Camilo Betancur is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Santander Securities, LLC, Santander Bank, NA, and Commonwealth Financial Network. Outside of finance, he was involved with Ideal Cleaning for five years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program with ETF-based portfolios and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Paul Bernardi is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Citizens Securities since 2004. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory platform and a managed account program, and is wholly owned by Citizens Bank, N.A.

Lisa Burke is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at MetLife Investors Distribution Company and MetLife. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Cole Fuller is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds a Series 66 designation and has worked previously at Charles Schwab Bank SSB, Charles Schwab, and Dell/EMC. Outside of his advisory role, Fuller is an owner and landlord of a multi-family home. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, with advisory offerings that include a digital advisory program managed in partnership with SigFig and a Managed Account program.

Jason Arrighie is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and possessing 14 years of industry experience. His prior work includes positions at GWFS Equities and Fidelity Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage account holders. The firm’s integrated approach emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Brian Dunphy is a CFP® professional with 25 years of industry experience, currently affiliated with Citizens Securities, Inc. in Johnston, RI. His prior experience includes roles at FedEx, MML Investors Services, Mass Mutual Life Insurance Company, and Valic Financial Advisors. Outside of his advisory work, he is also active as an Uber driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Daniel St. Aubyn is a Series 66 licensed advisor at Citizens Securities, Inc. with four years of industry experience. He has been with Citizens Securities since 2017, including a prior role at Axelon Services Corporation in 2017 and experience at the Community College of Rhode Island from 2016 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed via proprietary algorithms, as well as a Managed Account program, while operating as both a broker-dealer and insurance agency.

Mark Dextradeur is a financial advisor with Citizens Securities, Inc. in Johnston, RI. He holds Series 63 and Series 65 registrations and has 26 years of industry experience, including 13 years with Citizens Securities. Outside of his advisory role, he coaches youth lacrosse on a volunteer basis. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory offerings that include a digital advisory program and a Managed Account program.

Carl Ostergaard Jr. is a financial advisor at Citizens Securities, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Fidelity Investments and UBS Financial Services, as well as service in the U.S. Air Force Reserve. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Kevin Mc Nair is a ChFC® with Series 63 and Series 65 licenses and has 34 years of experience in the financial services industry. He has worked at Lincoln Investment since 2024, following roles at Agia and Valic Financial Advisors. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of advisor- and firm-managed model portfolios using both strategic and dynamic investment approaches.

Jonathan Bridgman is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that recommends ETF-based portfolios using proprietary algorithms, in addition to managed account programs and commission-based brokerage services.

Stephen Connaughton is a financial advisor with Oppenheimer in Providence, RI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Oppenheimer & Co. since 2004. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Edward Pegram IV is a financial advisor at Allworth Financial, L.P. with 45 years of industry experience. He holds the Series 63 designation and has previously worked at City National Bank, RBC Capital Markets, Bank of America, and Merrill. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary asset management and financial planning, employing a mix of model strategies and third-party sub-advisers, and is notable for its ownership structure and specialized service divisions.

Harry Carver is a Series 66-licensed financial advisor at Citizens Securities, Inc. with seven years of industry experience. He has worked at Citizens Securities since 2019 and previously held roles at Granite Financial Partners and Ten Broeck Insurance Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program alongside a Managed Account program and operates as a broker-dealer and insurance agency.

Amanda Chartier is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and two years of industry experience. Her work history includes roles at Toll Gate Capital Advisors, LLC, and prior experience outside the financial industry. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, third-party asset manager access, and retirement consulting services.

Roy Yehuda is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds the CFP® and ChFC® designations as well as the Series 66 license. Prior to joining Citizens Securities in 2022, he worked at Park Avenue Securities, Guardian Life Insurance Company, and the Bulfinch Group. Before entering the financial industry, Yehuda spent 20 years at EMC (Dell EMC). Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Jared Greenberg is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation with two years of industry experience. His employment history includes multiple terms with Citizens Securities and prior roles outside finance, such as work at Trio Restaurant and the University of Rhode Island. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program utilizing ETF-based portfolios with proprietary algorithms, alongside managed accounts and commission-based brokerage activities.

Kevin Vieira is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 26 years of industry experience. He has worked at Commonwealth Financial Network and Bank of Rhode Island since 2020 and was previously with LPL Financial from 2011 to 2020. Outside of advising, he is involved in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services including investment management, technology, and compliance. The firm offers various program structures and discretionary model portfolios designed by its Investment Management and Research team.

Samia Elias is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 credential and nine years of industry experience. She previously worked at Fidelity Investments and TD Ameritrade before joining Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program based on proprietary algorithms and risk-tolerance assessments, as well as a Managed Account program.

Patrick O’Connor is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citizens Securities since 2018. His prior roles include positions at KeyBank and infinex Investments, Inc. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital advisory and managed account programs and operates as a broker-dealer and insurance agency.