employee stock ownership plan (ESOP) company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and financial planning services, leveraging model portfolios and research from both internal and third-party sources.

Glenn Shaikun is a CFP® with 45 years of industry experience and is currently affiliated with OSAIC. He previously worked at Investacorp and its advisory services division for over 25 years before joining Securities America Advisors. Outside of his advisory role, he is involved in an insurance business and operates Financial Education Resources. OSAIC serves a diverse client base including individual investors, pension plans, and charitable organizations through a large network of advisers and multiple platforms. The firm employs a variety of asset-allocation and portfolio management tools, offering integrated brokerage and advisory services with access to third-party money managers and specialized investment solutions.

Anne Pasker is a financial advisor at Raymond James & Associates with 27 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Raymond James since 2020, following previous roles at Key Investment Services LLC and a brief period of unemployment. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets, serving a diverse client base that includes individuals, institutional clients, and government entities. The firm provides wealth advisory planning and investment consulting mainly on a non-discretionary basis, with specialized capabilities in municipal and public finance.

Matthew Siva is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc. and SC Parker LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and nondiscretionary management, model portfolios, and research from multiple sources.

Jared Smith is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has worked at firms including Noble Wealth Partners and Crux Wealth Advisors. Outside of his advisory role, he is involved as a minority partner and officer in several support companies related to his financial planning practice. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers customized, risk-based advisory solutions and a dedicated SIMPLE IRA consulting program for small businesses.

Nathan Huisgen is a financial advisor at LPL Financial with 11 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2014. Huisgen also serves as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Peter Kazmierczak is a CFP®-certified financial advisor with eight years of industry experience, currently with Morgan Stanley in Williamsville, NY. His prior roles include positions at AllianceBernstein Investments and Nottingham Advisors Inc., among others. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Courtland Van Deusen V is a financial advisor with Cetera in Buffalo, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Avantax Investment Services and 1st Global Capital Corp. Outside of his advisory work, he serves as treasurer and board member for the C&D Van Deusen Foundation, a private charitable foundation supporting educational and religious institutions, and is involved in nonprofit efforts related to hearing services and local education. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary investment programs and access to third-party money managers.

Jaclyn Singer is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill and RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies that combine internal and third-party managers, providing a range of portfolio management, financial planning, and brokerage services.

Michael Carrig is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and has worked at UBS since 2022. Prior to UBS, he was with Bank of America N.A. and Merrill from 2014 to 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning and portfolio management solutions supported by proprietary research and a broad platform of capital markets and custody services.

Gino Callisto is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has worked with MML Investors Services since 2011 and Mass Mutual Life Insurance Company since 2009. In addition to his advisory role, he is an agent involved in life insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers educational seminars and diverse planning programs, including recent additions like standalone Divorce Planning and estate-settlement services.

Janet Slack is a financial advisor with Ameriprise who holds Series 65 and Series 66 licenses and has 13 years of industry experience. She has been with Ameriprise and its related entities since 2012. Outside of advising, she owns a tax preparation and bookkeeping business and serves as treasurer on the board of Spina Bifida of Western New York, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Matthew Mcmahon is a Financial Advisor at Merrill Lynch Wealth Management. He joined the firm in 2026, bringing with him two decades of experience in Capital Markets and Institutional Sales acquired at various broker dealers. Matthew specializes in advising clients on investment strategies and wealth management tailored to their financial goals. He holds a Bachelor of Science degree in Business Management from the State University of New York at Buffalo. Additionally, Matthew has earned the Personal Investment Advisor (PIA) designation, supporting his professional expertise in personal investment advisory services.

Jason Bridge is a financial advisor at Equitable Advisors with four years of industry experience. He holds the Series 66 designation and previously worked for Upstate New York Transplant Services for sixteen years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.