James Henry is a financial advisor with Osaic Wealth, Inc. based in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior career includes roles at Cetera and Foresters Financial Services. He is also the owner and president of Atlas Wealth Advisors LLC, an advisory practice and OSJ, and works as an insurance producer focusing on fixed insurance and annuity sales. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of financial advisers and multiple advisory platforms. The firm offers a range of integrated brokerage and advisory services and employs various tools and third-party solutions to construct and manage portfolios across asset classes.

Michael Valenti is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Manning and Napier Advisors. Outside of advisory work, he is involved as a member of CBCM Ventures LLLC and holds non-managing partner positions in Pittsford Sports Authority LLC and PSA Opportunities LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a broad platform including custody, underwriting, and capital markets solutions.

Dean Licata is an investment advisor representative with OSAIC, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He previously worked at Securities America Advisors, Inc. for eight years and has operated Dean Licata and Associates since 1994. Licata also has experience in insurance sales outside of investment advisory activities. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors by offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party managers. The firm uses various asset-allocation tools and supports both discretionary and non-discretionary account management.

Thomas Higgins is a CFP® with 43 years of industry experience and has been with OSAIC since 1993. He is based in Fairport, NY. In addition to his advisory role, Higgins owns and operates an insurance business offering life, disability, group, and long-term care insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and multiple advisory platforms to construct portfolios incorporating a wide range of investment vehicles.

Michael Messina is a Series 66-licensed financial advisor with UBS Financial Services in Rochester, NY, bringing nine years of industry experience. His prior roles include positions at TD Ameritrade, TD Ameritrade Investment Management, and Scottrade. Outside of his advisory work, he serves as executive director of Lancaster Lacrosse LLC, where he coordinates camps, clinics, and teams to promote the sport. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Russell Martin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Paychex Securities Corporation, CUNA Mutual Group, and M&T Securities. Outside of his advisory work, he is employed part-time as a front desk associate at World Gym. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a variety of investment strategies supported by advanced research and operational tools.

Steven Patton is a financial advisor at Ameriprise with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2018, following seven years at JPMorgan Investment Management. Outside of his advisory work, Patton serves on the board of the Greater Rochester Amateur Athletic Federation. Ameriprise offers retirement-income planning services targeted to individuals approaching or in retirement, generally with at least $1 million in investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated entities, with a focus on delivering written, research-driven retirement income recommendations.

Roxanne Mcelroy is a financial advisor at Stifel with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Stifel Nicolaus & Co Inc since 2019, following a decade at UBS Financial Services Inc. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning, providing clients with tailored analyses to support their investment decisions.

Margaret Whelehan is a CFP® with 24 years of industry experience. She is currently with Cetera and has held roles with Canandaigua National Bank since 2007 and HSBC Securities (USA) Inc. from 2006 to 2007. At Canandaigua National Bank, she serves as a relationship manager and provides divorce planning consulting using her CDFA certification. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Loree Harpole is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 65 credentials and 16 years of industry experience. Prior to joining LPL Financial in 2025, she worked at Capitol Securities Management, Lincoln Investment, and Legend Equities Corporation. Outside of her advisory role, she is an artist and musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a large network of advisors who implement customized and model portfolio strategies.

Timothy Mc Donald is a CFP® professional with 31 years of industry experience, currently serving at Charles Schwab since 2010. His work history includes roles at both Charles Schwab Bank, SSB and Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and an established alternative-investment program.

Mary Fairchild is a CFP® professional affiliated with Ameriprise, with 30 years of industry experience. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2010. Outside of her primary role, she is also an Associate Financial Advisor at Council Rock Associates, LLC in Rochester, NY. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

John Best Jr. is a CFP® professional with 24 years of industry experience currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at Lincoln Financial Advisors for 15 years and Commonwealth Financial Network for six years. He is also involved with Best Times Financial, a support company he started in 2019. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to align strategies with client goals and supports municipal advisory services through a unique affiliation uncommon among large institutional advisors.

Donald Burger is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily with Securities America Advisors and Securities America, Inc. prior to joining OSAIC. Outside of advisory services, he is also involved in life insurance sales and servicing through KAFL Insurance Resources. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to manage portfolios that may include various asset classes, and supports both discretionary and non-discretionary account management.

Suzanne Schmitz Laese is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. She has been with LPL Financial since 2004. Outside of her advisory role, she serves as board president of the Empire State Lyric Theatre, a nonprofit opera company. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, providing a range of financial planning and investment management solutions across multiple platforms.

Kristina Chan Sickmond is a CFP® with eight years of industry experience, currently with UBS Financial Services in Rochester, NY. Before joining UBS in 2026, she spent six years at Manning & Napier Advisors, LLC and associated entities. She also worked at Adagio Ballet for five years prior to her advisory career. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocation to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of investment and capital markets solutions.

Caleb Sharp is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has held positions at UBS since 2022. Prior to his current role, his career included work in real estate and staffing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients' goals and risk tolerances.

Mark Cornfield is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and with 34 years of industry experience. He has worked at Merrill since 1994 and concurrently at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Chapman is a financial advisor at Cetera with 26 years of industry experience. He holds the PFS™ credential and Series 63 license. In addition to his advisory role since 2000, he serves as president of Chapman & Co CPA, P.C., an accounting and tax practice active since 1998, and he oversees payroll and benefits processing at New York Payroll Relief Corp. Chapman is also involved in jewelry design and sales through Hearts Embraced, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, and provides access to affiliated and third-party money managers.

David Locurcio is a financial advisor with LPL Financial, holding the Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes 25 years at Cadaret, Grant & Co., Inc. and eight years at Neubert Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options supported by proprietary research and technology tools.